ComplaintsforNational Credit Adjusters, LLC

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Complaint Details

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Initial Complaint
06/20/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with **********, I do not have a contract with National Credit Adjust, they did not provide me with the original contract as I requested.
Customer response
06/21/2024
I didn’t know that I wasn’t supposed to word them the same. I just had two of the same issues and wanted to make a complaint.
Business response
07/01/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
Initial Complaint
06/11/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with NATIONAL CREDIT ADJUST, I do not have a contract with NATIONAL CREDIT ADJUST they did not provide me with the original contract as I requested.
Customer response
06/14/2024
I am not liable for this debt , I do not have a contract they did not provide me with the original contract as I requested.
Initial Complaint
06/06/2024
Complaint Type:
Billing Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
This account was paid and the creditor removed it from my credit report a few years ago. I checked my ******* credit report a few days ago and the account was added back on my report. National Credit ADJU did not let me know that they would be adding this back onto my credit report The acct was paid & It was removed so I don’t understand why it would be added back onto my credit report. I wasn’t notified from them at all about them adding this back on my report.
Business response
06/14/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
the debt has been validated
Customer response
06/17/2024

Better Business Bureau:

I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

Sincerely,

******** ******
Initial Complaint
06/06/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this collections with National Credit Adjustors. I do not have a contract with National Credit Adjustors. They did not provide me with a copy of the original contract as requested.
Customer response
06/08/2024
As stated in my original complaint, I am NOT LIABLE for this debt with National Credit Adjusters. Also states, I do not have a contract or signed agreement with National Credit Adjusters; this is a fact. National Credit Adjusters DID NOT PROVIDE ME WITH A COPY OF THE ORIGINAL CONTRACT AS I REQUESTED. Due to these circumstances, I demand the collection agency remove this collection from my credit report with each of the credit reporting agencies, Experian, Equifax and TransUnion.
Business response
06/14/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
Initial Complaint
05/31/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with the bank of ******** * ***** *. I don't not have a contract with National Credit Adjusters. They did not provide me with an original contract when requested.
Customer response
06/03/2024
I am here because I want to get this item removed off of my credit report. I have paid it in full and I am no longer liable for this nor do I have a contract with NCA
Business response
06/12/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint
the debt has been validated
Initial Complaint
05/30/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with ********* ******, I do not have a contract with NATIONAL CREDIT ADJUSTERS, L.L.C, they did not provide me with the original contract as i requested
Business response
06/12/2024
Please see attachment of NCA's signed response tailored to the consumer's complain
the debt has been validated
Initial Complaint
05/30/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with national credit adjustment. I do not have a contract with this company. They did not provide me with a original contract as requested. The original creditor is ****** ****..
Customer response
05/31/2024
To whom this may concern. I've spoken with several representatives from this company and asked then to send me the original contract that I have with them. They have not because they do not have it. As I stated before, my contact is with ****** **** not with National credit adjustment. I understand that they bought the debt from Speedy, however; it's unlawful for a third party company to trying collect on a debt that they've purchased. I ask that the BBB remove this from my credit account.
Business response
06/07/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
the debt has been validated
Initial Complaint
05/29/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I'm not liable for the debt with **********, I do not have a contract with National Credit Adjust, They did not provide me with the original contract as I requested.
Customer response
05/30/2024
I do not have a digital way to send a letter to the ageny so I had to send it via mail. I have not heard back from them on the information asked for in the attachment.
Business response
06/07/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
the debt has been validated
Initial Complaint
05/29/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
Im not liable for this debt. I do not have a contract with NCA. They did not provide me with the original contract as requested.
Customer response
05/29/2024
Im not liable for this debt. I do not have a contract with NCA. They did not provide me with the original contract as requested.
Business response
06/07/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
the debt has been validated
Initial Complaint
05/23/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
On February 14, 2024, I sent a dispute letter to National Credit Adjusters regarding account number *****, requesting verification of a debt they claim I owe. Prior to noticing this account on my credit report, I had no knowledge of its existence. I have no recollection of any financial obligation to them and doubt their legal authority to collect from me. Under the ***** Finance Code, the debt collector is obligated to respond to my verification request within 30 days. However, there is no evidence of their compliance with this requirement. Therefore, I kindly request the removal of this disputed and unverified account from my credit report.
Business response
05/30/2024
Please see attachment of NCA's signed response tailored to the consumer's complaint.
the debt has been validated

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