Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Financial Services

Sensible Auto Lending, LLC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Financial Services.

Reviews

This profile includes reviews for Sensible Auto Lending, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Sensible Auto Lending, LLC has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    1.13/5 stars

    Average of 47 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromTom B

      Date: 12/07/2023

      1 star

      Tom B

      Date: 12/07/2023

      The worse loan company every I have been calling them for help to get a deferment because I’m out of work due to my doctors orders and all they keep asking is for money I’m a single mother of 2 and this is Christmas time I don’t have a income at the time I’m waiting for my disability to kick in but they won’t even help me I been literally begging calling them everyday asking for help keep telling me to give them more money every time I call I’m out here borrowing money just to give them til my money kick in from disability every time I ask them for help they ask for money I never seen a car loan company not try to help you when you really need it don’t even want to leave them a star but you have to. To leave a review they don’t even deserve 1 star horrible loan company but quick to come repo your car over one missed payment but won’t work with you when you really need it

      Sensible Auto Lending, LLC

      Date: 12/28/2023

      We cannot put any correspondence in for either the business or the consumer as it is all automated.
    • Review fromLatoya N

      Date: 11/18/2023

      1 star
      These people help carlots commit fraud they are the worst in america I'm in the process of suing as we speak..
    • Review fromWayne J

      Date: 11/14/2023

      1 star

      Wayne J

      Date: 11/14/2023

      This is absurb…I made all my payments on time to wake up with my car repoed…Now I have to take off work to figure this out.. I will be contacting my personal attorney and shut this business down , I truly believe they work with crooked dealerships and the CFPB WILL BE INVESTIGATING…

      Sensible Auto Lending, LLC

      Date: 11/17/2023

      After further research, the borrower called in on 11/11/2023 to request a voluntary repossession. The vehicle was repossessed on 11/14/2023 but was released shortly after to the co-borrower.
    • Review fromSiobhan T

      Date: 10/31/2023

      1 star

      Siobhan T

      Date: 10/31/2023

      This company is the sorriest company I’ve ever dealt with in making payments on a vehicle. They repo’d my vehicle the day after I made a payment because of a late payment that I owe but paid a little extra to make the balance go down. Then when I tried to call the next day I couldn’t talk to anyone and left numerous of messages. I go online to find out that the amount is steady goin up. How tf im going to pay the amount if it keeps going up? Then I’m trying to find out where’s my vehicle but I can’t get a hold to anyone. I need to get my personal **** out the ******* vehicle!! I wouldn’t recommend no one to this company.

      Sensible Auto Lending, LLC

      Date: 11/02/2023

      We appreciate you taking the time to share a review, and strive to provide exceptional service to all our customers. After further review, a repossession specialist contacted you with the requested information on 10/31/23. If you have any other questions, please call ************. Thank you!
    • Review fromMonique D

      Date: 10/26/2023

      1 star
      My daughter car was repo'd due to lack of payment because being in and out of the hospital, but needless to say that we had called Sensible Auto and was told exactly what to do in regards to getting the car back and we did exactly just that. When we called to get the info as to where to pick the vehicle up, she was told that she had to pay her car note in full because her bill had cycled, I stated to them that she had everything in yesterday as instructed and the rep stated that because there was a mishap on the insurance (which needed to be UPDATED with an address) that now she had to pay the car note and we asked to speak with a supervisor and we got Joseph, who was a little unprofessional explaining to me that we were told that if everything was not in yesterday that the charge for the next billing cycle would stick to the repo fee. I explained to him that everything was turned in YESTERDAY and all that they needed was an address on the insurance form, so she has to pay the extra because the insurance form needed to be UPDATED with an address - Wooooooooooow!! I hate that my daughter even went the extra mile to get the car back because this company is petty asf and want to justify in the dumbest of ways how they just f'd you over by not being completely honest and giving you the run around. I wouldn't recommend this company to my worst enemy because they are the devil draped in auto loan clothing. I hope that they get enough complaints to change their deceitful ways.
    • Review fromMalik N

      Date: 10/16/2023

      2 stars

      Malik N

      Date: 10/16/2023

      Purchased my vehicle June 30 they made me purchase a warranty that wasn’t active until july 7, aug, 4th my vehicle started having problems I contacted the dealer, the warranty company and the loan company. They all avoided helping me month after month, until October. The vehicle has been repaired with warranty and I had to pay 700 out of pocket. My account fell behind $269 and I’ve let them know through the whole situation and today I set a payment up to catch up and their threatening a repo after all I went through it’s truly sad I wouldn’t skip payments if the truck was working. I hope we can resolve this peacefully.

      Sensible Auto Lending, LLC

      Date: 10/19/2023

      Hi *****, We appreciate you taking the time to share a review. We strive to provide exceptional service to all our customers and take your feedback very seriously. We will review this issue with our team and take steps to improve our communication and support. Thanks, Lillian R.
    • Review fromSZ P

      Date: 09/21/2023

      1 star
      Same as below, I just need to know where the car is. They won't pick up the phone, but email you on how much they want. I need to know if I can get my car back, or get my belongings
    • Review fromlarry g

      Date: 09/20/2023

      5 stars
      The reason for this lettter is to compliment "Ashley" from their inside sales team. Ive been in the auto industry for over 30 years. I have met alot of people to say the least. I have NEVER met anyone that cares as much as she does. Ashley is extremely professional. The hardest part of the auto industry is the finanacing. Ashley makes is SO EASY. She cares so very much...... i am so proud to have written this letter for her. She deserves all the kudos in the world for the job she does at Sensible Auto Lending.. If any auto dealers want a great bank to deal with.....GO TO SENSIBLE AUTO LENDING..........Ask for Ashley.......
    • Review fromMelissa L

      Date: 09/14/2023

      1 star
      I bought this car in 2021, never had a problem until this year. They send me emails saying I'm behind when it's automatically taken out every Friday. I have bank statements and credit reports proving it was. First they say it was because insurance coverage, I proved I had insurance multiple times over multiple months. Then it was it wasn't taken out, but it shows in their system it was. They always say my address is incorrect then turn around after i tell them we hadn't moved, it suddenly shows the address as correct. I'm in danger of repo and I have already contacted them multiple times just to get the run around and told I have to pay almost 300 for something they can't tell me as to why. First it was the wrong insurance, then the wrong address, then the insurance expired but it wasn't even the right insurance.
    • Review fromEunique C

      Date: 09/08/2023

      1 star
      Today was my last payment $529.00, I woke up to them repoing my car. Called them at least 8 times and constantly someone hung up on me until the last call. After paying them they refuse to tell me where my car was telling them I owed $401.77 for the car repo. I paid that which means the car is paid in full. I contacted the car towing company and they refused me rights to my car telling me I had to pay them more money and I owed them $400 for storage after I pleaded to pick it up today. I just can’t understand after being a loyal customer and never having my car repossessed ever before they choose now to repossess my car costing me so much money out of pocket. I just might lose my car after paying so much money to keep it. Yes I was late but I’ve been late before. Why wait until I’m done paying the car off to steal it in the end?

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.