ComplaintsforMidland Group and Associate LLC

• Initial Complaint

  06/07/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  MIDLAND ************************************************ contacted me through a relative. A lady named ************************* presented her business as a law firm and not a collections agency which is a violation according to the ****** Once I told her I had never received any correspondence on this matter , did not have a credit card with the mentioned bank back on **** and did not recognize this debt and it has has long prescribed after 20 years, she insisted they would file a lawsuit. If the Midland Group bought a bogus debt they must go after the agency that sold them a ghost account. And stop harassing innocent people. I do not recognize this debt, I have never received any correspondence or collection notice. There is no way that back in **** I would have been able to get a line of credit or a credit card. THEY MUST APPLY STATUS OF LIMITATIONS AFTER 20 years!!!

• Initial Complaint

  03/02/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  I keep receiving phone calls from this company. They are also contacting family members and also people I haven't even spoken to in over 20 years. They keep leaving the same recorded message stating I have a Debt and a pending claim or lawsuit against me and that they have sent me documentation which I have not received. I have checked my credit report and there are no debts on my credit report. I called the number they left on voice mail. They have my name and address, but they refuse to give me any kind of information about the "debt" unless I provide them with sensitive information like SS# and date of birth which could be used to steal my identity or use it for fraudulent activity.The website is extremely vague. Today I answered a call from the same number they keep calling, registered in Gastonia, which contradicts the company based out of **********, and I am supposed to give my personal information to an unknown person, it is not a safe practice. When I answer the call(s), they either put me on hold music and nobody talks or I get transferred and hang up on me. They have not talked to me even when I answer their calls. This is extremely frustrating. I ask you to please stop harassing my family and other acquaintances that have nothing to do with my personal affairs. They need to talk to me, directly, or send me complaints via mail.

• Initial Complaint

  02/23/2023

  Complaint Type:

  Order Issues

  Status:

  Unanswered

  More info

  I have recieved a VM from Midland Group and Associates, LLC Feb. 21,2023 stating they had filed paperwork on me (judement) for milicous financial and breach of binding and will be served. I called Feb. 22, ********************************************************************************************* 2008 they called me by my married name which I have been divorced. They were calling my ex husband leaving messages. They stated I would be servered and if I was willing to work with them they would stop the court hearing, so they stated they called the court house in Colroado Springs and they were able to stop the paperwork form being filed. So I could pay a lump sum of ******* and orgianally it was **** dollars or pay in monthly payments of 192. I did not say i would do either. I asked they send me paperwork on all this which they sent me a settlement via email and stated they had sent me a letter which i never received. I called First ************************ they stated this is a scam and they do not show any information on me. This needs to stop all the calls and calling individuals Ex's. When you look them up the show as a LLC but how do we know if they are ligit or a scam as privious complaints have been files. Debt of limitaions 10 days this a 15 year old debt i have never had and i checked my credit reports this has never been on there.

• Initial Complaint

  02/23/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  This company has contacted several family members regarding a civil suit being filed for charges incurred on a credit card with FCNB. They stated they had sent me information I did not receive. They stated the account was open 12/29/08 to 6/2015. I had a life altering event 1/1/08 so can guarantee this did not happen. I explained this situation and asked for more information such as charges, copies of signatures and payment history. They told me they could not provide this I information but could put a temp hold with the county clerk and offer me a settlement option. The settlement option required my email address for electronic submission and a payment now. I explained I would not be providing my email and would not make a payment today as I feel like this was not my debt and could possibly be identity theft. After the phone call I inquired with the clerk of court who said she had received no such call just now and that the process did not work like that. I also religiously check my credit report which contains none of this information. I see multiple reports just like this one filed against this business.

• Initial Complaint

  02/06/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Unanswered

  More info

  Midland Group and Associates LLC aka MGA, left a voicemail on 10/18/22 threatening a "complaint filed against me, a pending legal action and a time sensitive message." I returned the call only to get information on this "claim". I spoke with ****/******* at ext. 309, on a recorded line and was hurriedly advised via a script that I was the "subject of a pending civil suit and had to act quickly to save myself from legal action. **** informed me that this account was opened in 2007, and fully discharged in 2014. He indicated that I was sent a "DM-1" notice by mail more than 30 days prior and I had missed my window of opportunity to dispute or settle for less. I've never gotten anything from them in writing in the mail, even after requesting such documentation. **** went on to say that if I didn't pay now, I would be sued and he sent my call to the "accounting" department to set up a payment plan. I requested debt validation via email, which they sent, but LIED and said I reaffirmed the debt on the day of this call in October of 2022. I sent the company by certified mail with receipt on 10/19/22, a cease and desist for myself and all associated relatives, friends, associates, etc. which was received on 10/24/22 at the company address. I have all receipts, documents and communications I have provided them with. As of February 2023, this company continues to call me and other family members, harassing us, even in clear violation of FDCPA laws. Someone needs to hold them responsible for their predatory and deceitful practices. I have also filed a complaint with the *****

• Initial Complaint

  01/23/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  1-23-23 Received a bunch of spam calls from various numbers. They are calling my family stating that I have a Debt and that they have sent me documentation. They said that I owed over 7, ****** dollars but that I owed ******** to and that they were willing to settle with me back when they sent me information which I never received. Stated I had a credit card with first national bank. I do not recall ever having a card from ******************** I have reviewed my credit report as well. They said this account is from *********************************** 2015. If this is the case it would show up on my credit report I want this company to cease calling me. I have no information and to stop calling my family members from all these random numbers. This is supposedly over 15 years old. Their company website is one of those virtual address that everyone uses so don't know if this company is a scam or not. That I will be served this week to go to court.

• Initial Complaint

  12/31/2022

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  An agency contacted me on behalf of the Midland Group because they were attempting to serve me. When i contact the group to inquire on the "civil case" I was informed by someone made ******* claiming I had a debt reaffirmation from 2010. I asked for the original details of the debt because I didn't know what she was talking about. This credit card with **** of America has never appeared in my credit report and I never had a card with ***. She claimed a letter was sent in June which I never received, she stated that they had up to 10 years to go after the debt. I asked for documentation and she said it would be sent via docusend. A few hours after the call i received a letter with ***'s name and a settlement offer over email. Since I wasn't able to validate the debt with them I contacted *** which confirm no accounts under my name, DOB or SSN (ever). The *** representative advised me that this was a frequent scam. I will like my information to be removed from their database including the "*** debt" and ******* or any other associate to stop contacting me over these false allegations. On Wednesday, December 28th, I receive a call from the agency using my maiden name in an attempt to serve me.

• Initial Complaint

  12/28/2022

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  Midland Group and Associates contacted me and my relatives for time barred debt. I had an credit card account with **** which became delinquent in 2006 (passed the 180 days). I recieved my first call on 11/14 from someone indicating they were a process server who unable to reach me to deliver legal documents. The person indicated the documents were returned undeliverable and that I needed to meet them or tell them when I would be available to recieve the documents. This request from the company did not seem legimate, so I call and referred to a person who had to pull the file. I asked why are you trying collect on time barred debt when the statue of limitations in Georgia is 6 years. The lady indicated for collections it is 10 years. I stated its still outside of the statue of limitations. The lady indicated you should have been notified - I questioned when should I have been notified. She proceeded to tell me the address they had on file. I indicated i haven't lived at that address for more than 4 yrs. The young lady indicated she needed to talk with her supervisor to see if paperwork had been served. The supervisor told her no and I could make a one time payment $2258.43 (for the $2000 credit limit) or with the fees for the numerous years the total for an installment $6,789.59. I stated send me over original document indicating I owe this amount and you are collect on this time barred debt. The company instead sent me a settlement agreement to either pay the one time or installment amount. I believe the practices here violate Fair Debt Collections ACT - threathening legal action for time barred debt, calling my relatives indicating I have legal matters, and making threats such as you have been warned to settle these legal actions now.

• Initial Complaint

  12/13/2022

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  This company has been trying to contact claiming a civil action against me for something they are saying that I owe from over 20 years ago. The statute of limitation is long over. They are not just calling me but they are harassing all of my family, Family that I have never lived with but if you ****** my name it shows that I'm related to them. They call them at least 5 times a week. I have called them and told them to stop harassing my family and they tell me that they are having a hard time contacting me and because of that they have every right to constantly call my family members. They have my correct address so why have they not sent me any communications regarding this bogus claim of theirs. My credit reports are not showing anything in collections and my credit score is excellent. If this was a valid claim they would have put a collections on my credit score. I just want them to stop calling my family and me for an invalid claim.

• Initial Complaint

  10/17/2022

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  A text message was received by one of my relatives for a "***********" stating that it was urgent for me to reply. I contacted the number given at ************ and someone answered "The Midland Group." I gave the file number on the text and was transferred. I was asked for my birthdate. I refused but gave the last four of my Social Security Number. I was told the call was regarding a loan for a car in 2002. The person stated the car was repossessed and sold at an auction but that I owed over $4000 and I was being sued for "Failure to Pay with Intent to Defraud." I explained that I did not receive a car loan in 2002 and never had a car repossessed and I had no idea what she was talking about. I explained that I had been a victim of Identity Theft and Fraud in the past and possibly this is what was happening here. The person replied I could appeal but it would have to be in an "Orange County Court." She stated she would send the paperwork in the mail. I did not give my address or phone number. I called back about 15 min later to get more information at************* (I googled this number) and was not transferred but spoke directly to the previous person (she never identified herself) and she basically denied saying she said I received a loan. I also informed her that I have never received any paperwork on this matter and why she was contacting me now for something that apparently happened over 20 years ago? She became angry, started yelling and hung up. I have no idea how this person got the phone number the text was sent to. Although it is a relative, I haven't spoken to this relative in a very long time and I have never given this phone number to anyone.

  Business response

  11/18/2022

  Consumer Response /* (-5, 8, 2022/11/07) */ I have not heard from the company as of today's date; 11/7/2022.

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩