Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Cottingham & Butler has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Cottingham & Butler

      800 Main St Dubuque, IA 52001-6822

    • Cottingham & Butler

      PO Box 28 Dubuque, IA 52004-0028

    Business ProfileforCottingham & Butler

    Insurance Companies
    Multi Location Business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 2 Customer Reviews

    Customer Complaints

    1 complaints closed in last 3 years

    1 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Overview

    This company offers a complete set of employee benefits and risk management services.

    Business Details

    This is a multi-location business.

    Find a Location

    Cottingham & Butler has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Cottingham & Butler

        800 Main St Dubuque, IA 52001-6822

      • Cottingham & Butler

        PO Box 28 Dubuque, IA 52004-0028

      Location of This Business
      800 Main St, Dubuque, IA 52001-6822
      BBB File Opened:
      11/3/2000
      Years in Business:
      137
      Business Started:
      1/1/1887
      Alternate Business Name
      • Self Insured Services Company
      • SISCO
      • C & B Insurance
      • Cottingham and Butler
      Business Management
      • John Butler, Executive Chairman
      • Timothy Berns, CFO
      Contact Information

      Principal

      • John Butler, Executive Chairman

      Customer Contact

      • Timothy Berns, CFO
      Additional Contact Information

      Fax Numbers

      • (563) 587-5881
        Primary Fax
      • (563) 793-5235
        Other Fax

      Phone Numbers

      Customer Complaints

      1 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      09/15/2023

      Complaint Type:
      Product Issues
      Status:
      Unanswered
      On May 18, 2023 I made an out of pocket payment to my dentist. We submitted the receipt to SISCO in June for a FSA refund. SISCO handles both insurance and FSA. First, they were holding up payment processing because they wanted an itemized receipt. We provided them with one. They continued to hold up the payment processing, because they decided they wanted an itemized receipt with codes. We provided them with that. In over 20 years of having an FSA, I've never had to provide codes for a FSA claim. Next, they were holding up processing because they said they overpaid the dentist when the dentist submitted a claim to the insurance portion of SISCO. That should have been an issue they needed to resolve with the dentist, because it was their mistake and it shouldn't have affected my FSA claim for out of pocket expenses. On September 13, 2023 my husband called SISCO to check on this ongoing claim, and he was told, the payment was already made. I have not received a payment. Later that night we checked the status of the refund on the SISCO portal and noticed they declined my FSA claim. Dentists are a FSA covered expense, especially when it wasn't cosmetic! Also, it appeared that they paid the dentist the refund, instead of me. It has been four months of excuses and issues in what seems to be a deliberate attempt to avoid paying a refund for out of pocket medical expenses that are a covered FSA expense. This company needs to be investigated and audited.

      Customer Reviews

      2 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Bailey C

      1 star

      01/11/2024

      Read the reviews on ****** as well and you will see basically all you need to see about how terrible this company is. HORRIBLE response time from claims representative. I would have to email and call multiple times to even get a response, which would be OVER A WEEK. Even when I tried to call their supervisor they never answered my calls or voicemails.I was hit by an 18 *******, and in the end it took about 3 months to finally get my car back. In addition, I was never once made aware of the end date for the rental car from the claims representative, and I ultimately had to pay for the ************* days of my rental car, $200, because they denied extending the ************* days. They claimed it was because of delays, but for some reason they can take over a week to answer my emails and calls but the repair shop isn't allowed to have delays for being absolutely slammed. Does not make sense in the slightest. I truly hope this company goes out of business so no one will have to deal with what I dealt with.

      Local BBB

      BBB serving Greater Iowa, Quad Cities, and Siouxland Region

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.