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Find a Location

Get A Rate LLC has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Business ProfileforGet A Rate LLC

    Mortgage Lenders

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 1 Customer Reviews

    Customer Complaints

    1 complaints closed in last 3 years

    0 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Get A Rate is a home lender.


    Products & Services

    30 Year Fixed Mortgage, 15 Year Fixed Mortgage, FHA Loans, VA Loans, ARM's, HARP, Jumbo Loans, Reverse Mortgages, USDA Loans, 30 Year Fixed, 15 Year Fixed, FHA Loans, VA Loans, Adjustable Rate Mortgage (ARM), USDA Loans, No PMI Mortgage, Reverse Mortgage, Jumbo Loans, HARP, HomePath

    Business Details

    Location of This Business
    411 Hackensack Ave Ste 104, Hackensack, NJ 07601-6451
    BBB File Opened:
    11/12/2009
    Years in Business:
    17
    Business Started:
    7/24/2006
    Business Started Locally:
    7/24/2006
    Business Incorporated:
    7/24/2006
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    BBB records show a license number of 907795 for this business, issued by NMLS - Nationwide Mortgage Licensing System & Registry

    These agencies may include:

    NMLS - Nationwide Mortgage Licensing System & Registry

    Type of Entity:
    Limited Liability Company (LLC)
    Business Management
    • Naumce Marenoski, Vice President
    • Mr. Michael I. Sema, CEO
    Contact Information

    Principal

    • Mr. Michael I. Sema, CEO

    Customer Contact

    • Mr. Michael I. Sema, CEO
    Additional Contact Information

    Fax Numbers

    • (201) 393-0240
      Primary Fax

    Phone Numbers

    Email Addresses

    Customer Complaints

    1 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    12/30/2022

    Complaint Type:
    Order Issues
    Status:
    Answered
    On 11/9/2022, my fianc and I initiate a relationship with Get a Rate to acquire a loan for an accepted house purchase offer. We provided them all documents, acknowledged as in a timely manner. Communication was lacking but as first time homebuyers, we believed it was the normal for the initial part of the process. Eventually, our realtor informed us that this was the first time that a lender has kept her mostly in the dark. It was a concern but too late to do much.First closing delay they informed us that they required additional documentation from our donors and immigration documentation. We immediately attempted to seek additional clarification since we had provided everything that we had regarding immigration supporting documentation but it wasn't until the day before settlement we received some guidance which we quickly fulfill. Come hours be for settlement we were informed that we had not received the clear to close and would have to postpone until the following week. Following week again we are told it is due to insufficient immigration supporting documentation. Yet, they are unable to tell us why it's insufficient nor provide us with clear information of what they need so we wait for clarification. Concurrently, the seller provided us with a deadline to close by 12/18 or the deal is off. Evening before settlement, a manager underwriter contacts us and for the first time explain "FHA policies and immigration eligibility" are allegedly not met due to a renewable clause and provided alternatives that would at this point not meet the sellers deadline. Please note: They had all immigration documentation since 11/12/2022. We received pre-approval letters with exact same immigration documents that only became an issue at the end. We sought a different lender who stated that the clause requires for the eligible status must be in place for 90 days after closing. Loss a house deal and now don't have living arrangement since we were assured we would close by 12/6.
    Read More

    Customer Reviews

    1 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Michele V

    1 star

    12/20/2021

    Over the years I have bought/refinanced several properties. NEVER have I had such a terrible experience. This representative was callous, uncaring and unprofessional. It took them over six months to file my Deed. They NEVER transmitted my homeowner's insurance information causing me hours on the phone with the new lender and hundreds of dollars in unnecessary fees. Absolutely horrible company. I will never use them again nor will I ever recommend this negligent company! STAY AWAY!!!!!!!

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