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Complaint Details
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Initial Complaint
12/14/2021
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not liable for this debt with ************************* and I do not have a contract with BAY AREA REC plus they did not provide me with the original application like I asked. Account No: *************** Amount Disputed: $410.00Business response
01/11/2022
Business Response /* (1000, 7, 2021/12/20) */ accounts date back to 2016. Validation period has ended. Her dispute was from a credit clinic company.Initial Complaint
11/16/2021
- Complaint Type:
- Customer Service Issues
- Status:
- Resolved
I have this company pop up on my credit report and have disputed it multiple times, they have yet to send me any information regarding this account and when I reached out to them to request information they gave me another number to call who then gave me another number to call. All I want them to do is remove the account immediately from my credit report.Business response
12/07/2021
Business Response /* (1000, 10, 2021/12/03) */ Upon further investigation, our made the decision to delete the account. All credit bureaus were notified to remove the account from Mr. ***********'s credit on 12/1/21 Consumer Response /* (2000, 12, 2021/12/06) */ (The consumer indicated he/she ACCEPTED the response from the business.)Initial Complaint
11/02/2021
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
I am writing this because Bay Area Receivables has fraudulently came up with charges by taking old bills not proven to be mine and added ************ letterheads to them and then posted it to the internet and Bill Fisher did all this without consent and has violated my HIPPA rights. I have printed the 95 pages out and if they don't delete this fraud off my records I will seek a law suit. One of the false papers is for a CPAP machine that has been on recall and the model is in litigation. This company has caused me so much heartache and stress.Business response
11/10/2021
Business Response /* (1000, 5, 2021/11/09) */ Bay Area has responded to many request from Ms. ******** to investigate her many collections. Bay Area has spent many hours looking into her disputes and determined her disputes baseless. As far as her claim I took "*********** letterhead to them and then posted it to the internet" is completely outlandish and irrational. Consumer Response /* (3000, 7, 2021/11/09) */ (The consumer indicated he/she DID NOT accept the response from the business.) They did replace the letterhead as I claimed and I am attaching some bills with the new letterhead. ************ came to be on 09/01/2020 and some of the bills are dated 2016 and posted on 10/26/2021. Addresses are different and medical information was posted on the internet that is how I got the information. THEY HAVE NEVER SENT ME AT BILL ON ANY OF THESE. Holly sent me a bill and it was paid. This company are scammers.Initial Complaint
10/20/2021
- Complaint Type:
- Billing Issues
- Status:
- Answered
This company is falsely reporting a debt that is not mine and that has been filed as identity theft. This company is in violation of FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft. This company have not responded to my request to provide me with an investigation report. This company sent me a copy of a blurred out license that does that not show my face and address where I have never lived. They also sent a copy of an agreement that has all wrong information and an address of which I have never lived. I have tired to let this company know several times that this debt is not mine and that it has been flagged as identity theft but they continue to report it and ignore all cfpb disputes as well. My next step will be sue this company for defamation and actual damages they are causesing due to this debt reporting negative on my credit report. I am also aware that this company will be liable for all legal fees under the FCRA.Business response
10/26/2021
Business Response /* (1000, 5, 2021/10/21) */ *************** has disputed this account many times. Each time we have responded to his disputes with extensive investigations. He has never contacted us directly therefore we can find no credibility to his dispute. Consumer Response /* (3000, 7, 2021/10/25) */ (The consumer indicated he/she DID NOT accept the response from the business.) This is a lie. I have disputed several times with documents to prove this. I fully intend to purse litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding your continued willful and negligent noncompliance.Initial Complaint
09/09/2021
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not liable for this debt and I do not have a contract with Bay Area Recievables plus this collector did not provide hippa release to be able to collect on debt. I am proceeding with legal action should this item not be deleted within the required time by law, I demand this account be deleted from my report.Business response
09/29/2021
Business Response /* (1000, 5, 2021/09/14) */ Ms. ******* has disputed these debts in the past. We have responded to her demands to no avail. If she wants these accounts deleted from her credit she simply has to pay them. Consumer Response /* (3000, 7, 2021/09/16) */ (The consumer indicated he/she DID NOT accept the response from the business.) In the business response Mr. F***** referred to me as Ms. *******. I have no idea who that is. My name is *************. It is clear to me that there has been some type of mix up and they have the wrong persons information reported to my credit. I am demanding immediate deletion! Business Response /* (4000, 9, 2021/09/21) */ Sorry, correction. Name is *******************. My original reply is accurate. Pay the bill and we will delete the derogatory information from her credit.Initial Complaint
09/03/2021
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
1. There are 2 Collection Accounts from Bay Area Receivables listed on my credit report. Both submit on the same date-08/31/21 and the same amount-$34. 2. I have not received any bills, phone calls or any other correspondence from this creditor (Bay Area Receivables). The amount is so minute, I would've had no problem paying had I known or been notified prior to seeing it on my credit report.Business response
09/14/2021
Business Response /* (1000, 7, 2021/09/14) */ I have emailed a letter to Ms. ******* opening dialogue to pay the two accounts in exchange for the accounts to be deleted from her credit Consumer Response /* (2000, 9, 2021/09/15) */ (The consumer indicated he/she ACCEPTED the response from the business.) *CONDITIONAL ACCEPTANCE as long as email correspondence provides validity of the debt(s) owed. As of today, I have not received an email or any other correspondence from Bay Area Receivables regarding the complaint or resolution. Consumer Response /* (3000, 15, 2021/09/23) */ It has been over a week and I have yet to receive the correspondence from Mr. F*****. I have sent an email to bf*****@bayareareceivables.com requesting the information/documents as I would like to get this resolved as quickly as possible. Business Response /* (1000, 21, 2021/10/11) */ The two accounts are now paid in full. Bay Area will be deleting both accounts by 11/15/21.
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Customer Complaints Summary
26 total complaints in the last 3 years.
6 complaints closed in the last 12 months.