Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Southwest Credit Systems, LP has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer ReviewsforSouthwest Credit Systems, LP

    Collections Agencies
    View Business profile
    View Business profileBBB accredited business

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    29 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Hugo S

      1 star

      05/22/2024

      They are trying to get me to pay for a debt that is not even mine. They can't even provide me with an "account number" but yet they want me to pay. SCAM!!!!

      Southwest Credit Systems, LP Response

      06/04/2024

      BBB Review Number: ******* Consumer Name: ************************* Response Date: June 4, 2024 Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond. SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ***************************************************************** would like to further assist ******************** with his dispute. Please contact our Executive ******************** at ************** or email ********************************************************************* and one of our agents will be happy to help.SWC regrets any discontent the issue may have caused and will continue to work with ******************** to resolve the matter.
    • Review from Faye N

      1 star

      05/01/2024

      I was recently offered ****** rapid rewards points upon approval of the Southwest Rapid Rewards credit card through Chase. I applied and was approved. I spent the $1,000 needed to qualify for the offer and I just called to confirm that my ****** would be applied to my account. The representative informed me that my program was ****** points when $500 was spent. The is not what I was offered. The offer that I applied and was approved for appears to have been a false advertisement. I am extremely frustrated and demand that the offer that was very clearly advertised to me be honored.

      Southwest Credit Systems, LP Response

      05/02/2024

      Review Number: ******* Consumer Name: *************************** Response Date: May 2, 2024 Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review. SWC takes all consumer reviews seriously and is grateful for the opportunity to respond. SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ***************************************************************** does not have a rapid rewards program and is unable to further assist with Ms. ********** concerns. Perhaps ********************** referenced the incorrect company in the BBB review.****************** ********************* Southwest Credit Systems, L.P.
    • Review from Shane F

      1 star

      03/19/2024

      Received an letter via US mail on 03/19 , on behalf of ******** for $110. I had paid the bill on 03/05. I immediately called Southwest. Their agent verified I was in their system, TMobile had sent my file to them on 03/07. He further verified that the account now showed $0, and was "closed" and had been "sent back to tmobile". I asked him to send a follow up letter and/or email acknowledging that we spoke , and that the debt had been settled PRIOR to the date they sent out collection notice. They refused stating "we no longer have the file", and said I would have to contact TMobile customer service. They absolutely REFUSE to provide any documentation that a debt is settled.

      Southwest Credit Systems, LP Response

      03/28/2024

      Review Number:       4558718
      Consumer Name:      ***************************
      Response Date:        March 28, 2024


      Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered BBB Review. SWC takes all consumer reviews seriously and is grateful for the opportunity to respond.

      SWC reviewed its communications with ********************. On March 19, 2024, ******************** contacted SWC and requested a closed and returned letter. SWCs agents did not properly assist him. SWC has addressed the issue with our agents and offered additional coaching. SWC regrets any discontent the issue may have caused ********************.

      On March 27,2024, SWC mailed ******************** a closed and returned letter.

      If ******************* or the Bureau has further questions, they may reach SWCs Executive ******************** at ************ or *************************************************************.


      ******************
      Compliance Department
      Southwest Credit Systems, L.P.
    • Review from Zenaba A

      1 star

      02/09/2024

      They lied about me have account , I m never had scoping with them and I Called them to dispute their keep playing with me, Im victim

      Southwest Credit Systems, LP Response

      02/20/2024

      BBB Review Number:          442725
      Consumer Name:                 *********************
      Response Date:                   February 20, 2024


      Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond.

      SWC would like to better assist **************** with her account dispute. Please contact our Executive ******************** at ************** or  ********************************************************************* and one of our agents will be happy to help.

      *************** may also submit a written dispute with supporting documentation to SWC,and that information will be forwarded to our client for further investigation.She may email the dispute to ********************************** or mail to PO Box ****** ******, ***** 75262.

      SWC regrets any discontent the issue may have caused and will continue to work with **************** to resolve the matter.
    • Review from LM B

      1 star

      08/29/2023

      They say I have an account with ******** I live in ** and have ******* the wont remove the charge of 336 off my report. Everyone is having the same scam.

      Southwest Credit Systems, LP Response

      08/31/2023

      BBB Review Number:          414143
      Consumer Name:                 *******************
      Response Date:                   August 31, 2023


      Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond.

      SWC would like to assist ****************** with her ******* account dispute. Please contact our Executive ******************** at ************** or  ********************************************************************* and one of our agents will be happy to help.

      ***************** may also submit a written dispute with supporting documentation to SWC,and that information will be forwarded to ******* for further investigation. She may email the dispute to ********************************** or mail to PO Box ****** ******, ***** 75262.

      If ****************** believes the account is a result of fraud/identity theft, she may contact *******s fraud department directly at ************** or visit ************************************** to complete the fraud process. A fraud claim may be required for proper resolution.

      SWC regrets any discontent the issue may have caused and will continue to work with ****************** to resolve the matter.
    • Review from Sara B

      1 star

      08/22/2023

      These scams are ridiculous, most things on your credit get bought and sold to many different collection companies and years later it shows back up on your credit because it got bought from another creditor. They throw it back on there because for them its new money you owe them not the original company charged off amount. We will forever look like we owe money on our credit when we dont. The American dream is now gone and were just watched it go away!

      Southwest Credit Systems, LP Response

      08/24/2023

      BBB Review Number:          413073
      Consumer Name:                 **************
      Response Date:                   August 24, 2023


      Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond.

      SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ********************************************.

      SWC would like to further assist Ms. ************** with her account. Please contact our Executive ******************** at ************** or  ********************************************************************* and one of our agents will be happy to help.
    • Review from Nicole M

      1 star

      08/12/2023

      My husband just received what looks like a professional letter in the mail from South West Credit System LP in regards of a ******** Credit that hes owing almost $4,000. He has never had ******** or other companies combined with ********. He called this South West Credit system LP number listed on this form. As I looked up this place on the BBB website, I see all these complaints. He explained to them the BBB even listed them as a scam. This fraudulent company said they never heard of the BBB. How do you have a legit company that has never heard of the BBB. Especially if youre living in *****************. He called ********* no information was found in regards of the $4,000 bill. Please be careful and do not give any information to them, not even if they ask for your information or to verify personal information. We are contacting the fraud department as we speak.

      Southwest Credit Systems, LP Response

      08/14/2023

      BBB Review Number: ****** Consumer Name: ************************* Response Date: August 14, 2023 Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond. SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ***************************************************************** would like to further assist **************** with the disputed ******** account. Please contact our Executive ******************** at ************** or ********************************************************************* and one of our agents will be happy to help.SWC regrets any discontent the issue may have caused and will continue to work with **************** to resolve the matter.
    • Review from Dustin W

      1 star

      06/27/2023

      Scam - Sent me a bill attempting to collect unpaid toll charges. I verified with NTTA that i do not owe any past due tolls and have a positive balance on my toll tag. Verified that this tag covers me in all places that i have visited. Attempted to contact Southwest Credit to ask for proof of debt and they had an address not current nor even the one on the letter, they then wanted me to provide additional information about my car and myself and ended the call when i refused to provide more info then what they already had on their letter.

      Southwest Credit Systems, LP Response

      06/28/2023

      BBB Review Number: ****** Consumer Name: *************************** Response Date: June 28, 2023 Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond. SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ***************************************************************** would like to further assist ****************** with his account dispute and validation request. Please contact our Executive ******************** at ************** or ********************************************************************* and one of our agents will be happy to help.SWC regrets any discontent the issue may have caused and will continue to work with ****************** to resolve the matter.
    • Review from Jemima G

      1 star

      06/07/2023

      These people are thugs, I am getting in touch with my Congresswoman, involving the Senate on this unscrupulous scam of a company. I will leave no stones unturned. ***************************

      Southwest Credit Systems, LP Response

      06/08/2023

      BBB Review Number:           ******
      Consumer Name:                 ***************************
      Response Date:                   June 8, 2023


      Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond.

      SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ********************************************.

      SWC would like to further assist ****************** with her account dispute. Please contact our Executive ******************** at ************** or email ********************************************************************* and one of our agents will be happy to help.

      SWC regrets any discontent the issue may have caused and will continue to work with ****************** to resolve the matter.
    • Review from Dana D

      1 star

      05/11/2023

      This business is some scam they associate wa previous service I had. Saying I did not return as receiver from cable to the cable company. So loaded everything that was left returned it and they said it was perfect! I asked for proof that **** if off equipment returned in working order. They say that they dont have anything like that but dont worry its corrected. I then look SEVERAL years later at my expeidian credit repot (just for fun!) and there is a balance of $472 back on my info. This is way past the 7 years **** and should automatically be erased of my credit much less the fact I corrected this YEARS ago. Please do something w this company its obviously is scamming money from all the complaints you already have and bullying, intimidation techniques, on top of being rude and disrespectful to people who call trying to correct this situation or even finding out who they say is owed.

      Southwest Credit Systems, LP Response

      05/19/2023

      BBB Review Number: ****** Consumer Name: *********************** Response Date: May 19, 2023 Southwest Credit Systems, L.P. ("SWC") is in receipt of the above-numbered consumer review and is grateful for the opportunity to respond. SWC is a national leader in accounts receivable management and consumer service solutions, located in **********, **. Additional information regarding SWC can be found at ***************************************************************** would like to further assist ****************** with her account dispute. Please contact our Executive ******************** at ************** or ********************************************************************* and one of our agents will be happy to help.SWC regrets any discontent the issue may have caused and will continue to work with ****************** to resolve the matter.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.