Auto Warranty Processing
C.A.R.S Protection Plus IncReviews
This profile includes reviews for C.A.R.S Protection Plus Inc's headquarters and its corporate-owned locations. To view all corporate locations, see
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Average of 105 Customer Reviews
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Review fromDylan P
Date: 01/04/2023
5 starsCars has covered over $7-8000 since I got the warranty, couldnt be more happy with them! If you dont purchase the correct plan you wont get the coverage youre expecting so read through the plan before purchasing to make sure youre getting the one with the most coverage.C.A.R.S Protection Plus Inc
Date: 01/18/2023
The Cars Protection Plus Inc.(CARS) ************************ is in receipt of your BBB review regarding your CARS vehicle service contract and responds as follows:CARS thanks you for the positive review. CARS values its customers and strives to provide quality and efficient claims processing to achieve customer satisfaction. Sincerely,The ************************ cllReview fromHerman P
Date: 12/23/2022
1 starI have an extended warranty on my 2008 Chevy Avalache. I have had the truck for 4 months and started having engine problems the truck was losing oil pressure and the engine was knocking. I took it to Pinehill towing in King George, VA and owner told me that the engine needed to be replaced. i told him I had an extended warranty with C.A.R.S Protection Plus and provided him with my contract number. I called C.A.R.S. to file a claim told them where I had taken the truck and that Pinehill towing would be contacting them about repairing the vehicle. The truck was repaired and whien I tired to get C.A.R.S to pay their portion of the claim. They denied the claim because the work had already been completed without their permission. But that is not correct as owner of Pinehille towing spoke with several C.A.R.S representative regarding this claim and they where aware of the work that needed to be done. It's not fair for me to pay for coverage that fine any excuse not to pay for necessary repairs. DO NOT, I repeat DO NOT purchase any warranty service from C.A.R.S. Protection PlusC.A.R.S Protection Plus Inc
Date: 01/06/2023
The Cars Protection Plus Inc.(CARS) ************************ is in receipt of your BBB review regarding repairs made without authorization and responds as follows:On October 13, 2022, you called CARS and spoke to a CARS customer service representative stating your vehicle was having issues. CARS customer service representative explained that you needed to take your vehicle to a repair facility and have the repair facility open a mechanical claim before the repair facility repaired or replaced anything on the vehicle. On October 31, 2022, a repair facility called to open a mechanical claim on behalf of your vehicle stating the vehicle had dropped a lifter and cylinder six (6) was dead. CARS claims adjuster told the repair facility that CARS needed to speak to you before CARS could proceed with the mechanical claim. CARS claims adjuster left a voicemail for you this same day.On November 02, 2022, you returned CARS claims adjusters voicemail and reviewed your vehicles issues. CARS claims adjuster called your repair facility and left a voicemail for a call back that same day.On November 15, 2022, you called CARS for an update on the status of the mechanical claim and CARS claims adjuster explained that CARS was waiting on a return call from your repair facility and asked that you have your repair facility call CARS. CARS claims adjuster also called your repair facility that day and left an additional voicemail requesting a return phone call. On November 18, 2022, you called CARS again for an update on the status of the mechanical claim and CARS claims adjuster explained that CARS had left another voicemail for your repair facility and was still waiting on a return call. CARS claims adjuster explained that CARS needed the repair facility to provide the cause of failure and an estimate for the repairs. On December 15, 2022, your repair facility finally contacted CARS and CARS claims adjuster reviewed that the repair facility needed to get your authorization to tear down the vehicle to the point of component failure. CARS claims adjuster explained that the repair facility needed to be able to provide the cause of failure, extent of damage and an estimate for the repairs. Your repair facility swore at CARS claims adjuster and disconnected the phone call. Later that day your repair facility contacted CARS again stating the vehicle tear-down was complete and CARS claims adjuster informed your repair facility that an independent inspection would be ordered on the vehicle. CARS claims adjuster ordered the inspection that day and it was scheduled to occur on December 21, 2022.On December 21, 2022, you called CARS stating the repairs on your vehicle had been completed. On this same date, CARS claims adjuster called your repair facility to review the status of the repairs to your vehicle and your repair facility verified that the repairs had been completed. CARS claims adjuster explained there would be no assistance as the repairs had been completed without authorization from CARS. The repair facility stated they completed the work because CARS would not have given much assistance anyway. Per your *************** Contract at Provision 3. (c): COMPONENTS AND EXPENSES NOT COVERED (Applies to all SCHEDULE OF COVERAGE levels): Any repair done without prior authorization from US. Also, Provision 5. (c): SERVICE CONTRACT CLAIM PROCEDURES: FAILURE, BY YOU OR YOUR REPAIR FACILITY, TO FOLLOW THESE CLAIM PROCEDURES MAY DELAY AND/OR RESULT IN CLAIM DENIAL. TO AVOID DELAY, FOLLOW THE CLAIM PROCEDURES LISTED BELOW: Your repair facility must perform a proper diagnosis to determine the cause of failure and extent of damageYour repair facility MUST provide Us with an estimate for the covered repair to obtain an Authorization number BEFORE any repairs have begun. ANY REPAIR PERFORMED PRIOR TO AUTHORIZATON WILL BE DENIED.Here, CARS was never provided the cause of failure to the vehicle or an estimate for the repairs and was not given the opportunity to determine if the issue would have been covered under your *************** Contract; therefore, CARS was unable to assist with the repairs.CARS hopes this information was helpful to your inquiry.Sincerely,The ************************ laReview fromJennifer R
Date: 12/19/2022
1 starWe purchased a vehicle along with CARS protection plan. Never received any information on it and when we needed to use it, we as well as dealership have had nothing but problems. Truck sat in garage for days waiting on approval from cars to approve fixes and then they approved ac condenser to be replaced but not freon....how can shop even test without frean??? Long story short, after truck sitting done for days we paid bill in full and are still waiting for shop to receive payment that cars already approved. Called today and was hung up on because after merging my husband in, they can't speak to us. Probably time we obtain a lawyer to get what we paid for. Cars is a joke.C.A.R.S Protection Plus Inc
Date: 12/23/2022
The Cars Protection Plus Inc.(CARS) ************************ is in receipt of your BBB review regarding the mechanical claim on your vehicle and responds as follows:On December 09, 2022, a repair facility opened up a mechanical claim on behalf of your vehicle for a thermostat and an AC condenser. During this phone call CARS claims adjuster obtained a verbal estimate for the repairs. Later that same day, after reviewing the estimate and preparing a quote on what CARS could assist with, CARS claims adjuster contacted the repair facility with authorization for the repairs. CARS claim adjuster also explained the information needed on the final invoice as well as how to submit the final invoice for payment once the repairs were completed. On December 14, 2022, CARS received an incomplete final invoice from the repair facility and sent the repair facility an email with information on what needed corrected. On December 15, 2022, CARS received a second incomplete final invoice and again sent the repair facility an email with information on what needed corrected. On December 19, 2022, CARS received the completed final invoice and issued payment to the repair facility that same day.The authorization amounts were as follows:Thermostat - $90.63 Coolant - $27.90 Labor for Thermostat - $150.00 A/C Condenser - $218.79 O-ring - $18.12 O-ring - $19.12 Freon - $89.97 Labor for A/C condenser - $150.00 Diagnostics - $125.00 Less Plan Deductible -$100.00 TOTAL: $789.53 CARS apologizes you are upset with the assistance; however, the repair was adjudicated correctly within the Terms and Conditions of your *************** Contract.CARS hopes this information was helpful to your inquiry. If you need any further assistance, please contact CARS.Sincerely,The ************************ laReview fromChuck B.
Date: 11/04/2022
1 starI live in central valley of ********** and bought a car (2008 Lexus GS450h) from used car dealer in **************. we were offered the option to purchase an extended car warranty through *************** **** which we did for two-year extension. At the time of testing the car everything was great. Within a week, the engine light check came on, so we decided to take it to a local Lexus dealership in ******* to check it out. After multiple attempts to fix the car, it was finalized to have the engine replaced and Liberty Shield refused to pay for the repair. So, I requested for the two-year agreement cancellation within the 30 days for a full refund.They approved the request early September 2022, and we were told that the check will be sent to the lien holder (the lender). A month went by, and no funds were received by the lender. come to find out they sent the funds to the dealer we bought the car from; ****'s Auto, instead, but ****'s Auto claims they never got the check, that they will follow up with Liberty Shield. Now it has been 2 months since we had the cancellation and no funds in hand. When I followed up with account receivable manager (*******************) he said that they are not allowed to send the money to the original dealership and that maybe the check was delayed in the mail. the check was sent September 23, 2022. Today is November 4, 2022. So, watch out and don't purchase an extended warranty for used car from *************** **** They are scammers and not to be trusted.C.A.R.S Protection Plus Inc
Date: 11/23/2022
The CARS Protection ********** (CARS) ************************ is in receipt of your BBB review and responds as follows: On June 25, 2022, you purchased a Liberty ********************** Contract. Your *************** Contract contained a complete list of covered components in the terms and conditions. On July 12, 2022, a repair facility opened up a mechanical claim on behalf of your vehicle for an oil control valve. During this phone call a CARS claims adjuster reviewed with the repair facility that this component was not listed for coverage on your *************** Contract. On July 28, 2022, the same repair facility called CARS again advising the oil control valve had been replaced and it did not correct the vehicles issues. The repair facility advised that they thought the vehicle now needed an intake camshaft timing gear assembly but had not completed diagnostics to verify the issue. CARS claims adjuster requested the shop get your permission to tear-down the vehicle to determine the cause of failure and extent of damage then submit their findings and pictures. CARS never received this information; therefore, the claim was closed due to lack of contact from the repair facility. On September 16, 2022, you cancelled your *************** Contract. On September 23, 2022, CARS mailed a check representing CARS portion of the available refund to the dealership where your vehicle was purchased. This refund did not reflect any dealer mark-up that *** have been added to the purchase price of the *************** Contract. The dealership cashed this check October 06, 2022. Per the cancellation provisions of your *************** Contract: 7. CANCELLATION PROVISIONS - ALL REQUESTED CANCELLATIONS/REFUNDS MUST BE IN WRITING AND WILL BE PROCESSED THROUGH YOUR LIENHOLDER, IF ANY, OR YOUR SELLING DEALER.CARS has contacted the car dealership where you purchased your vehicle and was informed the car dealership has issued a refund directly to you. This refund represents both CARS and the car dealerships portions due to you for the cancellation of your *************** Contract. Cars hopes this information was helpful to your inquiry. If you need any further assistance, please contact CARS.Sincerely,The ************************ laReview fromStephon F
Date: 11/01/2022
1 starBought a car that broke down after a week. Fixed alternator 2X New Starter 2 New Batteries New battery cables.***ALL MY SAVINGS AND CREDIT $** Car still dying on me. I went to Honda got a diagnostic found out it was a valve in the engine leaking on my alternators causing failure. I have Cars engine protection. Towed the car to honda just for Cars to deny my claim on the basis that they don't cover this part inside the engine...I called them and basically begged for an acceptance since the part is in the engine. I told them I am homeless, a veteran, bought the car for work which I havent been able to use yet. Still paying insurance. Still paying the note and out of options. They still said No cant help you. Its an engine problem which I have coverage for but not a valve in the engine? I should have never bought the warranty OR this vehicle. Reviews help people not to make the same mistakes.C.A.R.S Protection Plus Inc
Date: 11/14/2022
The CARS Protection ********** (CARS) ************************ is in receipt of your BBB review and responds as follows: On August 08, 2022, CARS received with payment and approved your Power ********************* Contract (3 Months/4,500 Miles, whichever came first). Your *************** Contract contained a complete list of covered components in the terms and conditions. On November 01, 2022, a repair facility opened up a mechanical claim on behalf of your vehicle for a spool valve. CARS claims adjuster advised your repair facility that the spool valve was not a covered component on your *************** Contract. On that same date you called CARS and a CARS customer service representative advised you that your *************** Contract only covered the lubricated components internal to the engine block. CARS customer service representative also reviewed with you where to locate the list of covered components relevant to your *************** Contract on CARS website. The spool valve is located outside of the engine block on your vehicle and is not an internally lubricated engine component. For this reason, the mechanical failure is not covered under your Service Contract.On November 01, 2022, you called CARS again to ask for an exception to be made and CARS to assist with the non-covered repair to your vehicle. CARS claims adjuster advised that your *************** Contract terms and conditions apply to assistance for repairs. CARS hopes this information was helpful to your inquiry.
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