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Average of 20 Customer Reviews
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Review fromTarsha B
Date: 08/22/2024
1 starTarsha B
Date: 08/22/2024
*********************** tried to strong arm me in a deal, he got my information, compromised it and took my money from my account (WELLSFARGO)when I told him I didnt want move forward in a very bad deal, sent a text message asking for a full refund of what he took ( hadnt seen or touched the semi I wanted) asked him on the phone for a full refund of 1500 for doc fee and ******* for the upfront payment and he refused. My luck turned even worse, what ever papers he sent my bank (WELLSFARGO) they are aiding in giving these people my money.i have to wait 30 days to receive what he sent the bank (WELLSFARGO) before I can resolve or do anything about it. How do you get that amount of money from a business and the person paying it doesnt have the merchandise that was purchased. I got screwed over big time. Please run from these people!
TopMark Funding
Date: 08/28/2024
Please review the documents you signed that very clearly states the funds are non-refundable.Review fromClaribel L
Date: 08/22/2024
1 starClaribel L
Date: 08/22/2024
I have a company called PHOENIX 26 LLC. I applied for a commercial loan to purchase a Freightliner M2 2016 truck, VIN#*****************, on January 12, 2023, with Topmark for $55,000. I made an initial payment of $8,905.95, leaving the loan amount at $50,406.7. I was told that this loan would be for 36 months with a payment of $2,091.17. I also made two advance payments when I made my initial payment, totaling $4,602.24.I then began making payments starting on March 15, when I noticed that the payments were being made to Triangle Equipment instead of Topmark. I proceeded to make payments from March to September, each for $2,091.17. I contacted Triangle Equipment on September 21, 2023, to request my debt balance in order to make full payment. They told me the amount was $44,164.96 plus a prepayment charge of $2,808.95. How do I owe this amount if I have made 7 payments plus the 2 advance payments I made in January, including a $1,500 fee?I asked the representative to provide me with the interest rate being charged on the loan, and they told me I could calculate it myself. I read in the contract that the loan would range between 3% and 15%. However, I calculated that they are charging me 32.5%. I asked where the two advance payments I made plus the $1,500 fee were applied, as I did not see the $4,602.24 reflected. They said they were not provided with this information about the two payments I made and directed me to contact Topmark. Topmark has completely ignored my request for this information.I would like my $4,602.24 and the $1,500 they charged me to be refunded. -The person I have spoken with at Triangle Equipment is *************************. I have spoken with ****************** several times, but she says she has no responsibility. I had to pay $46,373.21 to ********************** to cancel the contract with **********************.TopMark Funding
Date: 08/23/2024
Please read your contract again. Many of your statements in your review are patently false: (1) Your contract is an EFA, not a loan. (2) Nowhere in the contract does it state the interest rate is between 3% and 15%. (3) The math you presented is inaccurate to say the least. (4) You have not phoned TopMark since October 2023. Since then TopMark has phoned you at least seven documented times. If you would like to discuss this matter with a TopMark representative, please feel free to give us a call.Review fromBobby W
Date: 07/09/2024
1 starBobby W
Date: 07/09/2024
A legal suit has been filed against a current employee of a company for breach of contract and identity theft. This employee is being accused of storing customer credit card information and then selling it for referral fees. The matter is currently under investigation and it is advised to not provide this company with any credit card information. Previous reviews have highlighted similar instances where the company has not refunded fees and has sold customers' card numbers to various credit wholesalers. It is important to be cautious and refrain from doing business with this fraudulent company. Checking the California Better Business Bureau for recent filings can provide more information about the company's reputation and practices. The actions of this employee and company are a serious violation of trust and should be taken seriously to protect consumers' personal and financial information.TopMark Funding
Date: 07/10/2024
Beware! This is a fake review from an online troll.
1) *************************** is not a customer of **********************.
2) "A legal suit has been filed against a current employee of a company" is a purposely vague statement to insinuate that it is against TopMark Funding, when in fact there is no such lawsuit.
3) The email address of ******************** is for a business called *********** A ***** *** out of ******* and is owned by ******************************.
4) This review is blatantly false and defamatory from an online troll hiding behind an email address that doesn't belong to him.
5) "Previous reviews have highlighted similar instances where the company has not refunded fees and has sold customers' card numbers to various credit wholesalers." This statement is also false. NO such reviews exist.
6) There is no online presence for a *************************** or ***************************** in zip code ***** in *********
Review fromSHELLY B
Date: 05/31/2024
1 starSHELLY B
Date: 05/31/2024
ZERO STARS!! COMPLETE SCAM! BEWARE!! DO NOT USE!! They will make it sound legit up until it's time to close and then they will start to rush you. They will ask for 1 month's payment and doc fees up front via debit card before even sending the settlement statement. Will also try to get down payment up front via debit card, before closing!! Said that it's easier than a wire transfer. WHAT? NOPE!LIES LIES LIES - not sure how they even sleep at night robbing innocent ppl out of their hard-earned money like that.TopMark Funding
Date: 06/03/2024
TopMark Funding has no record of this email address. This Reviewer does not appear to be an applicant of TopMark Funding.TopMark Funding
Date: 06/13/2024
Neither your name nor your email are in our database. I believe you are reviewing the wrong company.Review fromCory M
Date: 01/06/2024
1 starCory M
Date: 01/06/2024
Do not use! They claim the 20% you put down is going towards your truck, but it is a lie. They somehow work it into the loan to scam you out of it and now you are paying 20% more from the original loan.TopMark Funding
Date: 06/13/2024
************. We have had multiple conversations about this matter. The "down payment" he continue to refer to, was not a down payment. Please review your contract again as the funds are clearly listed and their purpose.Review fromAdam S.
Date: 11/09/2023
1 starAdam S.
Date: 11/09/2023
The company/Broker approved me for a loan. 2 months later my payoff is double what i or originally financed with the bank they were able to get me approved with, Now if i want to pay something off early interest is also included. Its a scamTopMark Funding
Date: 06/13/2024
Please review your contract and specifically the section about the Early Payoff Penalty. The payoff is not "double" as you assert.Review fromSteve M
Date: 10/10/2023
1 starSteve M
Date: 10/10/2023
The company is total garbage. I am a dealer and I have worked in the industry for about ten years. They take our customers and sell them equipment from someone else. They lie and lead both the dealer and customer along. These people are thieves and all should be put in jail.TopMark Funding
Date: 06/13/2024
TopMark Funding did not sell any customers any equipment as we do not sell equipment. If a customer chose to purchase equipment from a different dealership, that is the customer's choice.Review fromAnthony C
Date: 08/20/2023
1 starAnthony C
Date: 08/20/2023
They tell you lies, like they are financing your loan they take your payments.but in turn it's a two party ************ they don't tell you until you sign all the other paperwork.to me that is preparatory lendingTopMark Funding
Date: 06/13/2024
You worked with TopMark Funding for over a year with 3 different Applications for financing. When you finally received financing, your documentation disclosed that the contract would be sold to another lender. That is not "two party finance", (not even sure what that means), nor it is "preparatory lending".Review fromAnthony P
Date: 08/10/2023
5 starsAnthony P
Date: 08/10/2023
**** did a Fantastic Job!!! Kept me in the Loop on the process.We had a few snags along the way but we pushed through to get this deal completed!!TopMark Funding
Date: 06/13/2024
Thank you so much for the positive review and very happy to hear that **** did well in your transaction.Review fromRae Sunshine L
Date: 06/08/2023
5 starsRae Sunshine L
Date: 06/08/2023
I think that the employee named ******************************* is absolutely awesome. I was a bit disgruntled about a situation that had happened prior to speaking with her, but the time she took to just listen to the problem was very much appreciated. I actually thought the credit union was about to lose our business but ******* found a way to make it all work out. She did that by exhibiting empathy, first and foremost. That, along with her amazing amount of product knowledge really helped my husband I out very much. ******* is a Keeper, that's for sure. I hope her manager realizes what a gem she is, and a great asset to this company.TopMark Funding
Date: 06/13/2024
Thank you so much for your review. Glad everything worked out for you.
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