Complaints

• Initial Complaint

  01/23/2025

  Complaint Type:

  Sales and Advertising Issues

  Status:

  Answered

  More info

  Roadrunner financial was supposed to automatically withdraw payments from my account. When they got ahold of me to say I missed a payment (via voicemail) I went to make the payment and realized they had locked me out of my account. I played phone tag with them for months attempting to make a payment. Each time they called was from a different spoofed number. When I would attempt to call back it would go to an Indian call center that had no idea of what I was talking about. When I returned calls and left messages to the management they never called me back. I had no option to make my payment. They never sent me letters outside of a final letter I received after my motorcycle was repossessed. Roadrunner made it impossible to catch up on my payments. And even at the end when I finally got in touch with them they refused to take the full amount I had owed and claimed me not being able to reach them was a me problem and not a them problem.

  Business response

  01/29/2025

  We are in receipt of your Better Business Bureau complaint dated January 23, 2025. We apologize for your negative experience with our company. We investigated the matter fully and could find no wrongdoing on the part of our business. Your particular account was never requested to be set up for autopay, as such we never failed to withdraw a payment.  Otherwise, we have multiple methods by which a customer can make a payment, including online, over the phone, or by mail. Unfortunately, your online access to make payments had been removed due to the status of the account. We reached out to you several times through phone, text, and email in an effort to discuss your account. When we were able to connect with you, you indicated that you were not ready to make a payment. We attempted to follow up with you multiple times, but again, we were unable to connect. Additionally, we only have one call center and it is staffed by our own employees in the **************  We do not maintain a call center in *****, as such we are unable to address this concern.  Should you have any further questions, we would encourage you to reach out to us at ******************************************************************** or call us at ************. Thank you, Roadrunner Financial, ****************************

• Initial Complaint

  01/07/2025

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  Cancelled warranty and gap insurance April 11th 2024. It is now January 4th ************************************************ the amount of $2424.00.

  Business response

  01/09/2025

  We are in receipt of your BBB complaint dated January 4, 2025, regarding your account. We apologize for the delay in getting your aftermarket refund to you. We understand how important this matter is to you and as mentioned in our previous communication, the refund was initially sent by the dealership in December, and it has now been mailed to you. Should you have any further questions, we would encourage you to reach out to us at ******************************************************************** or call us at ************. Thank you, Roadrunner Financial, ****************************

• Initial Complaint

  11/25/2024

  Complaint Type:

  Product Issues

  Status:

  Answered

  More info

  Im due a refund from this company and they are holding my money. They keep giving me the run around. Its over 900 dollars that they owe to me.

  Business response

  11/26/2024

  Dear ****** ******* ****
  
  We have received your Better Business Bureau complaint dated November 22, 2024, and have investigated the issue regarding your refund.
  
  Upon a thorough review, we can confirm that you are due an aftermarket refund. We understand the importance of this matter and want to keep you informed. Our representatives have previously spoke with you and indicated that the check is being sent through standard mail, and it may take up to four weeks for it to arrive.  We apologize that there may be a longer than normal waiting period to receive these funds, so we escalated the matter and were able to process the refund as an ACH. You should see your refund in your account on record with us within 1-3 business days. We appreciate your patience during this process.
  
  If you have any further questions or require additional assistance, please do not hesitate to reach out to us at ******************************************************************** or call us at ************.
  
  Sincerely,  
  Roadrunner Financial, ****************************

• Initial Complaint

  11/19/2024

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  I purchased a side by side ***. I made all my payments which isnt very many at the time. I notice I start getting text message saying Im delinquent on a payment so I call them because my bank account is showing it out of my account to theirs. I no mistakes happen but 330 is my monthly payment and they want me to pay 660 and Im like know I will not until you find out where that payment went. I agreed for them to put that payment on the back end of the loan and they will not and thats not even fair for me I will still be paying it twice. Im trying to buy a house also and Im sure they are destroying my credit score that will affect me the rest of my life on a 30 year loan. Please help!!!

  Business response

  11/22/2024

  We are in receipt of your BBB complaint dated November 14, 2024. We attempted to contact you by phone concerning this matter, but were not able to reach you. We have completed a thorough investigation of the account and dispute. Speedpay, the third party system used for this transaction, experienced a system outage on that day. However, the issue has been resolved and any monies deducted from your account have been returned without being forwarded to us for application to your account. Since we did not receive any funds for this transaction, the payment is still outstanding. We would encourage you to contact us at your earliest convenience so that we can address your concerns and resolve your issue.  Please contact us at ******************************************************************** or call us at ************. Thank you, Roadrunner Financial, Consumer **************

• Initial Complaint

  11/11/2024

  Complaint Type:

  Product Issues

  Status:

  Resolved

  More info

  Financial Institution removed double payments from my account without my permission. I have been in contact with them via phone and email. I cannot get a straight answer when this money will be refunded. I believe this money should be refunded immediately. This is not good business practice, and no way to establish trust between a provider and a customer.

  Business response

  11/15/2024

  Due to an error with our payment processing system, your last payment made on November 5, 2024 resulted in your ACH payment being processed twice. We are deeply sorry for this mistake, and promise to make it right. First and foremost, we want to assure you that we will issue refunds for any duplicate transactions or fees incurred as a result of this error. However, this process may take some time to resolve and could require your assistance. Please refer to the information in this email to address any issues that you may have experienced, so that we may address it in the quickest manner *********** the transaction(s) may take a few days to process, they might appear in your account as pending. Depending on your bank, this system error may have resulted in one of three scenarios:
  
  One payment was settled and one returned
  Action needed: If you incur any fees as a result of this error, please send documentation of the fees charged to ******************************************************************** for a refund.
  Both payments were settled
  We will automatically issue a refund to your account for the amount of the duplicate transaction. We will also refund any fees you incur in relation to this error.
  Action needed: If you incur any fees as a result of this error, please send documentation of the fees charged to ******************************************************************** for a refund.
  Both payments were returned
  Action needed: Please return to our portal and make your payment again. We will waive any related late fees.
  We are working closely with our processing institution to ensure that we are appropriately remedying the situation and to avoid similar issues in the future. If you have any questions, please contact us at ************** (Mon.-Fri. 8:00am-5:00pm CST) or email us at ********************************************************************.

  We are deeply sorry for any inconvenience we may have caused you. We appreciate your business and strive to do better in the future.

  Sincerely,
  Customer Service Team
  Roadrunner *********************

  Customer response

  11/15/2024

  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me and the matter has been resolved.
  
  Sincerely,
  
  ***** *********
  
  
  
   
  
  

• Initial Complaint

  11/04/2024

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  Subject: Unauthorized Account Due to Identity Theft Roadrunner **************** To Whom It May Concern,I am writing to report an unauthorized account with ********************** **************** on my credit report. This account is a result of identity theft, and I have not authorized or opened it.Account Details:Creditor: Roadrunner **************** Open Date: March 17, 2020 Account Number: ****** Please assist in ensuring the removal of this fraudulent account from my credit report.

  Business response

  11/13/2024

  Roadrunner **************** has reviewed this account and related documentation regarding
  your claim of fraud and/or identity theft. We have determined there is insufficient documentation
  supporting your claim and have not been able to substantiate your claim that the account was
  established fraudulently. Therefore, no adjustments or changes will be made to the account
  other than to report that you dispute the trade line as reported.

  
  Please let us know if you have any questions or if we can be of any further assistance. You can
  reach us at ************** between the hours of 8 am to 6 pm CT Monday through Friday or
  you can email us at **********************************************.
  

  
  

• Initial Complaint

  09/13/2024

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  They took money from me then said I didn't pay my payment to roadrunner financial when I clearly have the proof it was paid and I sent it to them to prove it they still didn't fix the issues and now charging me double they keep contacting me wanting the double payment I refuse due to I already did Pay it early before the due date I included the proof here as well I just need help with this matter

  Business response

  09/24/2024

  Re: Account Number: ******* Dispute Investigation Results
  
  Dear ******** *******;
  
  We are in receipt of your BBB Complaint.  In your correspondence, you allege that we took money out of your bank account without crediting your account with us.  Our records indicate a payment on June 12, 2024, a payment on August 1, 2024 and an attempted payment on August 30, 2024, which was ultimately reversed.  Depending on your bank, it is possible that the payment may have shown temporarily in your account as cleared before ultimately reversing.  You allege that we are charging you double.  Your balance reflects the principal and interest of the reversed payment and any associated fees.  We charge only in accordance with applicable law and the governing contract.  
  
  If you have additional questions, you can write to us at the above noted address or contact us by telephone at ************.
  Very truly yours,
  Roadrunner Financial, ****

• Initial Complaint

  07/11/2024

  Complaint Type:

  Sales and Advertising Issues

  Status:

  Answered

  More info

  Voluntarily returned a camper back in March. They are telling me they still have not sold the camper. I cannot get this resolved. It was a personal loan. They have it marked differently on my credit report. As a repossession, they have not sold the unit. They will not sell the unit as it is brand new. Until my gap insurance is depleted, so they can save money. Why? The company refuses to answer any questions why they refuse to sell it. It's beyond me. I'm hoping a Better Business Bureau will get them straight. And at least have them contact me and keep me informed of what's going on which they have not done not.

  Business response

  07/12/2024

  ************************,We are in receipt of your BBB Complaint dated as of July 11, 2024. The camper that you voluntarily surrendered in March is at auction and will be sold in the normal cause of business and in accordance with applicable law. We sell all of our repossessed units, regardless of age or condition; however, this is considered a used camper. In addition, we do not make personal loans. Our company finances consumer credit sales. However, we investigated our credit reporting of your account, and confirmed that it is being reported accurately. Generally, a voluntary surrender is a form of repossession and would be reported to the credit bureaus accordingly. Also, GAP insurance covers some or all of an outstanding balance on an account typically after an insurance loss. As the vehicle was not involved in a total loss claim, GAP insurance would not be apply. You may reach out to your GAP provider for further information. We will notify you when the unit sells in accordance with our requirements under applicable law. Should you have any further issues, kindly reach out to us at ****************************************** or call us at ************ and ask for the Operations Servicing Manager - Customer Engagement. Please reference your BBB review. Thank you, the Roadrunner Financial **************** Team

• Initial Complaint

  07/10/2024

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  The account was paid in full on 6/25/2024. My title still has not been released as of today, 7/10/2024 and I am being told that it will be another 2-3 weeks before it is. This company moves at it's own pace with zero regard for anyone else. Extremely quick to get ahold of you if there is an issue but then wants to drag a title release out for almost 6 weeks. Disgusting. Do not use it under any circumstances.

  Business response

  07/12/2024

  ****************, We are in receipt of your BBB Complaint dated as of July 11, 2024. We have completed an internal investigation, and we have found no wrongdoing on the part of our business. Your account was paid off on June 25, 2024. As of today, we have already requested electronically through the state that our lien be removed. This usually happens within a day, but this is a process on the state's end, so we have no control. After the lien is released, it usually takes the state up to 2 to 3 weeks to process the paper title to the customer. Again, we have no control over this process. We apologize for any inconvenience this may have caused. Should you have any further issues, kindly reach out to us at ****************************************** or call us at ************ and ask for the Operations Servicing Manager - Customer Engagement, so that we can try to resolve your issue. Thank you, the Roadrunner Financial **************** Team

• Initial Complaint

  07/02/2024

  Complaint Type:

  Service or Repair Issues

  Status:

  Answered

  More info

  I bought a motorcycle through roadrunner financial with a 91% payment history! Never been late until they took my payment and put it toward the principal and made me late or behind so on June 15th they picked my bike up why? Who told them to put my payment there its not my fault they did that

  Business response

  07/12/2024

  **************, We are in receipt of your complaint filed with the BBB. We have reviewed your complaint, and we have found no wrongdoing on the part of our company. None of your payments were ever applied straight to principal. Standard payments are applied first to interest, then to principal, then to fees. If a payment is missed, the next payment made goes to cover the outstanding interest, principal and fees before the current payment can be covered. Therefore, if you do not make the makeup payment plus the new payment due, you will remain in default. Kindly reach out to us at ****************************************** or call us at ************ and ask for the Operations Servicing Manager - Customer Engagement, if you have any further questions or concerns. Thank you, the Roadrunner Financial **************** Team

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩