ComplaintsforSafety Insurance Company

• Initial Complaint

  01/10/2023

  Complaint Type:

  Service or Repair Issues

  Status:

  Resolved

  More info

  Safety Insurance *** is reporting a claim (#*******) under my name (*********************) as the Policy Holder to ***** Nexis in which is effecting my insurance premiums on my own insurance policy. I disputed the claim with *********** and they reported back to me that they determined my dispute as "unverifiable" and that they verified the data as correct with "Safety Insurance ** 20 ************************************************************** **************" I called that phone number and I have spoken to (4) different people within Safety Insurance and their 3rd party and no one is able to assist in having this corrected. The claim is not associated to me or my vehicle. Multiple departments within Safety Insurance state the claim is a glass claim which should not effect my insurance premiums, but when transferred to the glass claim department, they could not find the claim for glass. I was on the phone for (2) hrs trying to rectify this and have it removed from my ***** Nexis report with no assistance in the matter.

  

  Business response

  01/22/2023

  ************** notified Safety Insurance about a reporting error. Safety incorrectly identified ************** as the policyholder on an auto claim from January 2021. The reporting error caused difficulties for ************** when she was shopping for new auto insurance in *******.
  
  Safety Insurance corrected the erroneous report on January 18, 2023

  Customer response

  01/26/2023

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  Better Business Bureau:
  
  I have reviewed the response submitted by the business and have determined that the response does satisfy my issues and/or concerns in reference to complaint #********. I understand that by choosing to accept the business response that my complaint will be closed as resolved.  I want to specifically thank ********************* with Safety Insurance to keeping communication with me along the correction process and ensuring my voice was heard and issue was resolved.
  
  Regards,
  
  *********************

• Initial Complaint

  12/13/2022

  Complaint Type:

  Order Issues

  Status:

  Resolved

  More info

  I have attempted to cancel my insurance policy with the Safety Insurance company and have been told that I would need to submit a 2A Form in order to do so. In the state of *************, a 2A Form is not needed to cancel an insurance policy, a Insurance Verification Document should suffice. Despite my informing them that the 2A form is not required to cancel an auto insurance policy and sending the needed documents over, they are refusing to cancel my policy.

  

  Business response

  12/21/2022

  Thank you for bringing this issue to us.  We were in contact with your insurance agency, ******* ***** **** ****** LLC and asked that they cancel your policy with us effective 12/12/2022, based on your request.  We apologize for the delay and the inconvenience it caused.  ******* ***** **** ***** can provide you with a copy of the cancelation declaration if you would like that for your records. We do thank you for your business and hope we can serve you in the future.  

  Customer response

  12/22/2022

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  Better Business Bureau:
  
  I have reviewed the response submitted by the business and have determined that the response does satisfy my issues and/or concerns in reference to complaint #********. I understand that by choosing to accept the business response that my complaint will be closed as resolved. 
  
  Regards,
  
  *****************************

• Initial Complaint

  10/03/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  on September 22nd my wife got into an accident while driving on the highway someone hit her car in the back later we contacted safety insurance I filed a claim (claim number LAMA015CB6 ) I was supposed to get a rental since I ************** in my policy the agent hangup the phone on me so many time when kept calling she refuse to get me the rental her was ******************************* since that happened my car still in the tow lot and my still don't have car to get around with and its almost 2 weeks.this company scammed me instead doing what they were supposed to do they prefer threaten me by cancelling my policy without fixing my car.

  

  Business response

  10/06/2022

  A policy for *********************** was uploaded to Safety Insurance by his agent Goosehead Insurance Agency on September 7th, 2022. The policy was written for 3 vehicles with *********************** listed as the only driver. A claim was submitted to Safety on 9/23/22. As part of the claim investigation it was discovered that the insured's wife was the vehicle operator in the loss and she was not listed as a driver on the policy.  She also is the vehicle owner. The accident happened in ******** and the insured's wife has a ******** license. None of the 3 vehicles listed on the policy had an active MA registration and only one of the vehicles is owned by ************************  Due to these issues with the insured's policy it took time to investigate the claim and whether there was coverage.  The claims department has completed their investigation and the claim has been paid. 

  A cancellation has been issued on the policy as the none of the vehicles on the policy has an active MA registration. 

• Initial Complaint

  09/16/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  My husband was involved in an accident on 7/30/22, rear ended by somebody insured through safety insurance. My husband was declared not at fault and we went through our own insurance, paid the $500 deductible to have our car fixed. We were promised the $500 deductible would be returned to us but every time we speak to somebody at safety they come up with another excuse to not pay. They are also supposed to be refunding us the $1193 we paid out of pocket for a rental. I have forwarded all of this info to *********************** the adjuster. The claim number is LAMA012A4F and he can be reached at ************************************************************ or at ************ ex ****. He will not return my emails or phone calls. Our insurance (Geico) has been useless through out the process and given hardly any information. Now we have paid nearly $1,700 out of pocket for an accident that was my husband was deemed not at fault for. My ideal solution is to be reimbursed for both the rental and deductible.

  

  Business response

  09/21/2022

  Please see attached response to our complaint.  Letter mailed to ********************* - and customer has been issued payment.

• Initial Complaint

  09/12/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  I was forced to use a shop I did not want my truck at. I've lost time and revenue. I had to buy a new truck because it's been 18 weeks without a truck. The truck is not the same after sustaining frame damage. Currently being told they have no idea how long it will be until I get it back. Insurance co. Has no problem taking my money but won't total a vehicle that will never be the same.

  Customer response

  09/23/2022

  I have not heard from the business in response to my complaint. It's been almost 5 months without my truck. They are a terrible company.

  

  Business response

  09/23/2022

  Safety Insurance Company received **************** complaint that was filed with your office on September 12,2022.   Prior to receiving this complaint, Safety Insurance had previously contacted ************** directly to discuss his concerns with the repairs to his truck and why it was not declared a total loss.  The repairs are still ongoing and being addressed by his repair shop who have been in constant communication with him with the repair status.  We will continue to work towards a resolution of his vehicle repairs.

  Customer response

  09/26/2022

  Better Business Bureau:I have reviewed the response submitted by the business and have determined that the response does not satisfy or resolve my issues and/or concerns in reference to complaint # ********. Please add your rejection comments below; if you do not provide any details, your complaint will be closed as Answered. 

  [You must provide details of why you are not satisfied with this resolution.  If you do not enter a reason for your rejection, your complaint will be closed as Answered.] After 5 months of repair the truck is not drivable. The shop that I was originally took on the repairs could not do the work. I told the shop (***** auto body)I did not want my truck going to *******(the shop that botched the repair). The insurance company said ******* was a certified shop and the repair was to continue. I was forced to buy another truck as the insurance would only cover a rental for 30 days. Just the amount of time without the vehicle should have been enough to total the truck. I've lost time and revenue dealing with an unprofessional insurance company. When expressing my concerns with safety, I was laughed at and hung up on. The truck is not in pre crash condition. Nor will it ever be. I did not want my truck at *******, this was a decision made by safety/***** auto. I have a right to decide where my property is repaired. Now I will probably have to go to litigation to resolve an issue that shouldn't even be happening. 

   
  
  Businesses and Customers should be civil, courteous and polite in their responses to complaints. It is important to remain professional and productive when participating in the BBB complaint process.
  
  FAQ
  
  Regards,

  ***

   

   

  

  Business response

  09/29/2022

  Safety Insurance Company received **************** amended complaint that was filed with your office on September 12, 2022.   Prior to receiving this complaint, Safety Insurance had previously contacted ************** directly to discuss his concerns with the repairs to his truck and why it was not declared a total loss.  The repairs to his vehicle have still not been completed and we have made a business decision to process the claim as a total loss.

• Initial Complaint

  06/30/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  June 9th I was struck by a car that blew thru a stop sign. He was cited and as a result my car is in the shop. His car was totalled. I have had nothing but issues from the start. I reported the accident within 6hrs so that i could immediately get into a rental, as my car is in the shop and I need a means of transportation. Seeing as he was cited and the accident was his fault, I went thru his insurance and got rental coverage. I had to pay enterprise car rental 370$ up front, :just until they made contact w/the driver and got a statement" typically a day or two." Well here it is almost a month later. My adjuster *************************-sent the adjuster to the wrong location on one occasion, and my car wasn't even inspected until over a wk later. Then he refuses to return my calls. Last I spoke to him he told me on 2 different occasions he would submit the refund which takes 1-2 days-now 2 wks later still nothing. Then he states oh yeah its for 320$ right? I stated x2 it was for 370$. All I want is my 370$!! And I have since left 3 voicemails-none have been returned.

  

  Business response

  07/10/2022

  Please be advised that Safety Insurance Company received ************************ complaint that was filed with your office on June 30, 2022. Safety Insurance contacted ******************** directly on June 30, 2022 to discuss her concerns. Safety provided her with a thorough explanation of our investigation and position on this matter. Should you have any further questions, please feel free to contact me at *******************.
  

  
  

• Initial Complaint

  05/27/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  On March 21, 2022 my vehicle was hit by another driver making an illegal u turn across multiple lanes of traffic. They collided with the rear passenger side of my vehicle causing all of my side and front air bags to go off. I was transported to the hospital with a concussion. Safety gave me an initial appraisal that included parts that didnt belong to my vehicle and tried to offer me the lowest amount possible on a vehicle that has clearly been destroyed. Its been over 2 months of trying to come to a resolution but safety refuses to acknowledge repairing the vehicle will not make it safe to drive. The garage where my vehicle is located has reached out to them with the same findings.

  

  Business response

  06/07/2022

  Please be advised that Safety Insurance Company received ******************** complaint that was filed with your office on May 27, 2022.  Safety Insurance contacted ******************** directly on June 1, 2022 to discuss his concerns . Safety provided him with a thorough explanation of our investigation and position on this matter.  Should you have any further questions , please feel free to contact me at *********************

   

   

  Sincerely ,

   

  *****************************

   

  *****************************

  Casualty Claims Manager

• Initial Complaint

  03/29/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Resolved

  More info

  I was involved in an accident on January 30 2022 (claim number LAMA007388) I was sitting at a red light as a car hit me, the at fault party is insured with Safety Insurance. Safety has been nothing but negligent to my situation, they barely answer the phone and when they do they have no information. Finally a few weeks ago they told me they would be sending me a check for 70% of the damages, which is absolutely pathetic but at this point I will take what I can get. The check was supposed to be here THE LATEST Monday March 21, 2022. The check never showed up. Ive called daily and have not gotten an answer. Finally today, after calling 10 times in a row, I spoke to someone in the department who said the check didnt exist in the file. I then got in touch with the adjuster of the claim who said the subrogation department forgot to pay me then she asked if I would like to go through my insurance instead (I did not do this initially because i was not at fault and refused to pay my deductible) so I reiterated that I want the check from Safety to fix my car which is still damaged 2 months after the accident. She mumbled some words and then said enjoy the rest of your day and got off the phone.

  

  Business response

  04/01/2022

  See attachment

  Customer response

  04/01/2022

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  Better Business Bureau:
  
  I have reviewed the response submitted by the business and have determined that the response does satisfy my issues and/or concerns in reference to complaint #********. I understand that by choosing to accept the business response that my complaint will be closed as resolved. 
  
  Regards,
  
  *********************

• Initial Complaint

  03/22/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Resolved

  More info

  I had filed a claim at the beginning of February for damages to my truck. The claim was paid and the first half went smoothly. I get the truck back, the tonneau cover has since been broken, the buttons are still smashed into the dashboard, and the used door they put on doesn't match the existing door.ive been trying to reach out to safety insurance to get someone over to look at it. They have sent me from adjuster to adjuster and all I can do is leave a message. If safety insurance can't get an adjuster here to lool at my truck and help me get it fixed the right way, I'll have to seek other options. I don't like leaving complaints. But it's the only way to get someone on the phone. I'm super discouraged at this point. This is not at all the way I thought things were going to go....

  

  Business response

  03/25/2022

  Safety Insurance Company received Mr. ******* complaint that was filed with your office on March 23, 2022.   Prior to receiving the complaint, Safety Insurance contacted **************** directly on March 22, 2022 to discuss his concerns with the repairs to his truck which are going to be addressed by his repair shop at a later date.

  Customer response

  03/25/2022

  [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
  
  
  Better Business Bureau:
  
  
  I have reviewed the response submitted by the business and have determined that the response does satisfy my issues and/or concerns in reference to complaint #********. I understand that by choosing to accept the business response that my complaint will be closed as resolved. 
  
  
  Regards,
  
  
  *************************

• Initial Complaint

  03/08/2022

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  Purchased another car insurance policy through GEICO effective 2/25/22 in order to save money. After multiple attempts to notify Safety requesting to cancel auto insurance policies (separate policies for my husband and I), Safety Insurance still has not cancelled our policies. Safety continues to send bills despite our request not being met.We just want our auto policies cancelled due to switching carriers along with proof it was done.

  

  Business response

  03/10/2022

  Safety received a copy of your complaint, and we apologize for any frustration you experienced.  We reviewed the issue and confirmed the cancellation transaction was processed on 3/7/22 to cancel the policies effective 2/25/22.  It appears that this was a situation of notifications crossing in the mail.  Thank you for your business and feedback and we hope we can be of service in the future.  Tell us why here...

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩