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Business Profile

Loans

Atlas Credit Co. Inc.

Complaints

Current Alerts For This Business

Pattern of Complaint:
This business has a Pattern of Complaints due to the number of complaints BBB has received regarding harassment by the business. BBB has reached out to the business to address the Pattern of Complaints on December 5, 2024 and is attempting to work with the business to address this pattern.

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Complaint Details

Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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Complaint Status
Complaint Type
  • Complaint Type:
    Customer Service Issues
    Status:
    Answered
    Atlas credit has been harassing me and my family for months. They been sitting in front of my house and more. ***** is rude and sits outside smoking cigarettes all morning. She hung up on my face while I was talking, very poor customer service. The whole office needs to go! No matter how many times I tell them what is going on, they keep trying to make me pay money I dont have to give. Im tired of the harassment l!

    Business response

    01/10/2025

    Complaint has been sent to supervisor. 
  • Complaint Type:
    Billing Issues
    Status:
    Answered
    I HAD A LOAN WITH COMPANY FOR OVER A YEARS THING IN MY LIFE CHANGED JUST RECENTLY I LOST MY JOB AND MY DAUGHTER ALSO MOST PASTED AWAY AND MY GRANDSON DID PAST AWAY AND I WAS TOLD I WILL BE HARASSED UNTIL DEBT IS PAID AND NOT CONCERN ABOUT SITUATION . NO CARE IN THE ***** AND THATS SAD AND MY MENTAL HEALTH HAS BEEN AFFECTED.

    Business response

    10/22/2024

    Complaint has been sent over to supervisor for revision and resolution. 
  • Complaint Type:
    Customer Service Issues
    Status:
    Answered
    I was contacted on the morning of 8/7/24. Someone from Atlas left me a message stating that I could refinance my loan and get 55 dollars back. I called back around 1 pm and spoke to ****. She told me I could refinance my loan but would have to pay 45 dollars. In the few years I've been with Atlas I've never had to pay to refinance. **** states the person that left me a message that morning is new. It's uncalled for to lie to one of your customers. They have also harassed the people that I put down as references by calling them constantly. They are not the one with the loan and they need to stop with the harassment.

    Business response

    08/09/2024

    We continue to train new hires to properly read and understand the customer's account so that mistakes like this do not happen.
  • Complaint Type:
    Service or Repair Issues
    Status:
    Answered
    **** has been calling me and family membera every single day and has came by home 3 times! I have explained to her several times that I cannot pay right now because I have lost my car and home! She does not seem to care! She is more worried about herself getting in trouble then understanding a customers hardships!

    Business response

    08/06/2024

    This account will be marked as cease and desist going forward. 
  • Complaint Type:
    Billing Issues
    Status:
    Answered
    The company keeps showing up to my location

    Business response

    07/03/2024

    This account will be marked to no longer field work per. VP

    Business response

    07/09/2024

    This account will be marked to no longer field work per. VP
  • Complaint Type:
    Service or Repair Issues
    Status:
    Answered
    Atlas credit is reporting an incorrect balance on all of my credit bureaus. I have disputed the amount twice but they keep saying balance is correct. I have called and left voicemail at corporate headquarters but no one ever calls me back. I have verified my balance with the local Atlas Credit office in ******************* where I opened the loan several times and this is NOT THEbalance corporate headquarters is reporting. Also they are NOT reporting my balance every month.

    Business response

    06/26/2024

    Customer may provide a copy of her report to her local office to see what she sees and any further corrections can be made. 
  • Complaint Type:
    Billing Issues
    Status:
    Answered
    ***************************, Manager of Atlas Credit **********,** is continuously harassing me. I have asked multiple times to not be approached at my home but Atlas Credit keeps coming to my home and calling my elementary school where I teach at which is highly inappropriate to do so. I even had to call the san ****** police department to express my concerns of safety and boundaries

    Business response

    06/18/2024

    San ************* came again when she returned to the Atlas Credit office a second time and *************************** was issued a NO-TRESSPASSING Citation.  Should *************************** ever come back, we are to call Police and she will be arrested.


    WE (ATLAS CREDIT ) called the cops on her and had her "No Trespassed". 


    Atlas Credit will discontinue going to her home or calling her job.

    Customer response

    06/18/2024

    I am rejecting this response because:   Atlas credit approached me first on my own property and has continued to trespass and harass even with notification from myself multiple times not to do so. 

    The following personnel has been notified of Atlas Credit despicable actions and behavior including their own corporate where I filed a formal complaint. 

    City of ********** *********************************** including city manager, city prosecutor, the district attorney, **************** and the San ************************ where two reports have been filed by myself against Atlas credit for harassing myself and child endangerment of my children.

    I have also notified the *********************** ISD ******************************** that if Atlas credit personnel come to my place of employment which is an elementary school, they will be citated for trespassing and additional child endangerment charges will be persued- one count per child enrolled at the school which is ~600+ counts of child endangerment in all. 

    Atlas credit shall no longer pursue me in any which way. They have gone beyond inappropriate with their behavior and approach with my account. I want nothing to do with them anymore.


    Business response

    06/21/2024

    San ************* came again when she returned to the Atlas Credit office a second time and *************************** was issued a NO-TRESSPASSING Citation.  Should *************************** ever come back, we are to call Police and she will be arrested.


    WE (ATLAS CREDIT ) called the cops on her and had her "No Trespassed". 


    Atlas Credit will discontinue going to her home or calling her job.
  • Complaint Type:
    Billing Issues
    Status:
    Answered
    Good morning,I have been a customer with ********************** for over 12 years. I have absolutely ALWAYS had great experiences with all the reps until today. I received a telephone call from ******* with Atlas Credit, who stated she is the managers boss and she is helping out.******* stated she was calling about my payment. I explained to *******, I called to speak with a manager several days prior and was informed a manager would contact me but that never happened.As I explained to *******, I called to make my payment but was informed by a representative she was unable to accept my payment w/o charging a late fee.During the conversation as I further attempted to explain the $56 I owe and not $66, ******* yelled at me stating maam..After, I informed ******* when I would pay the $56, she hung up the phone in my ear.******* is by far the rudest person I have ever encountered. To be called a manager or someones superior is sad.I enjoy doing business with Atlas Credit but I absolutely REFUSE to speak with ******* ever again.May I please have a telephone number for Atlas Credit customer complaint department? I would also like to speak with ******** supervisor.Thank you

    Business response

    05/13/2024

    Hello our corporate telephone is ************ you may call that phone number and submit a complaint with our department. 
  • Complaint Type:
    Billing Issues
    Status:
    Answered
    As of 03/21/2024, I have made consistent partial payments to this creditor, after being a customer for years. In addition, my ********************** report has been reported as a charge-off, even though this account is open and active, and has been for a long time, now. I have been repeatedly harassed by telephone and in person at my residence, and I will not stand for or tolerate this. I am about to retain legal counsel for these matters.

    Business response

    03/22/2024

    Office will review customers account and verify if is reporting actively.
  • Complaint Type:
    Order Issues
    Status:
    Answered
    I took out a loan with Atlas. Renewed several times. Due to my financial difficulties, I decided to work with an attorney to offer debt solutions. Filled out paperwork and sent to all my creditors. Even though I've told Atlas to cease and desist and work directly with my attorney, they continue to contact my phone harrassing me, along with contacting everyone on my references harrassing them stating they're trying to track me down. Even though my attorney is handling this situation for me, they will not contact my attorney and continue to contact me with ********** calls several times a day. They told me they will continue to contact me until payment received. My attorney is negotiating settlement on my behalf and they refuse to wait for that to be handled.

    Business response

    03/08/2024

    We have marked this account as cease and desist and will no longer receive calls.

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