ComplaintsforThe Judgment Group

• Initial Complaint

  02/29/2024

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  This company has been sending me mail for nearly 4 years trying to collect money for there client. I in 2021 contacted this company to report they have the wrong person. The Judgement Group then called me to apologize saying I was not there person they were looking for. I received a court document late January 2024 for pay garnishment. On the date of February 20, 2024 I received a email that this company was party that will be garnishing my pay starting February 28 2024. The amount of $456.34 was taken from my account. I called the Judgement on February 20 2024 to report again they have the wrong person. I have yet to receive a response from company to stop the garnishment of my pay. This company somehow has gotten access to my social security number my address and my job without my permission.

  

  Business response

  03/26/2024

  The Judgment Group, is the Assignee of judgment case #*************** against ******** *****. On 2/23/2024 we received a call from ******** ***** who informed us that his father, ******** ****** has been known to use his son, ******** *****'s, name, social security number and credit information. ******** ***** said that his father, ******** ****** was likely the debtor of the above referenced judgment and that ******** ****** had provided his son's name to the original creditor at the time of the judmgent.  On 2/28/2024, we received verification of the age of the debtor from the original creditor, and promptly filed to withdraw the wage garnishment at his place of employment.  On 3/11/2024, we received a wage garnishment check from his employer in the amount of $456.34 and sent it to him, uncashed, at his home address per his request. A copy of the Withdrawal of Garnishment was included in with the check for ******** ***** to keep for his records.  ******** ***** said that he understood how this happened and verbally agreed to remove this complaint upon receipt of his refund.  

  

  Business response

  03/26/2024

  The complainant stated they contacted The Judgment Group in 2021 and notified us that we had the wrong person and that The Judgment Group called them to apologize.  We believe that information to be incorrect as The Judgment Group did not receive the Assignment of Judgment from the original creditor dated 8/11/2022 (attached), and filed it with the District Court for ************** County on 10/17/2022. This information is docketed and can be validated at the District Court. 

• Initial Complaint

  04/17/2023

  Complaint Type:

  Customer Service Issues

  Status:

  Answered

  More info

  I have been trying to reach the judgement group by phone I have tried calling over 50 times with no answer and I also mailed them a letter with no response I am having a very hard ship as my wages are being garnished I am going to be facing eviction with no place to stay lost of job they have manage to get a judgement against me for way more than I owe I only owe $4,000 they manage to get a judgement for $18,000 with reoccurring interest. They are garnishing $980 a month, I was trying to at least see if we could work together on. Me not being evicted and not being able to pay other bills and offer to pay $350 or something a month so I can still live and pay my bills with no reoccurring interest @ maybe $6000 or $12000 trying to contact them but I've got no response. Its funny how they waited 10yrs with interest to start garnishing my wages taking advantage of someone struggling to make ends meet. I know I owe the money, I don't mind paying it back but this is putting me in a homeless and jobless situation. Lets be realistic and work something out.

  

  Business response

  05/08/2023

  Mr. ******* has knowingly ignored the court order to pay $8,716.05 since the default judgment was entered on 5/15/2013 in the District Court for Montgomery County. The balance now due is the result of the accrual of post judgment interest at the legal rate  since the date the judgment was awarded.  The Judgment Group took assignment (of this judgment) on or about 10/7/2022 and a Notice and Demand letter was  mailed to Mr. *******.  That letter advised him that The Judgment Group was now enforcing judgment #*************** and  provided him with the information needed to contact us to make payment or payment arrangements.  It wasn’t until a wage garnishment was filed against him that Mr. ******* contacted us, but only to have us stop the garnishment. He also filed a motion with the court requesting a new hearing which was denied by the court.  Mr. ******* and his wife have spoken to Julie B**** on several occasions since the wage garnishment was filed.  Mr. ******* has yelled at Mrs. B**** and made statements threatening retirement, bankruptcy and even this complaint against us with the BBB to get the wage garnishment stopped.  He has been advised that we do not negotiate once a garnishment is in place. The Judgment Group complies with all local, state, and federal laws. We are not required to respond to bullying tactics from angry debtors.  The law protects individuals from abuse in the workplace - including verbal abuse from debtors.  

  Customer response

  05/13/2023

  
  Complaint: ********
  
  I am rejecting this response because:
  Although I do agree that the money is owed by law. I felt that under my current circumstances, that I could get my payments lowered. They stated that it was a possibility that I could get my payments lowered by writing a letter and requesting the payments to be lowered. Again, In order to afford to pay them back,  I had requested to get my payment lowered and they refused, I had mentioned I would have to retire early or be forced to go into Bankruptcy,  I did not threaten her or bully her in any type of way, only mentioned I would have to consider Bankruptcy or early retirement. 
  I respect their position in terms of collecting debt, just wanted to request a realistic amount that I can afford.
  
  Sincerely,
  
  ***** *******
  
  

• Initial Complaint

  04/25/2022

  Complaint Type:

  Customer Service Issues

  Status:

  Answered

  More info

  It's been an ongoing issue with the Judgement Group. They took over a debt I owed from a landlord. I paid them off years ago from the landlord and it was being handled by the court and him up in Western MD. Not sure when they exactly took over but they are the least professional people I ever dealt with. No wonder they are independent from the *********************** that tells you all you need to know. They don't want to play by the rules and want to ruin people's lives in the process. I say this because I work very hard and dealt with a lot of issues after dealing with Bedbugs around the time of dealing with the landlord. I moved back to Baltimore trying to get my life back on track and I am barely making it and I find out it's mostly because my paychecks are being shortened. The recent injustice from this "firm" I say that lightly because their professionalism on the phone is horrid. They claimed they sent me a court document to show you which there is no proof for this I feel that they are making this up. I have people who have a better idea legally about this from actual lawyers who say this is illegal and it's extortion in terms of the legal words used. I just want them to stop I work really hard to not have my paycheck being shortened every month or whenever they decide to do it claiming I owe them more money then I already paid is bogus. If there is a way to get them to pay back the money I would love that. Realistically I don't want to deal with them anymore and want them to go away I want my life back because I barely tell this to people because I am embarrassed. I am basically a prisoner to their whims and I am tired of feeling so broke I can barely pay my rent sometimes and I just got over Covid I don't need this stress. So if you guys could tell them to back off and investigate this group would be greatly appreciated. Thank you for your time.

  

  Business response

  05/11/2022

  Business Response /* (1000, 10, 2022/05/09) */ Mr. ***** has failed to comply with the law and pay his court-ordered money judgment. As explained to Mr. *****, the law offers powerful enforcement remedies including wage garnishment. All garnishments go through the court and are mandated at an amount set by law not by this firm. To be clear, Mr. ***** statement is untrue in that the debt was not paid nor has it been paid in the interim. However, as a good faith gesture, I've setup Mr. ***** to pay $100 per month effective immediately & he'll receive notice in the mail within 10 days. BUT HE HAS TO PAY $100/month each month in accordance with the terms of the payment plan or the payment plan will be terminated. Consumer Response /* (3000, 12, 2022/05/10) */ (The consumer indicated he/she DID NOT accept the response from the business.) I explained I have papers I sent the files to the BBB to express that the Judgment was satisfied and it's signed on the date and year it was submitted. There is proof the fact the Landlord is suing me for damages that don't even total what it was is besides the point. The Judgment Group dismissed the fact I can barely pay rent and eat and said that's not on them. The landlord caused all this chaos I was never the one who damaged anything to total 3 grand give or take initially. This was all started on a lie. I am trying to be diplomatic but I won't be stated I am not following the law. I paid more of my share and then some I am not paying 5 grand plus when that is not even fair. This is causing me great distress and interrupted my life for years now. Just being honest with what it's done. To express this again here is the files I sent BBB. If this continues I will follow the next steps afforded by the law.

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩