Business Profile
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SpotloanThis business is NOT BBB Accredited.
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Reviews
Customer Review Ratings
1.16/5 stars
Average of 70 Customer Reviews
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Review fromMarla V
Date: 04/26/2025
5 starsMarla V
Date: 04/26/2025
I read all there rules and interests but I have to say they helped me in the worst times and I appreciate that when other companies turned me away. I have gotten about 4 loans and I am fine with what I pay. Thank you spotloan.Spotloan
Date: 04/29/2025
Thank you for your positive review with the Better Business Bureau. Here at Spotloan, we work hard to provide transparency in what we offer, provide a great loan product to those who need it, and strive to provide an excellent experience. We are proud of those efforts and are so happy that we were able to do that for you. We're so glad that we have been there for you when you needed us!Review fromTonya H
Date: 04/11/2025
1 starTonya H
Date: 04/11/2025
This is the worst company ever. Please if you need a loan or having a **** time please go to ****** or somewhere else except here you will thank me later.Spotloan
Date: 04/21/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. At Spotloan, we strive to provide a great loan product that helps customers with their emergency expenses. Further, we ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. Our records show that you recently chose to pay off your loan and your account reflects a paid off status. If you have any additional questions or concerns, please email us at ******************************* or call **************.Review fromDavid C
Date: 04/11/2025
1 starDavid C
Date: 04/11/2025
I cannot and have not been able to login to Spotloan to look at my account, make payment, nothing. I try to open the site and I get a big red dot with a black X in the middle of it saying I am blocked me. It tells me to contact the owner of the site which I have now 9 times and still cant access anything. Im told I have to use ****** Chrome to no avail. Then Im told to turn of VPN and still blocked. Its like Im blocked for a reason. So, I have to call every time I have a payment due. I had autopay set up which somehow it was canceled.Spotloan
Date: 04/21/2025
Thank you for your review with the Better Business Bureau. We would sincerely like to apologize for your frustrating experience with Spotloan. We have recently looked into your concerns and responded to you directly to try and resolve any issues you are experiencing. We appreciate you bringing this to our attention. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromLinda P
Date: 04/10/2025
1 starLinda P
Date: 04/10/2025
I would leave 0 stars if I could!!! I took out a 1200$ loan and 2 months later and after paying them 910$ in payments they say my payoff today is 1900$ ....... this place is a big scamSpotloan
Date: 04/21/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We have recently looked into your concerns and responded to you directly. In our response, we provided your loan terms, explained your interest charges, and what happens when payments are missed. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromROBERT A
Date: 04/03/2025
5 starsROBERT A
Date: 04/03/2025
I cant understand the bad reviews at all? You can change your payment amounts and day you want to pay, obviously these other reviewers didn't send them an email or call them. They do any request i asked them to do. P.S. when i was starving for food they were the only ones to send money the next day, sometimes even the same day. Beautiful Beautiful people!Spotloan
Date: 04/11/2025
Thank you so much for your positive review with the Better Business Bureau. Here at Spotloan, we work hard to provide transparency in what we offer. We believe that we provide a great loan product to those who need it and strive to provide an excellent loan experience. We are proud of those efforts and are so glad that we were able to help you in your time of need, your business is so very important to us. Thanks again!Review fromRobert G
Date: 03/28/2025
1 starRobert G
Date: 03/28/2025
When I applied for the loan I asked and checked a monthy payment. After I got the money I got billed every two weeks for what the monthy is. ITS A HUGE SCAM!! STAY AWAY!! Interest is crazy high. Much better options.. They should Lowes and work with people and not lie on payments. I actually got a screen shot of what I applied for and the papers I got do not reflect. I will fightSpotloan
Date: 04/08/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We provide all applicable details including APR and loan repayment terms in the loan agreement for approved borrowers to review before accepting the loan terms, including the repayment schedule. We have recently responded to you directly to address your concerns. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromBeverly L
Date: 03/15/2025
1 starBeverly L
Date: 03/15/2025
********* is the worst loan company to get money from these people stole from my account. I paid the loan off and they still stole from my-account. Theyre charging me even though the loan has been paid off I dont know what to do with these people. A better anyone never to get along from them it would be the biggest mistake of your lifeSpotloan
Date: 03/24/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We have recently looked into your concerns and responded to you directly. In our response, we provided your loan terms, which explains what happens when payments are returned and missed. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromTammy J
Date: 03/07/2025
1 starTammy J
Date: 03/07/2025
Very high interest loan. Finally paid them off and I hope I never have to use them again. There are much more affordable options available online. Its not a scam they do inform you of exactly what you are paying for, however rates are seriously ridiculous and seem unreasonableSpotloan
Date: 03/11/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We ensure that our interest rate and payment details are clearly listed on our homepage, on our website FAQ page, as well as on the loan agreement. This said we do encourage borrowers to pay off their loans as soon as possible to avoid accruing additional interest. In addition, we have no penalty for early repayment. Please know that we are also pleased to offer lower APRs for our repeat customers that have successfully completed their previous loans. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromLuke K
Date: 03/02/2025
1 starLuke K
Date: 03/02/2025
Im not even sure how this is legal. This altered the agreement before and after the loan. Like what?!?! It initially said 650 in interest; now they say 1700 in interest!!! For a 500 dollar loan. They need to be taken to court this is absurd. If no one takes them to court then I will.Spotloan
Date: 03/11/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We ensure we provide all applicable details including APR, cost of credit and total of payments in the loan agreement that our borrowers must accept before receiving their loan in their bank account. We have recently looked into your concerns and responded to you directly. In our response, we provided your loan terms, explained your interest charges, and what happens when payments are missed. If there is anything further we can do to assist you, please be sure to reach out to ********************************************************* or **************.Review fromNat V
Date: 02/28/2025
1 starNat V
Date: 02/28/2025
Utter Shite! I paid them already 400 and they want another 300 on a 240 loan! CON ARTISTS! Also will try to call you up to 4 times a day even after you told them not to call!Spotloan
Date: 03/04/2025
Thank you for your review with the Better Business Bureau. We're sorry to see that you feel we deserved only a one-star rating. We disclose all loan terms including APR, cost of credit and total of payments in the loan agreement for your review prior to you accepting your loan agreement. Though we would like to help you, unfortunately, we are unable to locate your account. Please contact us at ********************************************************* or ************** so that we can further assist you.
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