Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.
Share
Business Profile

Credit Union

OnPoint Community Credit Union

Reviews

Star rating
10 word minimum.

You can use up to 2000 characters

Before you can leave a review on bbb.org,

you’ll need to add a phone number to your account. Your phone number may be used to verify your identity.

Provide Your Information to Leave a Review

Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

This is automatically determined using your first name and first initial of your last name.
How would you like to confirm your review?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Verify your phone number

Enter the 6 digit code sent to the phone number ending in undefined

If you have not received a code within 2 minutes, you can re-send it.

26 Customer Reviews

Sort By
  • Date
  • Highest Rating
  • Lowest Rating
  • Review from Jay M

    1 star

    08/05/2024

    Horrible experience with online check deposit. Getting the run around and still no answers. It's been three days. And still my check is not deposited into my account. Very frustrating and costing me unnecessary fees. We will never trust them again.

    OnPoint Community Credit Union Response

    08/09/2024

    Thank you for providing your review. To better assist you, please provide us with your contact info and details about your feedback here: ******************************************************;
  • Review from Troy P

    2 stars

    03/27/2024

    I think most people that work at branches are excellent. I think the problem is those at Corporate. When I got me car loan I kept getting threatening letters they were going to insure my car because I hadn't given them sufficient proof, although they had received it three times. Finally I hit them with "good faith law" and the backed away.Years later, we had money stolen from a debit card... some of it protected under Federal trade rules and regulations. Onpoint however refuses to refund the money.. we now have another "good faith" issue.This will be a dog fight I'm not backing off of.****
  • Review from Edwin G

    1 star

    02/20/2024

    Worst credit union in Oregon, they keep holding *********** I deposited my check last Friday and today is Tuesday 7:40 pm, it's been over 48 business hours and it's still not available in my account I've been deposit the same company checks for the last 8 years without any problems until this year I will be closing my account and looking for a better local business, thanks but not thanks OnPoint
  • Review from Natalie A

    1 star

    02/16/2024

    Suddenly I couldnt find the record of my credit card purchases from Jan.2020 to April 2023.The assistant on the phone tried to tell me to simply get my e-statements, or try listing the tally in reverse order of the dates. I kept saying- why can I not see purchases 11 months ago? ! I tried to get him to understand- this is a problem w/OnPoint, will they be fixing it? and he couldn't answer it. I have been w/them for 30+ years & have run into other problems. /i have spent about 2 hrs trying to resolve this. They said they'd send old statements, needing 3-5 biz days to receive them. It's been 7 biz days, nothing in the mail. I am about to leave them. and I will report this to Salem, Consumer Biz Affairs.

    OnPoint Community Credit Union Response

    02/20/2024

    Thank you for providing your review. To better assist you, please provide us with your contact info and details about your feedback here: ******************************************************;
  • Review from Narumi J

    1 star

    02/07/2024

    I went to the ***************** branch to close accounts yesterday. I waited for ten minutes at the teller row just to check in. I told the teller the purpose of my visit, then waited in the lobby for another 35 minutes, but no one came to help me or just to check if I had been helped. I had to leave after 45 minutes because my lunch break was up. Today, I called them to make an appointment, but was told to just go to the branch because they don't make appointments between 11 and 2. I work at a bank. This is unacceptable if this happened at my branch. They advertise that OnPoint is the best credit union in ******. What a joke. I wouldn't give them a star if that was an option. People are not the point to them, obviously.

    OnPoint Community Credit Union Response

    02/13/2024

    Thank you for providing your review. To better assist you, please provide us with your contact info and details about your feedback here: ******************************************************;
  • Review from Amal C

    1 star

    01/03/2024

    Bank in general is a jock.... never try to even think about.... an obvious case of fraud I been exposed to, they couldn't recover my lose,,, our lose was big enough to break our budget .... Fraudulent actively and website was clearly scamming people under a name of another legit business and good website,,, they scammed us taking $343, enough Doc., emails, and proof that this website is a big Scam, but they couldn't recover our lose, I was told you have a duty to make sure you know the merchants your dealing with is legit.!!!!!!!!! This is ******jock. if there is less than one Star ratting I would give this bank. ONPOINT COMMUNITY CREDIT UNION ARE A BIG JOCK. AND DON'T DESERV THANKS
  • Review from Sylvia H

    1 star

    10/21/2023

    I have been a member of OnPoint Credit Union for 47 years. They no longer want my business as clearly indicated by their low interest rates and poor customer **********************. I am moving my financial business to another credit union who pays good interest rates, wants my business, and has wonderful customer **********************.
  • Review from dylan p

    1 star

    08/31/2023

    I have had many loans through various credit unions and banks. I have never encountered the type of customer ********************** I have endured with onpoint. They make it almost impossible to make a payment online and impossible to setup auto pay(they require a voided check, it's 2023. Does anyone use checks now). I called in for help, I was transferred 3 times before someone was able to give me any useful advice.

    OnPoint Community Credit Union Response

    09/01/2023

    Thank you for providing your review. To better assist you, please provide us with your contact info and details about your feedback here: *************************************************
  • Review from Bailey S

    1 star

    08/23/2023

    Praying for all those that have had to deal with this sorry excuse of a financial institution. I can find an average 5th grader to do decent basic math and make it sense. Trusting anybody here to manage your finances is an absolutely terrible decision and does not make any sense for any body. I dont care how much money you make, they can not manage it. You will be sweating all the time with them in your corner. They have no sense of what customer ********************** even means, and if it were up to me they would not be allowed to operate legally. Terrible system. With terrible employees. Terrible apps. Overall terrible credit union. Multiple lawsuits have been filed against this company under the same category of good faith and fair dealings/circumstances that I have experienced in my many years of being a member within. They do not care about their customers and they never will. I have been a member for over 10 years and it has gotten significantly worse with no accountability on their end. In fact you are more likely to do their job correct for them and show them exactly where they went wrong and they will still not take any responsibility but claim they are operating perfectly. Yikes. Absolutely do not recommend. Anything else would be better. Their loan rates are horrible. This is a simply bottom tier organization.
  • Review from Don S

    1 star

    08/20/2023

    I was coerced into opening a savings account with my vehicle loan. The only way to earn a realistic interest rate on their savings is to "bundle" it. Coerced into opening a checking account and a separate "bundled savings" account. I was told that the catch was that I had to respond directly to the offer through their app- emailing it to me was not an option. Their app is very unreliable on my devices, so I typically do not use them as a bank. I was reassured that everything would be fine, but I had to respond immediately to the offer when it appeared, as it would expire rather quickly. A few hours later I logged in- no offer. Same next day.Waited several days, and now I am locked out of my online access. There is zero customer ********************** available. I called the number as directed- and it was basic self-help only. No option to speak with anyone. The only positive I have to offer is that they do have a good youth savers program. I have experienced so many other frustrations that I believe they don't even care about the customers who provide their wealth.Time to close my accounts and minimize my headaches with them.I'll be closing my Son's account the day before his 18th birthday. I DO NOT recommend them at this time.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.