Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Affirm.com has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Affirm.com

      650 California St Fl 12 San Francisco, CA 94108-2716

      BBB Accredited Business
    • Affirm.com

      746 Rustic Ln Mountain View, CA 94040-3056

    • Affirm Canada Holdings Ltd.

      1565 Carling Avenue, Suite 400 Ottawa, ON K1Z 8R1

    Business ProfileforAffirm.com

    Financial Services
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.17/5stars

    Average of 1,339 Customer Reviews

    Customer Complaints

    5,729 complaints closed in last 3 years

    2,406 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 3/16/2020

    Years in Business: 12

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Overview

    Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

    Business Details

    This is a multi-location business.

    Find a Location

    Affirm.com has 3 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Affirm.com

        650 California St Fl 12 San Francisco, CA 94108-2716

        BBB Accredited Business
      • Affirm.com

        746 Rustic Ln Mountain View, CA 94040-3056

      • Affirm Canada Holdings Ltd.

        1565 Carling Avenue, Suite 400 Ottawa, ON K1Z 8R1

      Headquarters
      650 California St Fl 12, San Francisco, CA 94108-2716
      BBB File Opened:
      2/26/2013
      Years in Business:
      12
      Business Started:
      5/14/2012
      Business Incorporated:
      6/11/2012
      Accredited Since:
      3/16/2020
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 60DBO-111681 for this business, issued by Department of Business Oversight. The expiration date of this license is 2/15/2025.

      These agencies may include:

      Department of Business Oversight

      1515 K Street, Suite 200

      Sacramento CA 95814

      (866) 275-2677

      http://www.dbo.ca.gov/About_DBO/contact_us.asp

      Type of Entity:
      Corporation
      Number of Employees:
      2100
      Alternate Business Name
      • Affirm Loan Services, LLC
      • Paybright
      • Affirm, Inc.
      Related Businesses
      Additional Contact Information

      Email Addresses

      Industry Tip

      BBB Tip: How to shop for financial services

      Customer Complaints

      5,729 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      06/29/2024

      Complaint Type:
      Delivery Issues
      Status:
      Resolved
      On the day of June 14th 2024 approximately 4:51am , I purchased a Armadillo CRM roll bar for my pick up thru amazon. The loan terms were for a total amount of $748.81 with $191.25 down and have (24) remaining payments of $29.41. I canceled the order thru amazon the same day at approximately 4:57 am. Affirm processed the loan terms as stated. I called repeatedly to let them know the order was canceled. After speaking with numerous customer service representatives; one finally instructed me to have amazon provide an email stating the order was canceled. On June 18th approximately 3:15pm; I received that email from supervisor ***** stating order number 113-4812819-2040257 was canceled. I immediately forwarded the email over to *************************************** at 3:26pm. I then called affirms customer support line and spoke with another representative for over 11min to confirm email transaction and what was expected next. The representative stated not to worry, she received and viewed the email from amazon and was forwarding it to dispute team to be resolved. It is now June 29th and it still is not resolved. Attachments will follow.

      Customer Reviews

      1,339 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Joanna C

      1 star

      07/17/2024

      Affirm has denied my request to close my account. I was sent to a third party collection agency and provided proof to affirm that the account was paid in full and will not allow me to close the account. They state I need to pay affirm the amount I already paid the collection agency. Ive been fighting with them for the last 60 days! The account was payed in 3/2023!!! Truly disappointed with Affirm. I did all that was asked and they have not reached out to me in the time frame they say they will. Please do not work with Affirm! It has been a nightmare.

      Affirm.com Response

      07/18/2024

      Hey there! We'd like to help out here. Please don't hesitate to reach out to our team at **************************************** Our team will be happy to help.

      Local BBB

      BBB serving the San Francisco Bay Area and Northern Coastal California

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.