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PHP Agency, Inc. has locations, listed below.

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    ComplaintsforPHP Agency, Inc.

    Life Insurance
    View Business profile
    View Business profileBBB accredited business

    Additional Complaint Information

    Customer Complaint:
    Due to the volume of complaints filed against this business, BBB only publishes the details for 30% of the total complaints filed.
    See all additional business information

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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      On 5/15/24, I was told by a friend to go to the seminar for PHP, but didnt tell me much about the company. I went, signed up, and paid the $199 because I thought I would be selling life insurance. After attending orientation and doing more research on the company, I then realized I had signed up for a pyramid MLM scheme. There is no selling of life insurance and they only want you to recruit more unsuspecting people to join. I was lied to at every point in the process or talked in such a circle whenever I asked questions about what the job entailed.

      Business response

      06/05/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I was first contacted in Linkedin by an Agent from PHP Agency. The first thing I notice that was suspicious was the fact they wanted to meet in person in second message we interact. I asked for a zoom meeting instead. At the end of the presentation everything happened so fast, I ended up paying for a 199$ course Im not even able to take, since the agent did not give me my numbers. I discover this was a pyramidal business, and I will be having to pay more and more in order to get what they promise. I would like to end my relationship with the ************ I make this payment on May 8th.

      Business response

      05/20/2024


      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund


    • Complaint Type:
      Product Issues
      Status:
      Answered
      I want my money they promise wealth but all I see is they just want money to do or do that the lady name was *** and ***** trying to force to do things I dont want to do when I said I want a refund they said you will change your mind I just need my money back which one 199 their email is ****************************** in my account number is *******

      Business response

      05/08/2024

      Dear ************************* ,   

      We appreciate you providing this feedback.  

      At this time, your account does not qualify for a refund.  
      Reason: The New Associate Agreement that you signed, states that you only have 3 business days to request a refund. 
      We strive for excellent customer service and we will use this as a training opportunity.  

      Thank you for your time with us.  


      Sincerely,   

      PHP Support Team.   

    • Complaint Type:
      Service or Repair Issues
      Status:
      Resolved
      I was told about this agency from my mom, which she met these people from a friend. My mom got her insurances through national life group and she got one for my dad and my little brother as well. I was told to hear out the agent, I was a suspicious at first because they told my mom that working for them was better than the job I have right now, which is at the bank. I made time to meet with this agent and she went over the national life groups insurances by so fast and then proceeded to ask me if I was interested in making quick cash and that I just had to become an agent myself and in order for me to do that, she would need a down payment of 200. After that she asked for my card and then told me I was accepted. Right after she told me I need to recruit people. My mom was with me at the time so she said I can just put my mom down and I would need 4 more people to move up. She went ahead and charged me 200 more for my mom. Which I didnt agree to. I went ahead and canceled all my insurance through them and when I did so, the agent did come at me so unprofessional. I would like to terminate my relationship with the company and my agent number deactivated and a refund for my agent fee.

      Business response

      04/30/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

      Customer response

      05/01/2024

      I have reviewed the business response and accept this resolution. 
    • Complaint Type:
      Product Issues
      Status:
      Answered
      A friend of mine recommended me to go to a seminar, he didnt tell me any details etc. I get there and I paid the ****** immediately not knowing it was a pyramid mlm scheme until I got home. I dont have an code or login or anything they were gonna give me all the materials this week at orientation but Im not interested after finding out how the company operates I will not be going to orientation I dont have any materials have received anything and I want a refund asap please I was pressured to pay not knowing the facts thank god I didnt get any information or materials and i just paid yesterday. I dont have a login or anything and would like a refund Im not interested in working for this company I was fooled.

      Business response

      04/23/2024

      Greetings, 

      We hate to see you go!

      We have deactivated your agent code with PHP Agency, Inc. 

      This means you will no longer be charged any fees and you will no longer have access to any PHP systems.
      Regarding your refund, it has been processed as of 4/22/2024
      Please allow 7-10 business days for the funds to reflect onto the card used at the time of enrollment. 
      Please be advised that depending on your financial institution, it can take up to 30 days. 
      You may re-activate your account in the furture by sending us a written e-mail request to: ********************************.

      Thanks for contacting us to assist you! 

    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      well we caught on early but we ended up paying 199 for fake course and we found out that this is a pyramid game I would like a refund for the money that I spent for my brother *******************************.

      Business response

      04/19/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I felt like I was pushed/forced into payment and didnt feel completely comfortable with how quickly they wanted me to put money down when I said my current funds were allocated towards things needed to live daily life. I would like a refund of my $199. My contact info is ********************* ************ ************************ Agent number:1266724 I purchased the $199 on Tuesday the 16th. It is now the 17th I would appreciate it if someone reach out if not then I will reach out tomorrow.

      Business response

      04/19/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

    • Complaint Type:
      Product Issues
      Status:
      Answered
      Hello my name is *****, Im wanting a refund as Im not interested in the course and felt forced upon to buy the course, it wasnt what it seemed like my email is ********************** I would like a refund of the $199.

      Business response

      04/18/2024

      Greetings, 

      We hate to see you go!

      We have deactivated your agent code with PHP Agency, Inc. 

      This means you will no longer be charged any fees and you will no longer have access to any PHP systems.
      Regarding your refund, it has been processed as of 4/18/2024
      Please allow 7-10 business days for the funds to reflect onto the card used at the time of enrollment. 
      Please be advised that depending on your financial institution, it can take up to 30 days. 
      You may re-activate your account in the furture by sending us a written e-mail request to: ********************************.

      Thanks for contacting us to assist you! 

    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      This is a Pyramid Scheme. Today I went to the location for the *** event and I was lead into a lecture presented by someone who allegedly makes 6 figures. After the lecture he gave us a board with information to provide about us and an individual came and took me aside to process me through being recruited. This was my first suspicion bc he didnt even give me a choice and asked for my Drivers license and Debit Card. After he lead me to a room with a bunch of formally dressed individuals listening to a guest speaker. After they told me to recruit a person right there and then go get invited to a mansion. I called my friend but she was suspicious about everything and I ended up paying 200 more dollars to go to the mansion. I want my money back today. All 400 dollars NOW. My PHP agency code is I ******, access code: ***3003030, email I used was ***************************** I just want a refund as soon as possible because it all happened so fast and I didnt even get a chance to think. I am filing for a refund within the first 24 hours it has been transacted, so please get this done today before I get ******, ALL 400 dollars I spent. Thank you

      Business response

      04/09/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

    • Complaint Type:
      Product Issues
      Status:
      Answered
      I made a decision to join the company. Paid $199 or the agent portal. You soon realize with PHP that their focus is not making sure their agents are knowledgeable and aware of the products they sale or even trained to do so. They flash wealth in your face. I would like to terminate my relationship with the company and my agent number deactivated and a refund for my agent fee. Agent ID: ******* Email: **********************

      Business response

      04/09/2024

      Greetings, 

      Thank you for your interest in PHP Agency. 

      We hate to see you go!

      To request your refund please provide your PHP agency code number and email address that you provided when enrolled and send an email to: ********************************* requesting a refund

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