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Complaint Details
Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.
Initial Complaint
05/03/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for the debt with OLIPHANT *** . I do not have a contract with OLIPHANT ***.You guys need to handle this issue. This has been going on for a long time now that I have seen my information. That's messing my Character & name up as a person.They are in violation & told me 30 days when I had fraud. A identity theft with police report I had attatched as well, they are in major violation.
Business response
05/05/2023
May 5, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
04/19/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Oliphant Financial LLC filed a debt collection on time-barred debt on my credit report after the statute of limitations. This needs to be removed from my credit report immediately or I will be taking legal action as it has passed the statute of limitations of reporting. I have documentation of account closure and last reported delinquent payment.Business response
04/21/2023
April 21, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: # ********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
04/17/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
This company has and is trying to collect a debt that was originally owed by ******** which has been discharged in bankruptcy therefore it is legal for them to try and collect and they need to remove this asap from my credit reportBusiness response
04/17/2023
April 17, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
03/17/2023
- Complaint Type:
- Sales and Advertising Issues
- Status:
- Answered
I have never had the card that this company is reporting on my credit report. I received a collections account on my credit report and I have never had the credit card that this company is stating that I had. I just recently purchased a home and all the credit cards that I had were paid off in order for me to be able to qualify for my house, This credit card was never on my credit report and then all of a sudden it pops up on there today and states that I opened it four years ago. This is fraudulent and somebody either opened an account under my name or these guys are trying to just get money from me, but I have never had the card that is outlined on my credit report and being reported by this company .Business response
03/17/2023
March 17, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Customer response
03/21/2023
Complaint: 19605253
I am rejecting this response because there is no real solution offered. This credit card was never applied for on my behalf. I have never had this card and have had no missed payments on any of my current cards. There is. I reason I would maintain all my other cards and just leave this one if it was mine. This business is not actually responding, they are just stating that if I want BBB to represent me then I have to get some sort of paperwork done through BBB stating that it is for confidentiality and they are protecting my information. Obviously I reached out to BBB so I am seeking assistance. This is their way of not having to respond. If they will not respond I will have to go another route and look to hire an attorney for this fraudulent card. I am seeking any prep from this company that this card is mine. I want to see statements of purchases. Where those purchases were so that I can reach out to those vendors and see if there is camera footage to view or signatures on receipts that I can submit as evidence and compare them with my signature. This card is completely fraudulent and had never been on my credit report until last week when I found out about it for the first time. No negative marks were ever on my credit report from this alleged card stating I was missing payments or anything like that. Just one day its there stating I owe over 2k on a card that was supposedly issued 5 years ago.
Sincerely,
*************************Business response
03/22/2023
March 22, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you rejected our previous response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully,
Oliphant Financial, LLC
*******************************Customer response
03/22/2023
Complaint: 19605253
I am rejecting this response because: They send the same exact response as the first time. They will not even send a response, its the same response they send everyone. If they wont respond I will need to contact legal counsel and file a suit against them. This is fraud and with their generic response they are just hiding their fraudulent activity. I will hire an attorney and *** them for damages and attorney costs.
Sincerely,
*************************Initial Complaint
03/13/2023
- Complaint Type:
- Billing Issues
- Status:
- Resolved
A debt collector is trying to collect money from me that went on my credit report all of a sudden making my high score drop down tremendously. This credit card I have no knowledge of neither did I have a statement or the actual credit card. I want it off my credit report because it's not mine. Thank you.Business response
03/16/2023
March 16, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict us from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving us permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully
Oliphant Financial, LLC
*******************************Customer response
03/23/2023
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
Sincerely,
*********************************Initial Complaint
03/10/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
I have been paying on this account **************** original ************* Delaware since 5/08/22 to a company that you hired ******* ***** AND ASSOCIATES Agent ***************** ***************** and now you have another company ***************** reference #******* spoke with agent ***** ************ stated you have not reported any of my payments and with the documents I uploaded you can clearly see that this is not the case so your trying to double dip on the same account as well as put it on my credit report which I am disputing as well File # *********. How are you doing this with different companies going after the same exact account. I want this resolved to reflect that you are receiving my payments or is there some type of con the people that youre hiring to collect on accountsBusiness response
03/10/2023
March 10, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Customer response
03/10/2023
Complaint: 19577443
I am rejecting this response because:
There is a total of 3 companys including Oliphant Financial LLC trying to collect on THE SAME ACCOUNT THAT IM ALREADY PAYING ON YOU CANT TRIPLE DIP!! AND THEY NEED TO BE TAKEN OFF MY CREDIT REPORT. DOCUMENTATION IS ALREADY ATTACHED AND DISPUTE FILED
Sincerely,
*****************************Business response
03/13/2023
March 13, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you rejected our previous response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Customer response
03/14/2023
Complaint: 19577443
I am rejecting this response because:
I called the company as directed and was told there was nothing they could do for me no research of any kind was done!! They keep saying they cant see anything WHEN IF FACT IM PAYING ALREADY ON THIS ACCOUNT TO ANOTHER CREDITOR WHICH I PROVIDE PROOF IN THE FORMAL COMPLAINT!! I WANT THIS OFF MY CREDIT REPORT YOUR DOUBLE DIPPING
Sincerely,
*****************************Customer response
04/25/2023
Here is the signed requested documentBusiness response
04/28/2023
April 28, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you rejected our previous response again. We are unable to release your information without your written consent.
Oliphant Financial, LLC is bound by State and Federal laws that restrict ** from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB.
Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving ** permission to discuss your account with them, within the confines of all laws regulating our industry.
Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact ** at **************.
Please believe ** when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to **.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
03/02/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed in **** to address the fairness, accuracy, and privacy of the personal information contained in the files of credit reporting agencies.Business response
03/03/2023
March 3, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict us from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving us permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
02/21/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
Oliphant Financial, LLC have violated the ***** *******a and its new rule by parking this alleged debt on my consumer reports. ***** and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not given you written permission to put anything on my credit profile 15 USC 1681b2. They have no permissible purpose by law to contact third parties with my private or personal information. Their offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C. 1028A. they have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I have already stated to this company I don't owe anything due to identity theft in 2016, 2017, 2018 I have been informed by the *** with proof of my theft which I was unware of. This company stated this was credit card was acquired in 2015 and yet haven't provided me with any contract I signed taking ownership of this debt. I don't want copies of papers of documents. I have the right to see a wet signature of my name. This company falsely added this to my credit report stating this account was open in 3/2018 when in fact in was I was told it was 2015. Since this is reported on my credit report this account was open in 3/2018. This FRAUD! clearly stating from the *** AFFIDAVIT OF THIEFT RERPORT I WAS VICTIM. This collection agency is in violation of my rights as a consumer and is not licensed to collect in my state. This account has been past the 7 year statue limit and should not be on my credit report, Oliphant Financial, LLC adjusted the dated to place this on my credit report knowing the company can't place this on my credit report due to the statue limit. I made a complaint with the *** for fraud this company is trying to collect still when they was told this is fraud.Business response
02/21/2023
February 21, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict us from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving us permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully
Oliphant Financial, LLC
*******************************Customer response
02/21/2023
Complaint: 19439366
I am rejecting this response because: this company is direct violation of my rights as a consumer they failed to provide documentation of this debt. Obviously this company is unaware of consumer law. I have asked nor seeking the BBB to act on behalf as an attorney nor it was applied. You read my complaints and the law and assume it was an attorney acting in my behalf. I will take this to legal actions. This a complaint of business that has been sued for the same tactics and best believe I did my homework on this company practice. I'm not the one expect the unexpected!
Sincerely,
*************************Business response
02/22/2023
February 22, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you rejected our previous response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict us from releasing any confidential information. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving us permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully,
Oliphant Financial, LLC
*******************************Initial Complaint
02/15/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
This is not my debt. Please remove it. I dont have documents because it not mine.Business response
02/17/2023
February 17, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Please consider this as our response.
Oliphant Financial, LLC is bound by State and Federal laws that restrict us from releasing any confidential information, including your social security number and date of birth, to third parties let alone allow such information to be posted publicly on websites such as the BBB. Unless you have given BBB legal authority to the contrary, we are prohibited by Federal and State Statutes and cannot release or disclose any information to them.
If you are interested in the BBB acting as your attorney-in-fact, you will have to sign an attorney-in-fact form, or a form similar in nature, granting the BBB permission to obtain your personal information and giving us permission to discuss your account with them, within the confines of all laws regulating our industry. Until that time, we remain committed to continue being a law-abiding organization and refuse to disclose your information.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully
Oliphant Financial, LLC
*******************************Initial Complaint
02/13/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
I have been a victim of identity theft. I discovered it last few weeks ago upon reviewing my credit report. I found accounts that are not mine and addresses that I never resided. Now I am dealing with creditors who want me to file a fraud packet even though proofs has been given already. I also found this account that I believe not mine:Acct name: OLIPHANT *** (Original Creditor: 12 FINWISE BANK)acct no. ***********date opened 11/25/2020 balance $12,390.00 I am not liable for this debt and I do not have a contract with:Company: OLIPHANT *** LLC Address: ******************************************************** Tel No: ************** Attached with this complaint is the dispute letter sent to the bureau and the authorization for release of information. I also filed complaints thru CFPB. Please delete this account from my credit report at once. Any questions or concerns I can be reached at **************************************************************** and email at [email protected] need a response from the company.Business response
02/14/2023
February 14, 2023
Better Business Bureau
2655 ************************
**********, ** 33759
Re: ID: #********
To Whom It May ****************** have received information from the Better Business Bureau (BBB herein) that you filed a complaint against our company, Oliphant Financial, LLC. Weve also received the authorization to release information form signed by you, giving the Better Business Bureau authority so that we can release confidential information regarding your account with us. Please consider this as our response.
The details of the account are as follows:
This loan was issued by ************ to ******************* in the amount of $15,000 for a personal loan on May 2, 2018. The loan repayment schedule agreed upon consisted of 36 monthly payments of $670.11 starting on June 10, 2018. The APR of this loan was *******% with a finance charge of $9,123.96. The total amount to be paid (if paid on the due date) pursuant to the terms of the loan, with principal and interest, was $24,123.96.
This account charged off on December 8, 2019 and was sold to Oliphant Financial, LLC on November 25, 2020. A copy of a ** Identification Card; earning statements from employer Mar Vista Country Villa Healthcare & *************** &****************************************************, LLC was provided to ************ in the name of *******************.
If you would like to discuss your account directly with our office, please contact us at **************.
Please believe us when we say that we are not trying to make things difficult on purpose. We are a huge advocate for great customer service and compliance. We simply need to follow the laws exactly as they are laid out to us.
Respectfully
Oliphant Financial, LLC
*******************************
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