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Business Profile

Payday Loans

Right Now Loans

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Payday Loans.

Reviews

Customer Review Ratings

1.07/5 stars

Average of 55 Customer Reviews

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Review Details

  • Review fromTracie B

    Date: 07/28/2022

    1 star

    Tracie B

    Date: 07/28/2022

    Posting this so I have a public record. I received a call to confirm a loan I did NOT apply for. I informed them that this was a fraudulent application, that it was not to be approved, nor was any other loan using my name or information. When I called back to be certain no other loans were in my name, I was asked again if they should process the loan!!! Since I see that you responddo NOT process those fraudulent applications.

    Right Now Loans

    Date: 08/01/2022

    Good day,Thank you for contacting Right Now Loans. We are sorry for any inconvenience that you've had encountered. We would appreciate it if you can provide the details of your account so that we can further investigate and provide necessary actions as required.Right Now Loan is committed to promptly resolving customers' issues. Kindly contact us at ************** and one of our Resolution Specialists will assist you.Regards,Right Now Loans
  • Review fromMelinda B

    Date: 07/28/2022

    1 star

    Melinda B

    Date: 07/28/2022

    Do NOT borrow from these crooks! Borrowed $625 in May have been paying $93.77 a week since. Called today to have them pay it off and was quoted an amount that was MORE than the original loan!! When I pointed that out it was lowered by todays payment. the payback amount? ******. Seriously?! Not to mention that I told them my paychecks only arrive on Thursday when my bank deposits it early. They still hit me every Thursday before 10am!!! Which ******** my account every single week!!! DO NOT DO BUSINESS WITH THIS COMPANY!!!!!

    Right Now Loans

    Date: 08/01/2022

    Good day,Thank you for contacting Right Now Loans.We would like to inform you that we carefully reviewed your record and found out that since you received the loan, you have been paying the standard or the minimum amount each payment schedule which is designed for paying the loan in full in 1 year time.Please be reminded that Right Now Loans offers you 3 different payment options and one of them is to pay the loan in full as soon as possible because this is the best way for a customer to avoid paying more than what you needed to pay because the finance fee of your loan is being calculated on a daily basis. So, the longer you pay your loan in full, the higher interest you will also be paying.We encourage you to contact us at ************** and we will be happy to explain your loan, the interest rate, and other re-payment options that are available.Regards,Right Now Loans
  • Review fromJennifer J.

    Date: 06/25/2022

    1 star

    Jennifer J.

    Date: 06/25/2022

    They are the worst. 777% percent interest! Just say no. I am stuck with this dumb loan for 9 months....Horrible customer service. Just don't do it.

    Right Now Loans

    Date: 06/28/2022

    Good day,Thank you for contacting Right Now Loans.We are sorry for any inconvenience that you've had encountered. Before we fund a loan, we advise our customers to either pay off the loan in full or to pay as much as you can in order to reduce the principal (original debt incurred) as quickly as possible in order to minimize the total cost of the loan. Additionally, we do not charge any prepayment penalties when you pay your loan early. If you go to our website under Frequently Asked Questions, we provide our customers with answers that *** address your concern. We also provide them special notices like ""These loans are designed to assist you in meeting your short-term financial needs, and it is not intended to be a long-term financial solution."" Right Now Loans is committed to promptly resolving customers' issue. If your concern is still not resolved, kindly contact us at ************** so we can best assist you. Regards,Right Now Loans
  • Review fromTammy R

    Date: 06/01/2022

    1 star

    Tammy R

    Date: 06/01/2022

    I really don't want to give any stars. I was thankful at first that I was told I was approved for a $200 loan and when asked what the payback would be, the guy on the phone told me to look at my email for the e-sign documents and that would show my contract. I looked at the contract and the payment was $59.71 bi-weekly for like 26 weeks for a total amount of over $1500 which is ridiculous. THAT IS HIGHWAY ROBBERY. I refused to take that loan and will be calling my bank to make sure that they do not have any access to my account since I did not see the contract until after verifying all of my information. This is a sick way to help out people in need and I hope that they get exactly what they deserve after basically taking money that they are not owed. Of course someone would expect to pay back the amount that they are loaned plus a little interest but not 10 times of what they borrow. That does not sit well with me at all and it actually disgusts me to think that people have to pay back so much money. Like how can they do that and get away with it. I hope this message will not be blocked in any kind of way and that it helps someone make the right decision before dealing with Right now loans. Just in case they block the number out in which I see they did on other complaints I will spell it out. The payback on two hundred dollars is over fifteen hundred dollars which should be illegal. Please do not waste your time, energy, or effort with these people. It is not worth the money. I see why it is not BBB accredited. I am still in shock that they could even do this. They should be shut down for doing this to people.

    Right Now Loans

    Date: 06/02/2022

    Good day,Thank you for contacting Right Now Loans.Please know that we also abide tribal law as well as by all applicable federal laws and regulations.If you go to our website under Frequently Asked Questions, we provide our customers with answers that *** address your concern. We also provide them special notices like ""These loans are designed to assist you in meeting your short-term financial needs, and it is not intended to be a long-term financial solution"".We also advise our customers to either pay off the loan in full or to pay as much as you can in order to reduce the principal (original debt incurred) as quickly as possible if they want to minimize the total cost of their loan. We do not charge any prepayment penalties when you pay your loan early.Also, we updated our system to delete all the information, so you won't receive any communication related to this matter.Regards,Right Now Loans
  • Review fromJessey M

    Date: 05/21/2022

    1 star

    Jessey M

    Date: 05/21/2022

    Total scam. Rightnowloan steals all of your personal information and never funds you a dime dont trust them

    Right Now Loans

    Date: 05/23/2022

    Good day,Thank you for contacting Right Now Loans.We are sorry to hear that you were not able to get the loan that you wanted. No one likes to feel rejected for anything.An individual who is pre-qualified means they meet a certain level of qualifications to move forward with the full underwriting process, which is necessary for any lender to complete before the extent of credit. Any loan company with whom you apply will ask for the same information to not only ensure account correctness, but customer identity as well. We need to know the account information so that in the event you are approved for the loan, we know we have the correct account into which the funds would be deposited. Our applications pass through a preliminary screening before they download into our database. If they pass this screening, they are considered pre-qualified. This does not mean that the application has been finalized, and we conduct verification to ensure customer identity and correct account information in the event that the application will, indeed, be completely approved.Our apologies for any disturbance, and hopefully the above information has provided more clarity.Regards,Right Now Loans

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