Customer ReviewsforUprova Credit, LLC

Everything everyone wrote about this company is true. How can they do this to people. This is PREDATORY LENDING!!!

500% interest rates. I can't pay that back. I wish I hadn't got a 500 dollar loan. This company should be shut down.

Worst company ever I DID NOT ACCEPT THE ***** BUT THEY SAY I DID NOW IM PAYING 241. Every 2 weeks 482 a month didnt even accept the loan but they processed it anyway.. contacting my attorney hopefully he can help me with this.

HORRIBLE!!! Online approval disadvantage... Uprova did NOT share nor address the ******% interest rate... ($1,200 loan) I previously made/paid EXACTLY $700 in payments. I just now closed that account, paying in full $1,193. Therefore, the $700 in previous payments only decreased my $1200 total loan balance, less $7.00 (It should be illegal to charge ******% interest!) PLEASE BE AWARE of this Company! I would not recommend, nor use this company ever again. COMPLETE RIP OFF!I would have paid a total of $6,005.88 on a $1,200 loan.

In short this is a predatory lone program. They bury somewhere in their approval that you will pay 3 to 4 times the amount you ******. I paid $150 more than my $700 loan in less than 90 days and they're telling me only $90s has gone to the principal. They're stealing from people.

Uprova is the worst I cant believe I got a loan from them they would not tell me the rates for the loan until after the fact and when I seen that is almost 500% Im horrified. I borrowed a 1500 loan for emergency purpose and they want me to pay back almost $4000 the interest rates are beyond ridiculous. Im lost and dont know what to do this is beyond me. They told me one thing and I was sent something totally different Im overwhelmed with them at this point.

Review of My Loan Experience I recently took out a loan and was surprised to see the loan documents and interest rate only after I was approved. This process felt unfair, especially for someone like me who is already struggling financially. Heres a detailed review of the terms I encountered and the potential impact if I hadn't read through my contract carefully.Principal Amount: $1,500 Annual Interest Rate: ******%Payment Schedule: Bi-weekly payments of $260.59, with a final payment of $260.55 First Payment Date: 06/14/2024 The annual interest rate of ******% translates to a daily interest rate of approximately ********%, and a bi-weekly interest rate of about 21.514%.In my experience, the principal amount increased with each payment due to the high-interest rate, making the loan unsustainable. I was given only two days to rescind the loan, which felt like an insufficient amount of time to understand the implications of the terms fully.Such practices can feel exploitative to customers already struggling financially. Before approval, borrowers should be given clear and transparent information about loan terms.Given these terms, I rescind the loan within the allowed period to avoid further financial harm.

The company is a scam . No matter what you type here, they respond with a comment pretending to be a customer saying all has been fixed and im satisfied. Obviously you guys are a bunch of liars.

I am horrified of my experience with this company. I had called last week in regards to my payment of 284 saying that I was not able to meet that especially every two weeks. I am paying three times the amount with interest on my thousand dollar loan. It would be more achievable if the payment was less. When contacting the company I just get the response of there is nothing we can do. I called not once, but three times to get assistance but was not able to change my payment date even though they have all been in time and I paid off my first loan. The money was fast, yes, but the payoff is not a fair price.

This is horrible... Not understanding loans and trying to pay bills on her own, my young daughter applied for a $500 loan. When she applied they never stated the interest rate until after she was approved.After the first 5 bi-weekly payments of $115.13 ($575.65 total) she looked to see only $28.54 had gone towards the payment of the loan. I looked at her account and it was at ******% interest rate! If she continued paying the total would have been $2,072.42 for a $500 loan!No where on the introductory page does this specify it is a ******************* and they do not have to abide by the American Laws.So my question... if they do not have to abide by the American Laws why would they be able to report on your credit report?I just paid the loan off for her ($492.68 and she has already paid $575.65) and she has to repay me. This puts me in a very bad financial position, but I am happy I could help her. I feel for the other people who have reported this company and don't have ********* of **** to fall back on.