I am recieved a letter saying this is the final attempt to notify me. Left this 888-803-2351 phone number on it. We reserve the right to revoke allocated waiver after 7 days of receiving this notice. Lender info says BOKF Na. Has a property code on it, 8505078452. Looks like a real check but it is not signed and clearly states its not a check. My name is on the fake check with my address on it too. This is definitely a scammer. Has a sent out notice date on. But no business information of where it came from. On the front on the postage it an eagle prepaid postage permit No. 1535 on it. The amount is $199 Allocated waiver.

This was advertised and endorsed by Oprah Winfrey as a supplement that would allow you to lose weight with little exercise and had 2 doctors on the video to substantiate it. It does not work. They also sent the two bottles I ordered that were marked on the outside of the bottle as containing 60 tablets per bottle, there was 30 in each bottle. I contacted them and they told me they were sorry but would try to send me some more pills. I was shorted a full bottle of 60 tablets. I am returning the two bottles in their own packaging and I have to pay the shipping. However, the questionairre you have to complete is several pages long and repetitive. If you do not complete it you will not get your money back. You then submit the forms and they tell you it will be at least 60 days before a possible refund.

I am being harassed every day with at least 10 phone calls from "Ridgegate Financial". I have selected the option to be removed from the call list several times, reported as spam several times (calls come from all different numbers), and spoken to several agents asking to be removed. The calls do not stop. I never applied for a loan or asked for any information about a loan, and have no interest in being contacted by this organization.

Contacted this car lot about a vehicle i was interested in financing. Got approved and then noticed that the loan amount was for a larger amount than i had figured initially. I was willing to look past their slightly larger document fee. But what was alarming was an 800 dollar charge for a pulse safety system installed. I of course declined, and was informed they do this regularly along with other dealers as well..thats odd as I've been buying used vehicles for decades and never encountered this until them. They mentioned some customers resist the service and some are accepting, sure , the ones that are unaware. I was dismissive of the information after speaking with Brandan Brown and just figured id be purchasing my car else where since they refused to remove the unwanted service. Then this morning I became curious of what their angle may be in regards to this pulse safety service. Upon researching i soon discovered that others had indeed had the services forced upon them as well by various dealers. The parts themselves are fairly inexpensive totalling roughly 40 dollars, although Crossroads added 800 dollars to my balance to be financed . To install this mechanism the usual procedure is to splice into the factory wiring for this add on. For my peace of my mind i would only have that done by a professional, preferably the dealership from which the vehicle originally came from. And the final discovery for me reveals that this service of 3rd flashing brake light in rear has had plenty of dispute from officials. I believe it to be illegal here in Ohio based off what ive read. There are several stories of receiving citations from law enforcement due to this install. Only to receive zero aid from dealership who installed and having to pay to have the feature removed , out of pocket. This is all new to me as ive never encountered this before. But at the very least i guess my biggest question is how could a company with a solid reputation force me to install a feature on my vehicle that i not only refused but also appears to not be in good standing with Ohio Highway Safety Regulations. My next question is how often are they doing this and is this company in violation enough to be fined for every time they have done this in the past. May the people at Crossroads Car and Truck have the day they truly deserve using consumer manipulation tactics. As far as the actual consumers out here, folks protect yourselves, times are different these days.

Saw this ad on Facebook about some Hoka sneakers decided to order through it After a couple of days it says the item was shipped. They gave me a tracking address. I tracked it and then it stalled for several days. I’m now trying to contact the seller and I’m getting the runaround.

Multiple phone calls per day from different phone numbers with the following message: “ This communication is delivered by Ridgegate Financial. Our phone number is 934-947-9605. This message is from the loan department. We have a new offer of $55,000 in the form of an installment loan. Your monthly payment is estimated to be $400. To talk to a funding advisor, please choose option two. If you wish not to be contacted again, please press 9. Once again, press 2 to be connected with our team and press 9 to be removed from our list.” I have tried several times to be put on Do Not Call but it doesn’t work with this company.

I watched a minimum of 30 minutes of a doctor explaining the benefits of this weight loss product in which I made notes of the ingredients etc. As I was in the process of ordering, my phone rang and a "representative" assisted me with completion of the transaction and said I was getting a fourth bottle for free. (I paid for 3). After the transaction was complete, my phone rang approximately 15 times from similar phone numbers in which I had to block because it would not stop. When I received the order, the packaging and the capsules themselves were not the same as the advertisement. The ingredients were also not the same as advertised. In addition, the 90 day money back guarantee is a lie. I was told by the representative that they don't have any guarantees. That is when I confirmed with her that I was certain this was fake, she hung up on me.

I was doing a Target survey and at the end I was offered a free Nintendo switch 2 if I paid the 9.99 for shipping (or so I thought). I went through and entered my card info and paid the 9.99. I then received an email stating that my subscription is active. I went to the website to see what that was about and get my password set up. I looked at the website and they had 30 items for sale and mostly were permanent markers. I went back to my emails and it stated that I had a credit. I clicked on that and brought me to the website where I was awarded $25 in credits to purchase things. I did not want anything they offered and canceled the subscription so that I would not be charged an additional 14.99 in two days. When I canceled my credits were lost and subscription canceled. I called the company to ask about a refund since I did not purchase anything and they told me it was non refundable. I told them it was supposed to be for target and they told me they have no affiliation with target. I told her that I would then like to speak with a hire up professional like a manager because there is a scam going on somewhere. I was then hung up on I called back and spoke with the same person and she claimed it was not her but that she could have a manger call me back today and see if we can refund me the money. I got off the phone and went to my bank account and the $9.99 is a pending credit. This is a scam company and they are a joke. Nothing to offer for products and take your money and say non refundable when you didn’t want the subscription to begin with.

I receive multiple calls per day offering a $55,000.00 loan offering monthly loan payment of $400.00 per month. I have tried blocking the multiple phone numbers that appear on my phone to no avail. At the end of the robocall it says the call is from 934-947-9605, which is a different phone number than appears as the incoming call, and i have called the number several times to have the calls stopped, to no avail

“My name is Sophia Marshall with national pro service just called intended for ***********or reference number *********this is a formal notice regarding the noncompliance notice that is being filed against you if you have not received the notice properly by mail please call the litigation office immediately to request a copy to be sent out certified please note this complaint can before legally without your consent within one to two business days please feel free to contact the office with any further questions at 855-443-5574 please consider yourself notified thank you…” They left this message and I called them they gave me his dob and where he lived saying legal action was going to be taken because I called in they were very rude and kept hanging up on me I told them I was going to report them and they said I wouldn’t be able to

I keep getting several scam calls a day from “Ridgegate Financial” and they are always different phone numbers starting with 888. They do provide a phone number upfront, and it’s 934-947-9605

The company Official Lumin in no way shape or form provides a disclaimer to consumer alerting them that their hair vitamin gummies are being shipped from China. Research states that supplements from China have been found to contain harmful contaminants, heavy metals like lead, arsenic, and mercury as well as drugs and pesticides. After my concerns were made the agreed to give me a refund in 5-7 business days but that has not happened and they have not responded to my follow up email requesting an updated on my refund.

14 calls in two days. All from different numbers. Same recording each time offering me loan options and to press 2 to connect, 9 to be removed. This has been going on for months! I’ve pressed 9 before. I’ve blocked numbers. It won’t stop.

Scammer sent a blue post card with the following message: IMPORTANT NOTICE IMMEDIATE RESPONSE NEEDED Target’s Name, This notice is regarding your current mortgage recorded on DATE. We need you to call us about an important matter regarding this loan. This is time sensitive, so please call us at PHONE NUMBER as soon as possible. Mortgage ID # NUMBER Target name and address

Similar to others already reported. I'm called 10 plus times per day by "Ridgegate Financial", asked to be on their do not call list, they continue to call.

I am receiving up to 10 phone calls a day from scam numbers that want to lend me money. This has been going on for several months. If I block one number it comes up a different number.

I get robo calls from Ridgegate Financial, sometimes it's a dozen times per day. I never approached them for a loan. There is an option to be put on the "do not call list" which I select every time, and yet they STILL continue to call. Today I chose the option to talk to a rep. He answered and used my first name, asking if it was me. I immediately told him I wasn't interested in a loan and was in the process of asking what I needed to do to stop their phone calls but he hung up on me. They call all the time from different numbers. Sometimes I get a phone call from an 877 or other toll free prefix and when I don't answer I almost immediately get a call from my area code (405). They have to be spoofing phone numbers. I am on the national "Do Not Call" registry but obviously it means nothing to these people. They are SOOOO predatory. I know there are a lot of scam operations out there calling people for things like loans so they can try to gain banking or other personal info. They annoy the **** out of me!

Call 10 x a day from different numbers about a fake loan

They call me from various numbers at least 30 times a day. Even though I use the report scam button it never stops them. They call about a personal loan for 50,000 dollars. I have talked to a person said stop. This us dtalking.

They call many times every day telling me my loan application for $50,000.00 has been approved (I didn’t apply for any such loan). When I engaged with the person to complain, they hung up on me.

I get about ten calls a day from an automated voice claiming to be from Ridgegate contacting me about a loan application I never applied for. It’s a different number every time so I can’t block them.

I received a pagage to take photos of , upload to their website & reship via UPS. The weekend came. Come Monday, their website told me my credentials were invalid. I tried at least a dozen times. Their dashboard website is even a red flag, being board.dash-techcycle.com. Then their website gave an internal server error. I even tried emailing the so-called supwrvisor & manager, being Bettina Lopez & Rose Charleston, respectively. The sent emails cqme back to me as undeliverable. I haven't received any further correspondence from them all week & have called them both for the past 4 days, & the calls go to voicemail where I left multiple messages. They asked me to complete payment method previously for direct deposit. I entered my bank info. Uploaded my driver's license, and was asked to complete a W-4 via a link that stated the site couldn't be reached. I received a Dell laptop & Intel Core Processor yesterday at my home address in which I didn't order. I called both sending companies & was informed thw items were purchased under my name with a Visa credit card I do not own, ending in 0409. It appears my identity & credit has been compromised & they have gotten credit cards in my name. I could be wrong, but the entire mishap is a sticky situation & simply strange. Please advise & keep me informed. Thanks!

I received a pagage to take photos of , upload to their website & reship via UPS. The weekend came. Come Monday, their website told me my credentials were invalid. I tried at least a dozen times. Their dashboard website is even a red flag, being board.dash-techcycle.com. Then their website gave an internal server error. I even tried emailing the so-called supwrvisor & manager, being Bettina Lopez & Rose Charleston, respectively. The sent emails cqme back to me as undeliverable. I haven't received any further correspondence from them all week & have called them both for the past 4 days, & the calls go to voicemail where I left multiple messages. They asked me to complete payment method previously for direct deposit. I entered my bank info. Uploaded my driver's license, and was asked to complete a W-4 via a link that stated the site couldn't be reached. I received a Dell laptop & Intel Core Processor yesterday at my home address in which I didn't order. I called both sending companies & was informed thw items were purchased under my name with a Visa credit card I do not own, ending in 0409. It appears my identity & credit has been compromised & they have gotten credit cards in my name. I could be wrong, but the entire mishap is a sticky situation & simply strange. Please advise & keep me informed. Thanks!

Calls every day at least once, if not twice, always leaves some variation of the same message, either from some person (name random) or from the "Loan Department" Sample voice mail is as follows: "Our phone number is 934 947 9605. This message is from the loan department. We have a new offer of $55,000 in the form of an installment loan. Your monthly payment is estimated to be $400. To talk to a funding advisor, please choose option two. If you do not wish to be contacted again, please press 9. Once again, press two to be connected with our team and 9 to be removed from our list." I do not believe pressing 9 works.

I get calls many times a day from multiple numbers who say they are from Ridgegate financial and ive been approved for a loan, of various sums, that i never applied for. I have repeatedly asked not to be called again and block each number. They continue to call.

Hi, I'm a recruiter at Kelly Services (US) , my name is Lesley. Your background and resume have been recommended by multiple online recruitment agencies. Therefore, we would like to offer you a great remote online part-time job to help update app store data, increase app views and downloads, and provide you with free training. Flexible part-time and full-time work, allowing you to work 60 to 90 minutes a day, 4 days a week, and earn extra income on weekends. You can work anytime and anywhere according to your schedule and earn 250 to 500 a day. The basic salary is 1,000 per 4 days of work. Paid annual leave: In addition to maternity leave, paternity leave and other statutory holidays, ordinary employees also enjoy 15-20 days of paid annual leave. The company currently has 50 vacancies, if you want to join us, please send a text message to 2028176685 for more information (Note: You must be at least 25 years old)

Hi, I'm a recruiter at Kelly Services (US) , my name is Lesley. Your background and resume have been recommended by multiple online recruitment agencies. Therefore, we would like to offer you a great remote online part-time job to help update app store data, increase app views and downloads, and provide you with free training. Flexible part-time and full-time work, allowing you to work 60 to 90 minutes a day, 4 days a week, and earn extra income on weekends. You can work anytime and anywhere according to your schedule and earn 250 to 500 a day. The basic salary is 1,000 per 4 days of work. Paid annual leave: In addition to maternity leave, paternity leave and other statutory holidays, ordinary employees also enjoy 15-20 days of paid annual leave. The company currently has 50 vacancies, if you want to join us, please send a text message to 2028176685 for more information (Note: You must be at least 25 years old)

I recently purchased a car and at the dealership I purchased a warranty. I received a call from a local number that told me they were calling to activate my warranty. they had some information about me already and told me that this was the same warranty i purchased in person and they were only turning it on. they needed banking information to auto draft to pay for the warranty. they asked me to confirm information about my vehicle. I called the dealership later that day to confirm my suspicion it was a scam and they told me it was.

I will formally introduce myself to you. My name is Mr. Andrew Wild, and I am the Chief Executive Officer (CEO) of HSBC Continental Europe. I am sorry to have encroached into your privacy in this manner; however, without delay, I will immediately proceed with the details of the proposal as stated in my introductory email to you. I respectfully request that you keep the contents of this mail confidential and also respect the integrity of the information that you are coming across as a result of this mail. I contacted you privately, and as such, no one is aware of this communication, which is the reason why I had us communicate strictly via our private email. I am the personal accountant of one (the late Mr. Fabian Konde), a foreign contractor with Royal Dutch who has an investment account with my bank. Unfortunately, my client died along with his nuclear family in France while on sabbatical in the summer of 2011. May their souls rest in peace. He died without leaving Will. Several efforts were made to find his extended family through his embassy, but without success. I received a notice last week to provide the next of kin of my late client, being his personal accountant, or the account risk being transferred to the government (escheat) in 14 days’ time. I am contacting you to assist me in repatriating the funds left behind by my late client. This claim will be executed without breaching any laws, and success is guaranteed if we cooperate on it. The bank will release the account to you because of my recommendation of you as the next of kin. I am a religious man, and I cannot lie; I expect the same from you. The amount involved is €9,400,000.00 EUR (nine million four hundred thousand euros); I propose we share the proceeds 50/50. I think this is fair. I will give you all the necessary information about this deal when I get your response. I am contacting you to assist me because you have the same surname/last name as my late client. I anticipate your cooperation. Treat this proposal with utmost confidentiality and urgency for 100% success. My position as the CEO and member of the Executive Board of HSBC Bank guarantees the successful execution of this transaction. If you find yourself able to work with me, I urge you to indicate that effect. Once again, do observe utmost confidentiality, and be rest assured that this transaction will be profitable for both of us. For more information about me, Please note that a quick response from you will be highly appreciated. Thanks in advance for considering this proposal. I await your urgent response to enable me to furnish you with more information about this opportunity. Sincerely, Andrew Wild. Chief Executive Officer, HSBC Continental Europe. * Please consider the environment before printing any email correspondence. Print only when necessary. *This email is only sent to the intended recipients and addressees in confidence and not for external circulation.

I’ve been receiving up to 10 calls a day from a robot stating they’re Ridgegate Financial and that they’re reaching out regarding a loan I applied for. I have not applied for a loan. I have asked to be placed on the do not call list at least 8 times. They call from different numbers saying they’re the same institution, so I can’t even block the calls.

I have received several calls over the last few weeks and 2 text messages. Its a lady calling from a local number. She says she is calling on behalf of C.F.M and that they sent me paperwork out 30 days and if i dont fill it out and send it back then they will taken action and that i need to call 866-448-3953 and give them a reference code. I have not had any paperwork sent to my home in the last 30 days. The number they are texting from is 254-863-8826 and the two numbers she has called me from is 618-418-5184 and 618-239-4548.

(886) 603-5507 Calls from this number offer you a $6400 subsidy, and get all of your personal information, then sell it to data brokers, then they cancel your current insurance plan and sign you up for a different insurance plan. They call all day. They took my uncle and he's lost his prescription coverage. It is insurance fraud. They are out of control. They are taking advantage of elderly who are not tech saavy.

Hi! This is Nicole Warren from Kforce. We’re currently offering a flexible online part-time position that’s attracting a lot of interest. You can earn $250–$500 per day (minimum $1,000 every four working days) by working just 60–90 minutes a day, four days a week. Work entirely from home with flexible hours. No experience is required—training is provided. The job involves assisting merchants in improving product visibility and traffic.

I receive at least 5 calls per day from various numbers that say I qualify for a debt consolidation loan that I never requested. They always tell me to call the same number back. I ignored calls for months. I have asked them to stop. I have cussed them out. They need to stop harassing me.

I received a call from 801-983-0497 to leave a message for my husband. I was given file #2025101315 and to call this number 866-791-9305. No other information just they have tried to get ahold of my husband twice and deliver a summons. Yet, he is home all day and no one has done this. I have to call their bluff on all of this and I must report this so no one calls the 866 number and give them any information. Red flags went up when they said it was a civil matter. Never call any of these numbers back it is a scam to get money from you.

A friend on social media posted the following: "With tears in my eyes as I type this one of my dearest family members (uncle) has been battling a very serious health condition for years. His condition recently got worse, and we've just received news that he needs to be urgently moved out of state-and possibly out of country-for specialized medical treatment that isn't available here. This situation has shaken us deeply. Emotionally, we're trying to stay strong...but financially it's overwhelming. The medical costs, travel arrangements, and the facility fees are far beyond what we have prepared for. To raise money for his care, he has made the painful decision to sell of most of his belongings things he worked hard for all of his life. I'm helping him list everything here in hopes that someone may be interested. Every sale brings us a little closer to giving him a fighting chance. This is a sad moment for me and my family, and your support and prayers would mean the world to us right now. We are giving out this 2017 Honda civic. Only has approx 67, 971 miles on it currently for $5000 Clean Title, Runs perfect, No mechanical issue, Everything works, Cold A/C, Good Tires, Extra clean inside and out, No bad dash lights, clean in and out, duty fully paid, accident free, buy and drive. Down payment is accepted to hold it DM if interested, first come first serve text or call for more details +1 (331) 999-5514." I texted the number, and they claimed to be out of town but offered to meet in 2 days to provide paperwork and allow me to test drive the vehicle. They then sent 20 photos of the car. One of the photos showed the rear of the vehicle without the license plate. The grammar in the text made me question the legitimacy of the exchange. When I googled the phone number, I found an Instagram post with a similar story and the same pictures from June on another person's Instagram (not someone I know, nor someone anyone I know follows). I went back to look at the post I saw today, and the social media account had posted an Instagram story saying that they could not respond to messages on Instagram, but to text the number provided in their social media post. I stopped engaging with the listed phone number and blocked it.

"My name is Sophia Marshall with National Process Service. This call is intended for For a reference number. 949006 This is a formal notice regarding the noncompliance notice that is being filed against you. If you have not received the notice properly by mail, please call the litigations office immediately to request a copy to be sent out certified. Please note this complaint can move forward legally without your consent within 1 to 2 business days. Please feel free to contact the office with any further questions at. 855-443-5574 Please consider yourself notified. Thank you."

Saw face book ad .ordered product.never received product.had tracking number through 718trak .I had a product delivered that day but it was not their product.they hyjacked package that was delivered by a different company to my address.

The website had a lot of products. The Shark Nest had a trademark sign . They offered $4 for two day shipping. They said the company was in texas. When it was shipped allegedly it was coming from China. I randomly received a short charger cable and have heard other people say that is what they shipped them instead of a product as well.

Offering $55,000 loan. Calls multiple times per day ... at least 10 times per day, usually in bursts. Originating number is almost always different, but some form of 1-8xx-###-#### number.

The order was placed 9/1/2025. Ship date 9/2/2025. Returned the products on 9/12/2025. We could not reach anyone via phone or email. It took some time for us to locate the vendor as Cartpanda. We were told they would reimburse us once we provided the tracking number. We sent the tracking number and could no longer reach the representative. We later spoke on the phone with another representative who said we were beyond the 60-day return policy.

Postcard in the mail with my mortgage company's name, saying they need me to call them immediately regarding my mortgage.

FINAL NOTICE

Attention: *******

This letter is to inform you about an important matter regarding the property at ********** secured by your current lender. We reserve the right to revoke allocated waiver after 7 days of receiving this notice.

Please call IMMEDIATELY as this will be our FINAL ATTEMPT TO NOTICY YOU: (833) 382-7407

On 11/4/2025 I purchased 6 bottles of pills marketed for brain health under the name "Neurocept" for $294.00. The next day I saw another withdrawal of $348.00 a purchase that I never made. So the total loss was $642.00 I called the receptionist and she said to mail back the purchase via USPS and would get all my money back I never opened the purchased capsules. On 11/15 2025 the USPS sent me an email that the packaged arrived and was signed for by E Hutt.I called the the company number, when i asked when would I get my money put into my account she asked me for my info ,tracking number, she ask for a RMA # , I was never given and RMA # so then she said I would not get the whole amount of money back except for$348. I then discovered that this herbal remedy was not a hair loss ingredient ,it was sold on Amazon for raising a person's libido wellness, not a hair loss supplement. I emailed them but no results....That was allot of money that they scamed me for....I will still see if they mail me any partial amount of money

My wife has been following an internet "relationship" coach for a small time. She told me recently that she wanted to invest in herself. In this program to help her "soften" She said it would cost a bit of money and that's why she was afraid to bring it up to me. Without even thinking much of it, and appreciating the vulnerability that she was showing, I just said "ok, love, I support you" I didn't delve much further into it. A few days later as Im doing our finances I discover a 6700$ charge and I was incredibly shocked. Upon seeing it I spent the next few hours doing investigative work to figure out what it was for and then who created the program. Upon my investigation I discovered many disgusting things that have been used against my wife to get her to go behind my back with such an immense financial purchase. He used emotional manipulation, high pressure sales tactics, and grooming to get my wife to sign a contract behind my back that houses no protections for the consumer(including a no refund/no chargeback clause and a legal matters only resolved in ontario courts piece) The contract holds a lot of fear based language for anyone who might disagree or change their mind upon seeing the actual program. I have a multitude of emails and facebook messages to provide as proof as well as the contract. This man has now positioned himself between me and my wife in a multitude of ways and has caused severe damage to our relationship. I write with concern for all the women that this man and his group prey upon. I also write in concern for any man that should come u[p against this cretin. Everything that is good in our relationship he attempts to take ownership of. It is truly nightmarish. I uploaded the contract and redacted private info. I will also put in this text the initial discussion between the two that I believe outlines the predatory nature of this man and his company. I can provide a psych evaluation of the rhetoric that exists in his emails as well as his content online. He seems to shame women into thinking they are broken and thats the reason their relationship is broken or they dont have one. Then he says he has all the answers. This is the initial conversation between my wife and what I assume to be Zak Roedde " Hi Zak Roedde, A new event has been scheduled. Event Type: DREAM RELATIONSHIP DISCOVERY CALL Invitee: {REDACTED} Invitee Email: {REDACTED} Text Reminder Number: {REDACTED} Event Date/Time: 13:30 - Friday, 7 November 2025 (Eastern Time - US & Canada) Description: Apply to speak with me 1-1, where we will: * Get you crystal clear on your vision for your dream relationship * Identify the specific obstacles that have gotten in your way of being able to experience this. * Get you aware and honest about the very real consequences if things continue this way. * Diagnose a solution with you to resolve this and point you in that direction, whatever it may be. IF, that is our academy, then make sure you are going to be fully committed in every way for yourself before we commit to you. Location: This is a Zoom web conference. Attendees can join this meeting from a computer, tablet or smartphone. https://us02web.zoom.us/j/83638673278?pwd=xn2Nbqd4RjQrTr8UGdF3zSbfwymZWo.1 Password: 695561 One tap mobile: +1 309 205 3325,,83638673278# +1 312 626 6799,,83638673278# They can also dial in using a phone. US: +1 309 205 3325, +1 312 626 6799, +1 646 931 3860, +1 929 436 2866, +1 301 715 8592, +1 305 224 1968, +1 507 473 4847, +1 564 217 2000, +1 669 444 9171, +1 669 900 6833, +16892781000, +1 719 359 4580, +1 253 205 0468, +1 253 215 8782, +1 346 248 7799, +1 360 209 5623, +1 386 347 5053 Meeting ID: 836-386-73278 Invitee Time Zone: Hawaii Time Questions: How do you know about my work? “I follow you on facebook I'm in your free group” The first 30min of the call is to assess your love life and give you understanding of why you don't have what you want and how to change that. There is an additional 60 minutes booked in case you want our help creating your dream relationship. “I understand. I will make sure I have the full 90 minutes available if I decide you can help me transform my love life.” Tell me what your biggest problems are that you want to shift in your love life, and what do you want your current or future relationship to look like when these problems are solved. “My husband says he’s very devoted to me but I feel afraid to share my feelings or disagree with him. I’ve tried being vulnerable, expressing my desires, my feelings, my need for safety and security, and he usually tells me there’s no problem and there’s nothing wrong and I need to quit living in fear, start respecting and supporting him, and lean into trust. My fear is that there’s no solid foundation to lean into so it doesnt feel safe to me.” Tell me if you are ready immediately to step into a solution if you KNEW it could give you your dream relationship, or are you window shopping for next week / month / year. “ I'm not ready now and need to get my finances or life in order first” If you are in a relationship do you need your partner's permission or money to invest in yourself? “ No I can make my own financial decisions” Do you have the financial means to invest in a love-life transforming coaching solution that will require a multi-hundred dollar a month payment plan? “Yes... depending on how many multi-hundreds per month we are talking about.” Is there anything you are concerned about that might stop you from investing in a high-end coaching solution. “Monthly payments” Tell me any fears or resistance to this application, or to talking on the call with me. “Fear of being manipulated, fear of going into debt, fear of being hurt / judged, fear of the solution not working, fear of giving up, fear of being too ‘broken’, I do have a fear of being judged. Previously my husband hasn’t been very open to coaching programs and books and podcasts I gravitate to so I am a little afraid he will dismiss this as another “quackery” I fell for (this is what he called NVC by Marshall Rosenberg)” After your call is booked, you will be redirected to a page to watch a 40 minute video to help you understand how to create the relationship of your dreams. Do you PROMISE to watch it before our call? “Yes. I will watch it now.” Do you PROMISE to show up on time for the call, or cancel it 24 hours in advance so that you do not waste my time and take up a time spot that someone else could have used? “Yes I promise" Her answers are in quotations. I believe that this man has gotten her to sign a contract under undue influence and I am fighting for my marriage. She has just canceled the chargeback as this man threatened to take us to court after I told him we wanted a refund immediately. Which he refused. The evening blew up and my wife was leaving me. This man was whom she decided to reach out to for emotional safety. He answered and responded as such. “Excellent. Fantastic, Natasha. If you have any other big issues that happen with your husband in the next week, tell me. Normally, I don’t keep my line open — it’s usually handled by my team. But because this is a rather serious issue, I want to make sure you’re properly taken care of and have the support you need, especially in regards to feeling your feelings. So do not hesitate to reach out to me if you need it, okay?” He is creating a serious crater in my relationship all to enrich himself via selling psuedo-science and old idioms under a new package. Even me writing this and collecting the evidence is putting my relationship at risk. But, I feel that I have been attacked and bamboozled in the worst way.... and I dont want this happening to anyone else.

I receive daily calls, 1 to 3 a day, here is a sample voicemail. "Hey, this is Riley Nelson following up from the account prescreening Department. I see here that we were able to get you approved pending verification for a personal loan starting at $65,000 with affordable monthly payment of $250 per month. Just keep in mind that these offers are time sensitive and can expire soon. Give me a call back today if you can at 833-487-2705."

I get about 10 calls a day from different numbers, all leave messages saying it is from Ridgegate Financial and that I have been approved for a loan in X amount. I have selected the prompt to be removed from their list but this has just continued on.

I used Good Dog as a source to find a breeder for a mini aussiedoodle/mini bernadoodle. On their website they claim, “Breeders apply to Good Dog through an online questionnaire. The application is then reviewed by our screening team to ensure the breeding practices they are reporting are in compliance with our community standards. Our screening team may also conduct an online audit and fraud detection check, and will reach out to the breeder if further information or clarification is needed. Breeding programs may take varied and unique approaches to operating so additional information or confirmation may be requested at Good Dog's discretion to better understand their practices". I did some research online and there were some mixed reviews, mostly about the health of the puppy people received or they were really happy with their experience. Never once did I find a review where someone mentioned they were defrauded. I started to look at puppies, and hesitated to pull the trigger on one because they were so expensive. After 2 weeks of looking and missing out on the opportunity to get one that I really liked, I made the decision to stop looking. Good Dog sent daily emails saying, “New Puppies near you”. I even hit unsubscribe. I kept getting emails for the next 3-4 days. It was that last email that had a picture of a mini bernadoodle. When I saw that picture I immediately showed my husband and we were both hooked. I went back on the site, looked up the puppy and found Jessica Morales who breeds for A Designer’s World Puppies in Aurora IL. I hit the request for more info button and also had to answer a survey and fill out a ‘jotform’ and she immediately reached out to me and told me “Nina” was available. I was super excited and here is where in retrospect I missed many signs. She told me I needed to fill out a contract and send it back to her, and then pay the deposit and I could put half down or make the whole payment. I made the whole payment to her through Venmo. I didn’t see or hear of any other way of paying. She continued to email me pictures and updates, which I had to ask for for about 2 weeks until she stopped responding and I came to the realization that I had been scammed. When I went to look at my history, you can see that an application was filled out on Nov. 1st, but then “Jessica” cancelled it. She now has all my information, which Good Dog did not protect, so because she cancelled my application there was never an opportunity to pay through Good Dog. Good Dog says the vet and screen breeders to high ethical standards, and obviously this isn’t true, because this particular breeder doesn’t exist and I am out a puppy and $4000.

I got a scam mailing related to a truck purchase earlier this year. “We would like to speak with you about an important matter regarding your 2025 Toyota. Please call 1-888-965-2394 as this will be our final attempt to notify you. We reserve the right to revoke allocated waiver after seven days of receiving this notice.”

I ordered on November 2nd and they told me it shipped out November 9th… as the days went on USPS said the item never made it there to be shipped. I contacted the business and they offered to still send it but I declined being I needed it for a specific event on November 15. I paid for 2-day ground shipping so it should’ve made it to me between November 12-13. I was told they made a mistake confusing my order with someone else’s. They tried to tell me due to processing time I couldn’t request a refund but I disagreed because it was there error saying it shipped. Now they’re giving me the run around on a refund. Their website does not specifically state any of this. They have kicked back my refund twice so far.

This is a craft website where you order an introductory box of products for $34 to see if you like. It was dollar store items… I cancelled the subscription. They send an email they are getting my box ready. I sent another email saying I cancelled. Days later another email says the box was sent and they charge my credit card for $85 I sent numerous emails to them and then they say I have to pay for shipping or they will give you 20% off but they recommend the 20% off because it’s cheaper than international shipping. My bank couldn’t reverse the charge. I sent numerous emails to them and ask them for their address to return the box .. They stop responding to all emails. There was numerous emails sent requesting their address. I cannot locate it any where ! I sent a couple of more emails requesting the 20% off and they still won’t respond ! I have no idea where this company is located ! They refuse to provide any information ! I advised them they did not have authorization to charge my card several times but they did !