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Find a Location

Upgrade, Inc. has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Business ProfileforUpgrade, Inc.

    Loans
    BBB accredited business

    At-a-glance

    Customer Reviews

    4.42/5stars

    Average of 2,213 Customer Reviews

    Customer Complaints

    1,366 complaints closed in last 3 years

    374 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 4/28/2017

    Years in Business: 9

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Universal Credit offers loan services.

    Business Details

    Location of This Business
    275 Battery St Fl 23, San Francisco, CA 94111-3305
    BBB File Opened:
    1/4/2017
    Years in Business:
    9
    Business Started:
    8/18/2014
    Business Incorporated:
    7/29/2016
    Accredited Since:
    4/28/2017
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    BBB records show a license number of 1548935 for this business, issued by Nationwide Mortgage Licensing System/NMLS. The expiration date of this license is 11/30/2024.

    These agencies may include:

    Nationwide Mortgage Licensing System/NMLS

    1129 20th Street, N.W., 9th Floor

    Washington DC 20036

    (855) 665-7123

    http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx

    BBB records show a license number of 10608-99 for this business, issued by Department of Business Oversight. The expiration date of this license is 11/30/2025.

    These agencies may include:

    Department of Business Oversight

    1515 K Street, Suite 200

    Sacramento CA 95814

    (866) 275-2677

    http://www.dbo.ca.gov/About_DBO/contact_us.asp

    Type of Entity:
    Corporation
    Number of Employees:
    1000
    Alternate Business Name
    • Credify Finance Corp.
    Hours of Operation

    Primary

    M:
    6:00 AM - 6:00 PM
    T:
    6:00 AM - 6:00 PM
    W:
    6:00 AM - 6:00 PM
    Th:
    6:00 AM - 6:00 PM
    F:
    6:00 AM - 6:00 PM
    Sa:
    6:00 AM - 5:00 PM
    Su:
    6:00 AM - 5:00 PM
    Business Management
    • Mr. Thomas Curran, Chief Compliance Officer
    Additional Contact Information

    Email Addresses

    Industry Tip

    BBB Tip: What to consider when researching personal loans

    Customer Complaints

    1,366 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    07/05/2024

    Complaint Type:
    Service or Repair Issues
    Status:
    Answered
    I got paid 7/4/24 and paid some bills before bed. Woke up 7/5/24 and went to get some things and breakfast before work. Everything was fine. I got to worked and locked my card so I wouldnt be tempted to use it. Upon checking my account around 11AM, Im met with a notification that my checking and savings account has been suspended and to call the 1800 number. I immediately take my lunch and called. I was on hold for almost an hour only to be told that they cant see a reason why its suspended. Okay.. odd. I check my email and the emailed me at 955 AM stating my debit card was locked and both of my accounts were suspended with an email address to correspond too. I have not been told the reason why my account is suspended nor has any one contacted me in regards to the matter. First I was told it was a violating to an agreement then I was told that it was because of suspicious transactions. Ive had them call before in the pass to have me verify those transactions and Im good to go. Im just been told its under review and to wait for a email correspondence. Nothing has changed about my account besides the job in which I get direct deposit for. Its the second deposit from them so theres nothing that would remotely look suspicious. Im a single mother of 2 and every dime I had to my name is in this account. My lights are due in 4 days, I have rent that needs to be paid, and no one is telling me anything. One representative laughed that me on the phone as ** having an anxiety attack saying she didnt know what to tell me and thats what the back office told her. I asked to be transferred to a supervisor to try to resolve this news hung up on. Before this, I referred people to upgrade like crazy but now I just want access to my funds to be able to provide for my kids and cut ties. This is the worse experience of my life and has caused anxiety attacks back to back, worrying about if Im find to have access to my money to pay bills or Ill be homeless.Never again.
    Read More

    Customer Reviews

    2,213 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Lana R

    5 stars

    07/21/2024

    I have been very pleased with my encounters with Upgrade.

    Local BBB

    BBB serving the San Francisco Bay Area and Northern Coastal California

    BBB Reports On

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