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Clear Air LendingThis business is NOT BBB Accredited.
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Customer Review Ratings
Average of 13 Customer Reviews
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Review fromCorey B
Date: 03/19/2025
1 starCorey B
Date: 03/19/2025
Absolutely ridiculous. I canceled my card so they would stop taking out money every 2 weeks. I took out a $500 loan and I have paid $160 a month for a year and it says I owe $700 still. It keeps getting higher. Do not I REPEAT DO NOT GET A LOAN FROM THIS!Clear Air Lending
Date: 03/21/2025
Hello Mr. ****** We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. All rates and loan fees are prominently displayed within all loan agreements and disclosures.
After further investigation into this account, we can see that Mr. ***** is not the owner of the account. ********************** cannot discuss any information on the account with a third party. We will have a customer representative reach out to the individual named on the account to settle this matter. If we are unable to get ahold of the owner of the account, please have them call the ****************************** to resolve this matter. The ****************************** can be reached at ************** between the hours of 5:00 am 4:00 pm PST.
Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air Lending
Review fromJanine R
Date: 02/23/2025
1 starJanine R
Date: 02/23/2025
They are a scam and I have reported them to a class action lawsuit company that is dealing with them. They are being sued in a class action in ********. I had no idea what their terms were and they have destroyed my credit. For a $500 loan they have been withdrawing $233 every two weeks from my bank account and they have actually increased my debt to almost $900 at this point in order to pay it off!!! This company forces people into bankruptcy and homelessness.Clear Air Lending
Date: 02/25/2025
Hello Ms. ***** We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. All rates and loan fees are prominently displayed within the loan agreement and disclosures and were acknowledged by you at each point by electronic signature. Per your review you reference a $500.00 loan, our records indicate an $800.00 loan.
Irrespective of these facts, as a gesture of goodwill Clear Air Lending will settle your loan for what has been paid. *** will waive any remaining balance including outstanding, late and returned items fees. We will also block your identifying information so no future applications will be processed.
Again, we appreciate your review and the opportunity to serve you.
Respectfully,
Clear Air Lending
Review fromKayla D
Date: 02/21/2025
1 starKayla D
Date: 02/21/2025
Do not recommend using this company what so ever! I will not be a returning customer.Clear Air Lending
Date: 02/24/2025
Hello Ms. ******* We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air LendingReview fromJean D
Date: 02/19/2025
1 starJean D
Date: 02/19/2025
Predatory lending, I feel scammed. How can you do this to people! I called your phone # for help, got a busy signal twice then tried the online chat, got logged off twice. Finally got through only to listen to someone tell me that its my fault for not reading my contract. Borrowed $1100 but you want to charge me over $5000!!Clear Air Lending
Date: 02/20/2025
Hello Ms. ******** We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. All rates and loan fees are prominently displayed within the loan agreement and disclosures and were acknowledged by you at each point by electronic signature. Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air LendingReview fromMason L
Date: 12/02/2024
1 starMason L
Date: 12/02/2024
DO NOT USE!! Very predatory. I used them for a $600 loan which I got after 24 hours of waiting. Now I will be paying back almost $3,000! Im at $135 every 2 weeks with a insane interest rate of 789%. Never ever use this lender under any circumstances. Also their payback are auto withdrawn from your bank account. So they have multiple times now overdrawn my bank account by several hundred dollars. This lender is a scam and looks for desperate people to choose from. It doesnt matter how desperate you are never ever use them. Go to a real lender if you need money.Clear Air Lending
Date: 12/04/2024
Hello Mr. ******* We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. All rates and loan fees are prominently displayed within the loan agreement and disclosures and were acknowledged by you at each point by electronic signature. Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air LendingReview fromJason R
Date: 11/19/2024
1 starJason R
Date: 11/19/2024
I try to log into your website and it never works and says blocked?? You sent me a link but I get nothing but blocked ?? Please explain HELPClear Air Lending
Date: 11/20/2024
Hello Mr. ***** We appreciate all comments good and bad. We apologize you are having trouble logging into your Clear Air Lending account, we understand how frustrating that can be. If you have not registered your account that will prevent you from having access. If you have registered your account and still cannot get in you will need to contact us at **************. Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air Lending
Review fromAnissa G
Date: 11/14/2024
1 starAnissa G
Date: 11/14/2024
This place is not only predatory which in signing the contract you agree to an outrageous percentage rate (something like 500%+). In order to reduce the financial charges I went to see the amount to pay off online and accidentally scheduled a payment for the next day. There is no cancel button and its after hours. I call first thing this morning and they tell me there is nothing they can do because the payment is pending. Like What?? The payment was just sent after midnight so really same day and you are telling me that there is no way to change the account it coming from or change the date. Now not only am I gaining an extra day or more of interest at $15 per day but this will result in an overdraft charge with my bank and a return payment fee. There is no way to change the bank account info online so not only that but I have another payment that was scheduled as normal and that may also result in a change if the account is in the negative. Their customer service is no help. Also if you are looking for any sort of settlement help such as a freeze on the interest for payoff (I realize they are not obligated to do it) dont ask them they are saying they want to help but just know if you lend with them dont expect much try another lender such as Uprova but if you must lend with them PAY THE LOAN OFF AS SOON AS YOU CAN TO REDUCE the interest owed! At $800 I am paying back almost 1,000(they were trying to charge $4000+ over the duration of loan if I would have paid normally) ) as an early pay off after less than a month of borrowing. READ YOUR CONTRACTS.Clear Air Lending
Date: 11/15/2024
Hello Ms. ***** We appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. We are very sorry you mistakenly scheduled a next day payment, however once a payment is already pending, we are unable to stop or change it. All rates and loan fees are prominently displayed within the loan agreement and disclosures and were acknowledged by you at each point by electronic signature. Again, we appreciate your review and the opportunity to serve you.
Respectfully, Clear Air Lending
Review fromAlyssa L
Date: 10/15/2024
1 starAlyssa L
Date: 10/15/2024
Predatory and not worth it. 700% APR rate you pay 5x the amount of what you got the loan for. DONT USE THIS COMPANYClear Air Lending
Date: 10/16/2024
Hello Ms. Limon Klick, we appreciate all comments good and bad. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. Again, we appreciate your review and the opportunity to serve you. Respectfully, Clear Air LendingReview fromSusan M
Date: 09/24/2024
1 starSusan M
Date: 09/24/2024
700% APR. Tried to make me pay 3500 dollars for a 600 dollar loan. Outrageous. This has to be illegal. How can they expect that? Regular banks don't even charge 30% but this 100% seems like a scam.Clear Air Lending
Date: 09/25/2024
Hello Ms. ******* We appreciate all comments good and bad. It is unfortunate we were unable to meet your needs at this time. The product we offer, as stated on our website, is an expensive form of borrowing and not a long-term financial solution and may not be the right product for all people. Our product is designed to provide a short-term financial solution to those individuals who may not have an alternative credit source for their emergency cash needs. Again, we appreciate your review and the opportunity to serve you. Respectfully, Clear Air LendingReview fromShannon H
Date: 08/23/2024
1 starShannon H
Date: 08/23/2024
Unfortunately, I did have to take a loan from this company and Im trying to get a hold of them to find out exactly what my balance is so that I can get it paid off. I cannot login into their system, even though I know that I have the correct login information. Their phone number leads me to some random giveaway and the email that I sent to them came back not a use or something. The only way that I can get them to stop taking money out of my account is to stop it on my bank end which that is exactly what Im going to do. ??Clear Air Lending
Date: 08/27/2024
Hello ******************, we appreciate all comments, good and bad. The fact that you are having issues contacting Clear Air Lending is concerning. We make every effort to provide our customers with multiple ways to reach a representative:
-Contact Page on the website, which provides email, chat, and customer service number.
-Access to the ************ portal, which provides email, chat, and customer service contact capabilities.
-Each operational or marketing email sent to our customers also has email, chat, and customer service information.
We have checked all our systems to ensure everything is working on our end. We certainly apologize if that information was not clear to you, or you did not receive it. We will review all communications throughout your customer journey to ensure the aforementioned was available and clearly stated. As a reminder, the customer service phone number is ************ and the email address is ******************************************* A representative will reach out to you for any questions you may have.
Respectfully,
Clear Air Lending
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