Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.
Share
Business Profile

Student Loan Services

Firstmark Services

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Student Loan Services.

Reviews

Star rating
10 word minimum.

You can use up to 2000 characters

Before you can leave a review on bbb.org,

you’ll need to add a phone number to your account. Your phone number may be used to verify your identity.

Provide Your Information to Leave a Review

Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

This is automatically determined using your first name and first initial of your last name.
How would you like to confirm your review?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Verify your phone number

Enter the 6 digit code sent to the phone number ending in undefined

If you have not received a code within 2 minutes, you can re-send it.

55 Customer Reviews

Sort By
  • Date
  • Highest Rating
  • Lowest Rating
  • Review from Dee G

    1 star

    01/04/2025

    Each and every review on this company is absolutely true. I have to take a legal approach. When making on time monthly payment and paying more than the monthly fees my balance does not make any sense. This is definitely a lawsuit.

    Firstmark Services Response

    01/06/2025

    We are sorry to hear that you had a poor customer service experience with us. We are unable to locate an account to address your concerns with the information you provided. If you need assistance, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday – Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Maze Z

    1 star

    12/11/2024

    These people are legal criminals. Highway robbery. I don’t know how they’re still in business but I hope this company fails. Every single person who works there is so incompetent and rude. This is a type of student loan that’s never meant to be paid off. I’ve genuinely never wanted to see a company fail so bad in my life. I can wholeheartedly tell you, that going with Firstmark services, is the absolute worst decision I have ever made in my entire life.

    Firstmark Services Response

    12/12/2024

    We are sorry to hear that you had a poor customer service experience with us. We are unable to locate an account to address your concerns with the information you provided. If you need assistance, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday – Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Alycia H

    1 star

    09/25/2024

    Predatory student loan company. Disgusting. Communication about my loan being on an interest only repayment status for years was unknown to me. I was recently told my payment is going up 600 a month from 400 due to the interest only status ending. None of my student loans have ever been at payment levels like this. I had no idea about the style of repayment status and had to inquire with multiple calls and emails to understand what has changed with them. The language in communication to their customers is not reasonably understood. The student loans they have sold many times over and landed with Firstmark without my consent. The loans are so old and should have been forgiven in my understanding. I am an RN for non profits my entire career of 16years. I graduated in 2008 and have always paid my student loans without lapse. I cant believe this many years later they are sold to companies like this with sky high payments and secretive billing practices. None of my loans have ever been forgiven as promised after the ten years of regular repayment. Companies like FirstMark profit off public servants of my generation.

    Firstmark Services Response

    09/26/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via mail. If you have additional comments or concerns, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday through Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Déja A

    1 star

    09/24/2024

    My student loans were originally taken out through Wells Fargo and SOLD OFF to Firstmark. This company is extremely predatory and will financially kill you. There is no grace or flexibility offered with this company. They will place your loans into forbearance or return to grace and they STILL will add interest on to your loans will in deferment. If I say nothing else, AVOID THEM AT ALL COST.

    Firstmark Services Response

    09/26/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via email. If you have additional comments or concerns, please contact us at 833.531.1307, from 6 a.m. to 9 p.m. (Central), Monday – Friday, and 8 a.m. to 5 p.m. (Central) on Saturday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Megan S

    1 star

    09/19/2024

    In 2017, I refinanced my private student loans from Wells Fargo to Citizens Bank - the loan has been serviced through FirstMark Services. I have made on-time payments from 2017-2024, even despite being laid off in 2022 and not getting a new job until 2024. In April 2024, money was tight due to lack of overtime to make the hefty payment of $800+ per month. When you miss a payment, you get a lovely email like this from Citizens: "We know everyone experiences difficult times. If that’s your situation now, Citizens wants to help. Please call us today at XXX-XXX-XXXX to discuss available options that might work for you." EVERY time I have called in for this loan, I have been told that I am NOT eligible to do anything with this loan other than: 1) make the HIGH payments or 2) refinance with another bank/lender. I called in May 2024 after missing a second payment. FirstMark's customer service are some of the grumpiest employees I have ever spoken to, and each time have told me I'm essentially S.O.L without options. Upon calling recently in August 2024, I found out that I WAS eligible to apply (with very low chance of it even being approved) for a "Loan Modification" with a cosigner. This would cut my monthly payment nearly in half and reduce my interest rate for 12 months - enough time to catch up after being unemployed for so long. I got a new job in July 2024 and suddenly I'm eligible. My August call led to a few things: calling in to see if they could waive a few of the late fees due to the neglect of their CS team providing misinformation about my loan. One employee told me I could only have ONE $35 late fee waived. The second time I called back for a supervisor, she said "I believe I can apply for all $175 total late fees to be waived." - to which her supervisor confirmed was NOT true. Employees treat you horribly here. They are SO misinformed and give you a round-about, 30-60 minute call to tell you that you have no options. WORST SERVICE EVER.

    Firstmark Services Response

    09/20/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via mail. If you have additional comments or concerns, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday through Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Patrick N

    2 stars

    07/24/2024

    For most items Firstmark works great for payments and history. Where they started to make me suspicious is when I tried to apply for a cosigner release. I was quickly denied due to not meeting the 36 on time payments. I only had 35 of the 36 but that was due to only having the account open for 35 months. Firstmark then told me I was going to have to wait a year to apply again for a cosigner release even though I met all the other criteria, at this time meeting the 36 on time payments. which I found suspicious. I then called Citizens and their rep told me completely different information, the application was on the way for cosigner release and that Firstmark had wrong info. It seems as though Firstmark is making things difficult for borrowers to make changes to their loan. Once this loan is done with, I will never use them again. ALWAYS CONFORM THE INFO COMING OUT OF FIRSTMARK.

    Firstmark Services Response

    07/25/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via mail. If you have additional comments or concerns, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday through Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Mehryar Z

    1 star

    07/23/2024

    My student loans got handed to them by Wells Fargo - I would never go to Firstmark by choice. The employees are all incompetent and half of them talk to you like they despise their job. Representatives talk back to you, speak over you, disrespect and harass you with daily phone calls that will never stop. They are careless with your account and will make monthly mistakes you’d have to call in to fix. Your interest rate will be impossible to pay off. Management is the only good thing they have and even they agree their employees are dimwits. I’ve never had a positive experience with this company. I would cut my left leg off to never have to deal with them again. Easily the WORST company I have ever dealt with. I would renounce my college degree if it meant I never had to deal with these folks again - I never write reviews…..but I couldn’t let anyone else go through the BS the rest of us have been going through with Firstmark Service Thieves.

    Firstmark Services Response

    07/25/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via email. If you have additional comments or concerns, please contact us at 833.531.1307, from 6 a.m. to 9 p.m. (Central), Monday – Friday, and 8 a.m. to 5 p.m. (Central) on Saturday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Nancy J

    1 star

    06/13/2024

    I could give zero stars if I could. They are sharks.

    Firstmark Services Response

    06/14/2024

    We are sorry to hear that you had a poor customer service experience with us. We are unable to locate an account to address your concerns with the information you provided. If you need assistance, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday – Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Nicole S

    1 star

    05/24/2024

    Horrible company. Was forced into using them when they took over student loans from First Republic. Not helpful at all and very difficult to deal with.

    Firstmark Services Response

    05/28/2024

    We are sorry that you had a negative experience with us. If you have specific concerns that have not already been addressed, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday – Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.
  • Review from Becca W

    1 star

    05/14/2024

    Very difficult to get customer service, no notifications on when payments are due, and they changed payments from every 3 months to a “Grace period” of every month without notice. I don’t think the customer service rep knows the definition of “Grace period” because he kept using it wrong . A bad experience overall. I would not use them again

    Firstmark Services Response

    05/15/2024

    Firstmark Services values your feedback and a formal response to your review will be sent via email. If you have additional comments or concerns, please contact us at 888.538.7378, from 7 a.m. to 8 p.m. (Central), Monday through Friday. You can also visit our website at FirstmarkServices.com for all of our contact information.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.