Reviews

Review Details

• Review fromSandra V

  Date: 11/26/2024

  1 star

  Sandra V

  Date: 11/26/2024

  I cant believe I allowed myself to get sucked into such a money scheme. As much as they took from me I never got any help like I thought I would get. They leave you to this chore all by yourself just to rely on their system which I never was able to master. I found it to not be user friendly. It takes so much effort and time on your part 3 days is not long enough to see if their system will work for you or not. In my opinion I felt as though I was scammed.

  United Financial Freedom

  Date: 12/02/2024

  We are sorry that you are under the impression that you have to use the program without any help from our support team. That is not true. You were entitled to ongoing support when you purchased the program on February 2nd, 2022. Other than your second follow-up training on April 13th, 2022, we have not received a call or email from you to our customer support to ask for help in over 2 years. Here we are in December of 2024, and you are saying this is a money scheme and a scam. We cannot help you if you dont contact us. When I looked at the notes in our system from April 13th, 2022, it stated the following;The follow-up training was completed; no additional follow-up was needed, so the survey was sent. She's very happy with the program and doesnt have any questions. I told her to contact us if something does come up.We have tried to reach out to you after seeing this review. We cannot call you because it appears you may have our business number blocked. We sent an email with our contact information and an offer to support your needs using the program. Once again, if you dont contact our customer support team, we cannot help you. We are always willing to help our valued clients on their journey to debt-free.

• Review fromMICHELLE L W

  Date: 08/11/2024

  5 stars

  MICHELLE L W

  Date: 08/11/2024

  Ive had it for some years now and I love it. I have been able to pay off a lot of debt and my credit score has gone through the roof now. You have to learn your program and update it constantly and it will tell you how much to put in to your savings and how much to pay extra on big debts to decrease it and save on the interest. the only thing that concerns me is when you doing the transfers...sometimes the amount it tells you to transfer to savings disappears. Once you paid for this handy program its yours for life.

  United Financial Freedom

  Date: 08/12/2024

  Thank you so much for the positive review. We created this system for folks like you who want to live a debt-free life. Does it require a little work? It does. But it's better than following the banks plan and being in debt most of your life. Financial Freedom awaits.

• Review fromJulie N

  Date: 03/22/2024

  1 star

  Julie N

  Date: 03/22/2024

  Total Scam!!! Do not waste your money!! I started the program and it did not work properly. They "worked" with me to correct it. Then I found out they were just overriding the system to get the end result. I went to the point they even wiped everything and I reset it up. It still did not work. I was told it would work better than quicken and I could eliminate it also. That was not true this program did not do anything more than what quicken would do. Not only would did it not compare to quicken it does not work as good a quicken. It does not give you different dates to pay your bills to cut interest like I was told. It is just a fancy way of trying to do a budget. They talk you into get zero interest cards to help because the system will move your money to save you interest. It said it did but it did not it just made things more of a mess. I spent too many hours trying to make it work and it did not get me anywhere. Do not waste your money! They will not give me a refund because they are saying it is past the 3 days even though they talked me into trying to make it work longer. I could not even get an appointment with someone within the 3 days to start using the program. There are other programs that are better and less of a headache that WORK and do not cost anywhere near the price.

  United Financial Freedom

  Date: 03/28/2024

  You purchased the program on August 16, 2023. Your selling agent did a financial analysis before the sales with your current account balances. You were set up for your initial training to complete the program setup and to learn how to maintain it. You canceled the training two times and it wasnt until September 5th that you had the training with your coach. While doing the training you were upset that your account balances had to be updated. Since it was almost a month from the time you purchased the program to the time you had the training, the balances for your accounts had changed. You became annoyed and insisted that we were manipulating the program to work for you. We werent. The coach was trying to make sure your current balances were accurate.Since most of the 90-minute training session was spent on updating account balances and showing you how to do that, another training session was scheduled on September 19th, 2023. You canceled that appointment. You sent an email stating that you would not be making the appointment since your numbers were all messed up and said your coach was setting it up to override the system and change figures where it had you going negative. The coach replied to your email saying thats why you had to complete the training and finish setting up your accounts to reflect your real balances. You were asked to reschedule the appointment. You did not want to. You said you werent interested. You also informed the agent who sold you the program that you wouldnt be doing the training.You sent an email on September 20th stating you wanted a different coach. You were sent an appointment schedule, but you did not reply.On October 5th you called customer support to find out how to ignore the program suggestions from September because you did not want to follow the program. You were shown how to do it. If you dont follow the program's suggestions, you will not get out of debt using it.On October 12th, 2023, your selling agent called in and said you wanted to reset the program and start over. On March 7th, 2024, you asked for a refund.Your refund was denied since it was 7 months since you purchased the program. We gave you every opportunity to use the program with the promise to get you out of debt. You wasted our coach's time canceling multiple appointments and consistently said the system was being manipulated. You were not willing to take direction and are calling our company a SCAM. We have been in business for decades and have helped thousands of clients get out of debt. You are correct, this is not Quicken. Quicken cant account for real-life scenarios and make adjustments so you can continue to pay down your debt.Our Training Manager reached out to you on March 26th, 2024, to see if you would be open to doing your training with her. We truly believe we can help you. We haven't received a response. We arent going anywhere if you change your mind.

• Review fromJeffrey K

  Date: 01/15/2024

  5 stars
  I have the program and use it. Anyone here that calls it a scam or say it doesn't work is lying or can't understand the concept of basic math, interest and data entry. That's all you need to make this program work. It does very advanced mathematical equations behind the scenes and literally tells you where to put your money on a day to day basis. If you follow the program you succeed, period. You also have every option to not follow exactly what the program tells you to do and the system tells you the exact repercussions of those financial choices. You can allot for spending on whatever you want....you will be told how that effects your debt payoff date.....you can hypothetically buy anything you want...enter that into the system and it will tell you how that affects your financial future. DO NOT LISTEN to anyone that says it doesn't work.....this is ********************* on steroids, nothing less.

• Review fromMarc A

  Date: 12/18/2023

  1 star

  Marc A

  Date: 12/18/2023

  Total rip off They give 3 days to try it, but scheduled the training for a week after. Most banks don't conect to the software so you have to do it manually. I tried to cancle but they won't do anything for me. Now instead of financial freedom I have 48 months of debt.

  United Financial Freedom

  Date: 12/19/2023

  You signed up to be an agent with United Financial Freedom on August 2nd, 2023 to sell the ****************** You purchased the ***************** program on August 15th, 2023. Your request for a refund was submitted on November 14th, 2023. You canceled your agent membership on the same day. You were using the program for 3 months. You purchased the program using a third-party finance company in which you have contractual obligations to make payments. We did not make this decision for you. As for the program that connects to your financial institutions. This is a third-party program that connects 85% of financial institutions. I do see most of your bank accounts were connected and there were some temporary issues with Chase. I do not see any notes that you requested a refund for this service. I don't know why you say we are a ripoff. We do not force anyone to buy our software which does work as advertised. Since you were an agent, you should know how many people we have helped to get out of debt using the ****************** You would know that the program is based on mathematical algorithms that find the fastest way out of debt with the most interest payments saved. We do wish there was a way for us to continue to help you. Our support team is always here if needed.

• Review fromMarilyn W

  Date: 10/27/2023

  5 stars
  The ***************** from ********************** is WONDERFUL! I would have been 79 years old before I paid off my mortgage using the bank's process. Using the guaranteed money-back *** and it's suggested strategic transfers I was debt free in under one year and saved over $38,000.00 in interest! Was the reward worth the risk -- ABSOLUTELY! I now have the *** tool for the rest of my life to project future purchases and ensuring my least interest payments necessary.

• Review fromJoan M

  Date: 06/13/2023

  5 stars
  This program has helped us immensely! Absolutely life changing! It saved us $106,000 in interest and we will pay off our home in 6 years instead of 28 and that is without changing our budget or lifestyle. This program not only tells you HOW much to pay and WHAT bill to pay but WHEN to pay so that you can save the most money. I don't know about you, but I like the idea of beating the bank at their own game.

• Review fromTiger S

  Date: 05/14/2023

  5 stars
  The program is pure math and not magic. It is working for me great and that is why I have recommended it to my friends, family and clients. When someone buys a treadmill they do not lose weight unless they use it properly and also watch what they eat. Same way you cannot get out of debt by purchasing the technology and then not using it. That is just common sense. I am writing this review to help anyone that is considering investing in this technology in the future. Company has a very clear and transparent refund and cancellation policy. It is either 3 days for cancelling without cause. Warranty is that if you follow all instructions by the software exactly, make all payments when instructed to do so and if you still do not get out of debt by the date predicted by the software, you can ask for a refund. Which has never happened and never will. It absolutely works but it can only work if it is used. It cannot sit on a shelf and get you out of debt. It is a financial GPS that gives you very clear instructions to take specific actions at very specific times. If you don't follow simple instructions then it will not work. It's like not taking the turns while your Car GPS gives you turn by turn directions and then complaining about getting lost. I will challenge anyone that can prove that they followed all commands by the technology and still did not get out of debt. That has never happened and never will. If you are not willing to learn simple techniques and login to your portal and manage your Bank Accounts with the help of ****************** then do not buy it. Your portal does not balance itself or by itself, you have to enter the required information and follow the commands of moving money. Trainers are available to help you learn. It is not complicated however for the last time, it does not work without human interaction. Hope that helps.

• Review fromScyLeana A

  Date: 04/27/2023

  1 star

  ScyLeana A

  Date: 04/27/2023

  This company is guilty of false advertising. I found them while scrolling on ********* This company claimed that it would help me pay off my home **************************************** information form & a salesperson contacted me. He did this sales pitch saying this software program hes selling is going to get me out of all my debt in a certain amount of years. First he had me submit all my debt and income information. He said as long as it shows I make more income per month than debt then I qualify for the program. Once he got back to me with the calculations of course I qualified for the program because of course he wanted my money and works on commission. He also let me know I could do the same thing he is doing and make money that way selling the program making me feel like I could earn commission. He charged me $3200 for this miracle software program that was going to get me out of debt in I believe 15 years. I took out a loan through PayPal because my credit was very good at the time I got financed for 6 months no interest. I had to wait to receive the program through email and have another person that works there walk me through the program. Once they set me up with the program I started to see that it was not a miracle program at all. They told me I only had 3 days to get a refund from the program and of course my three days had lapsed. I have called a couple of times to get my money back to no avail. Now my credit is significantly worse even though the salesperson told me hes used the program and his credit got better. I just pray that I can help anyone else that does their research on companies and prevent this from happening to anyone else. Dont get scammed like me. ScyLeana A.

  United Financial Freedom

  Date: 05/09/2023

  At United Financial Freedom we strive to provide the highest quality of customer service and coaching. Our primary goal through the use of the ***************** (***) is to educate consumers, heighten their awareness of bad and good spending habits/money usage and successfully get people out of debt. We have a track record of over 15 years of success in this area. We have tens of thousands of happy, satisfied consumers nationally. Prior to the purchase, the user agreement is made available for the consumer to read. That user agreement includes our Refund Policy. Right after the purchase of the *** on August 2, 2022, 6:26 PM MT, you were provided with the user agreement that contains this policy two separate times, in two separate emails. The Purchase Receipt is the first email that provided you with the user agreement. This was emailed to you on August 2, 2022, at 6:26 PM MT and was viewed a total of 18 times in the time span of August 2, 2022, 6:33 PM MT to August 3, 2022, 11:02 AM MT. This email states in the first paragraph Thank you for purchasing The ***************** - Platinum. Below is your purchase receipt. In addition, a copy of our User Agreement, Privacy Policy, Right to Cancel and Truth in Lending (if applicable) is attached. The Welcome email is the second email that provided you with the user agreement. This email is only sent when a username and password are created for the program. This email was sent on August 2, 2022, 6:28 PM MT and was viewed a total of 4 times in the time span of August 2, 2022, 6:32 PM MT to August 5, 2022, 5:49 AM MT. This email also includes the user agreement attached. It also has the *** for the program so our consumers can log into their program immediately. Getting out of debt and taking control of your financial future takes changing old habits, becoming accountable to an end goal, and doing the work necessary to achieve that goal. Our program is the original dynamic debt elimination program and is still the only program that interacts dynamically with the consumer. The program cannot be wrong if given accurate information. With the *** there is no guesswork, there is only math. The emotional component is removed from the spending equation and forces the consumer to see the reality of their spending. It is your choice to change and move forward with *** or not, we cannot force your hand. The program works for everyone, if the consumer sets up their information correctly and updates it at least monthly. There is so much more to the program, than just suggesting to you what to do with your discretionary income. We have a dedicated Support Team to help you navigate the program. We all know circumstances can change in one's financial situation and we have coached many consumers through those transitions and uncertainties. The beauty of the *** is it has the ability to ebb and flow with one's real-life financial needs. The reality is if the program is set up to reflect the consumer's true income and expenses, then the program will always perform as designed. The ***************** does work as a great tool to help our clients eliminate their debt in a fraction of the time. It is up to you, as the consumer, to actually utilize this tool. It takes diligence and honesty about your financial life (Debt, Income, and Expenses), and you follow the suggestions of the program to help eliminate debt. The *** does not do all of the work for you. Our Support Team is willing and able to work with you in any way they can and provide any program assistance you may need to get you feeling comfortable with the programs operation and usage.

• Review fromTiffany D

  Date: 03/17/2023

  1 star

  Tiffany D

  Date: 03/17/2023

  I met a woman by the name of ***************************** and she would sleep deprive me and avoid answering direct questions such as is this a program which I must purchase? She would use the Bible to coerce me into making financial decisions, and after losing both of my parents, she dropped me like a ghost because I asked too many questions instead of adhering to an invisible script. She claims her calls are recorded but even her sister who was present for a meeting which I found unprofessional, told ******************** of ***** of ****** that she was not listening and she was talking over us both and yelling when all I said was that I dont understand how Id be out of debt because I dont learn by slides; she just kept asking me to confirm yes in order to move forward. I didnt understand the overall picture and she wanted me to give her a guarantee which led me to believe that this was a pyramid scheme. She encouraged me to place my familys home on AirBnB and encouraged me to finance my fathers vehicle. I am now in debt and she has withdrawn support and resources because I began to ask questions. She verbally assaulted me and yelled how much better she is relating herself to oil and water so much to a point where her own sister had to curb her narcissism but it just did not work. She was yelling at us both and condescendingly tearing me apart for not understanding how Id be debt free in seven years. What a misrepresentation or a joke of a program. Either remove the program from ***** of ****** as she boasts she must follow the rules and ALL of her videos are recorded so please review the last and acknowledge the mistreatment and easy dismissal and abuse of potential clients because we do not pay her. Id rather pay her than be mistreated for free so she cant boast that she works for herself yet hide behind a product that she doesnt represent well. A bully on your team that needs to be fired.

  United Financial Freedom

  Date: 05/01/2023

  We understand you did not have a great experience with your financial advisor. United Financial Freedom does not give financial advice and does not employ Financial Advisors in any capacity. We sell a program to help our clients pay off their debts much sooner than the bank's plan. Your financial conversations with ***************************** were in her professional capacity as a licensed Financial Advisor and not as a UFF representative. You did not purchase anything from UFF and therefore are not a client. ***************************** is not employed by UFF and therefore cannot be fired by UFF.