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    ComplaintsforAflac

    Insurance Companies
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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Order Issues
      Status:
      Answered
      I called **** ***** of Alfac to cancel two insurance policies as I did not have the money to pay for such policies. **** told me all I would need to do is send him an email with my signature and the policy numbers in a letter stating I wished to cancel. I sent the cancelation in advance of the effective date of the policy. The policies were not cancelled with no further communication. I then received notice from my employer that I needed to fill out an official cancelation form, and write a letter, to which I did. I received a letter today that the policies will not be cancelled as they were in place when the cancelation notice was received. My employer has given authorization for the policies to be cancelled and Aflac still did not cancel the policy. **** is being terminated as our companies rep as he is irresponsive and irresponsible.

      Business response

      04/29/2024

      We received your complaint from the Better Business Bureau. Due to privacy regulations, we have forwarded your concerns to the appropriate department to research. You will receive a mailed response from us upon completion of our investigation. Thank you for bringing your concerns to our attention and for your patience while we explore this matter.

      Business response

      05/16/2024

      The department handling this concern has completed its review on *** **, 2024, and sent correspondence to the consumer.  Aflac considers this issue resolved. 
    • Complaint Type:
      Billing Issues
      Status:
      Resolved
      Bad business practices and attempt scam

      Business response

      04/24/2024

      We received your complaint from the Better Business Bureau. Due to privacy regulations, we have forwarded your concerns to the appropriate department to research. You will receive a mailed response from us upon completion of our investigation. Thank you for bringing your concerns to our attention and for your patience while we explore this matter.

      Business response

      06/12/2024

      The department handling this concern has completed its review on **** *** ****, and sent correspondence to the consumer. Aflac considers this issue resolved.

      Customer response

      06/13/2024


      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      ******* *************
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      My auto draft didn’t go through this month I called to ask why. On **** I was told sometimes it is a disconnect between bank etc. I restarted auto draft and re-entered CC info I put in my auto draft details today again **** because I didn’t see on account. I called customer service. The lady when asking for my info I said can you put on card on file. She didn’t even give me a chance to ask a question and hung up on me intentionally. Not the customer service I pay for and I expect a response from business and them to listen to call that occurred today around 3:30pm **** ***

      Business response

      03/18/2024

      We received your complaint from the Better Business Bureau. Due to privacy regulations, we have forwarded your concerns to the appropriate department to research. You will receive a mailed response from us upon completion of our investigation. Thank you for bringing your concerns to our attention and for your patience while we explore this matter.

      Business response

      04/04/2024

      The department handling this concern has completed its review on ***** ** 2024, and sent correspondence to the consumer.  Aflac considers this issue resolved. 

      Customer response

      04/09/2024


      Complaint: ********

      I am rejecting this response because: I have not heard of follow up after I asked for them to listen to the call and how the agent was speaking to me and what they intend to do to resolve this.

      Sincerely,

      **** *******

      Business response

      05/01/2024

      Aflac has thoroughly reviewed the consumer’s concerns and stands by the decision reached during the resolution of the concern.
    • Complaint Type:
      Billing Issues
      Status:
      Resolved
      I had decided to cancel my policies with Aflac. On ******* *** of 2024, I submitted a signed request to cancel my policies. I listed all of the policies that I had with them on my request. All of the policies except one was canceled. I emailed the representative several times to have the last policy canceled, to no avail. As of yesterday, my pay check is still being deducted for the premium of this last policy. I would like to have the policy canceled, as I requested 2 months ago.

      Business response

      03/04/2024

      We received your complaint from the Better Business Bureau. Due to privacy regulations, we have forwarded your concerns to the appropriate department to research. You will receive a mailed response from us upon completion of our investigation. Thank you for bringing your concerns to our attention and for your patience while we explore this matter.

      Business response

      03/22/2024

      The department handling this concern has completed its review on ***** *** 2024, and sent correspondence to the consumer.  Aflac considers this issue resolved. 
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Resolved
      I have been getting robo calls multiple times a day. When I asked to be put on a do not call list they stated I must have signed up for a quote. I did not sign up for a quote. It should not take 30 days to implement a do not call list.

      Business response

      01/11/2024

      Thank you for giving us the opportunity to answer your recent complaint.  We have forwarded this request to our Privacy Office and requested that the consumer be removed from any call lists.
    • Complaint Type:
      Service or Repair Issues
      Status:
      Resolved
      On ******* **, 2023 I filed an accident claim for an accident that occured on *****2023 an a hospital ER visit on *****/23. I called Aflac last week to see what the hold up was and the lady asked a few questions and confirmed some things. I provided that to her. She stated I should be getting paid out my claim soon. I have been with Aflac about 5 years and my claims have NEVER taken this long. I uploaded all appropriate paperwork that is needed. No one reached out to me for anything else my profile has been sitting in review status longer then it should. I call yo speak to someone today the call wait times are horrible. Yall can send me a email about updating my information but cannot send my money owed to me. I pay entirely too much per pay period for my claim not to be paid out. I did my part and you all need to do your part.

      Business response

      11/07/2023

      We are in receipt of this update and have forwarded your concerns to the Claim department for further review. 

      Business response

      11/17/2023

      The Claims department completed its review of your file on ******23 and mailed correspondence explaining its decision to the address on file. Aflac considers this issue resolved.

      Customer response

      11/20/2023

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      ******* *******
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      My now deceased father, **** ******, purchased an Aflac ****** policy in 1986 and paid his premiums faithfully. He was diagnosed with ****** 2 years ago and we have been attempting to claim his due payment from Aflac ever since. We have sent every document they have requested, sometimes multiple times. They have admitted they have a policy for him, they owe him $100 per day of care, and they have all the documentation they need including a death certificate and doctors’ documentation clearly noting ******. At this point they just will not pay. We are at a loss about to proceed.

      Business response

      10/30/2023

      We received your complaint from the Better Business Bureau. Due to privacy regulations, we have forwarded your concerns to the Claim Department to research. You will receive a mailed response from us upon completion of our investigation. Thank you for bringing your concerns to our attention and for your patience while we explore this matter.

      Business response

      11/10/2023

      The department handling this concern has completed its review on ******** *** 2023, and sent correspondence to the consumer.  Aflac considers this issue resolved. 
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      The company saying that the policy was lapsed then they asked to send in a copy of my paystubs to see was it taking out an it was now they act like they don’t won’t to pay my claim now I been goin though this since ****** * *2023 an still haven’t solve the problem yet being giving me the run around

      Business response

      10/02/2023

      Thank you for giving us the opportunity to answer your recent complaint. Unfortunately, we require additional time to resolve the issue(s). If you have any questions, please do not hesitate to reach out to us at ****************************.  We apologize for any inconvenience.  Thank you for your continued patience.

      Business response

      10/20/2023

      The department handling this concern has completed its review on ******2023 and sent correspondence to the consumer.  Aflac considers this issue resolved. 
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I saw my dentist on *****/23. I had a ******* **************** and ******. My dentist filed the claim, and the receptionist told me today that none of the claims had been processed. As of today, *****-23, *** ******* ******'s dentist office hasn't been paid. They are awaiting their check, and I had to tell them that because Aflac hasn't communicated with the office. I held for nearly three hours to attempt to speak to a claims representative at Aflac. When I finally got through, I was told that they were issuing a check for $177 and that I would be responsible for the remaining $138 for ******. I argued that this was strictly preventive care and that ****** would not be processed under basic care, which has a waiting period. Basic care includes fillings, extractions, etc., NOT routine ****** that accompany a wellness/preventive exam. I am simply asking that my preventive ****** be covered since my policy allows for ****** without a waiting period as long as those ****** are included in preventive care and do not exceed the yearly requirements. Thank you very much for your time and consideration.

      Business response

      09/28/2023

      Thank you for giving us the opportunity to answer your recent complaint. Unfortunately, we require additional time to resolve the issue(s). If you have any questions, please do not hesitate to reach out to us a *****************************.  We apologize for any inconvenience.  Thank you for your continued patience.

      Business response

      09/29/2023

      The department handling this concern has completed its review on *****/2023 and sent correspondence to the consumer.  Aflac considers this issue resolved. 

      Customer response

      10/03/2023


      Complaint: ********

      I am rejecting this response because:

      I haven't received any response from the business to my email or home address. I don't know what the company decided. 


      Sincerely,

      ******* ****

      Business response

      10/06/2023

      Aflac has thoroughly reviewed the consumer’s concerns and stands by the decision reached during the resolution of the concern.  Correspondence was mailed *****2023 to the same address listed on the complaint so the consumer should be receiving it soon.
    • Complaint Type:
      Product Issues
      Status:
      Resolved
      We have been having with Aflac 49 years. We field our claim out of the office in ************ ** ** ******** ** *****23 we went back in and they needed a ********* report. On ****/23 they still hadn't received it so we went in person and picked up the report and took it to the office in *********** on ****/23. We received a confirmation they had got the application for the claim. On ****/23 we called and they told us our check would be here in a week. We didn't receive the check so we called again. They said the check had been sent to a previous address. I'm unsure why they would send it to a previous when all mail from Aflac has been coming to our current address for the past 7 years. I contacted the lady who lives at our previous address and she said nothing from Aflac had come there.

      Business response

      09/13/2023

      The Claim  department completed its review of your file on ******23 and mailed correspondence explaining its decision to the address on file. Aflac considers this issue resolved.

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