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Find a Location

Idaho Central Credit Union has locations, listed below.

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    ComplaintsforIdaho Central Credit Union

    Credit Union
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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Product Issues
      Status:
      Answered
      Our bank account was hacked last Friday and they drained our bank account with bogus charges. We were told to wait until they cleared and that we should see our money back in our account after that so we called back the day after they all cleared were told we would have our money back by the end of the business day. To no surprise at the end of the day our money STILL was not in our account and were still waiting for ICCU to issue provisional funds they promised us so that we are able to survive on while they complete their investigation. WE HAVE A BABY AT HOME!!!! It is now Wednesday and we still have ZERO money in our bank account not to mention our mortgage along with other bills being rejected due to the account being at zero not to mention no money to purchase food for our family. Despicable! ICCU and their fraud department have NO answers or real solution for us except they are still waiting for the investigation even after the woman we spoke with promised to put a rush on it due to the circumstances. These credit unions are ANCIENT with out of date protocols and this is just absolutely rediculous and unacceptable. Banks and credit unions are FDIC insured to protect their customers and themselves. ICCU should be embarrassed how they have handled this situation. We want our money back and we want it done immediately!

      Business response

      06/05/2024

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website: *************************************.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      November 2022 - I started receiving phone calls from ICCU stating I missed my payment for my truck, despite it being on auto payment and no issues in the 12+ months prior. I asked for the payment to deferred to the end of the loan. Fast forward April 2024 - I was shocked when I was met at my door by a REPO man was at my door for my truck. I had no clue what was going on. After calling customer service I was informed I was 60 days + overdue. The November 2022 was never deferred and none of the 2023 payments (made automatically thru them) was made towards that balance. They didn't take Feb 2024 again, which I had no idea. I take full accountability that I need to watch my account closer and my auto payments but I did not receive one phone call, statement OR the certified letter they stated they sent. I had no clue I was behind let alone up for repo. After calling they will not allow you to "catch" up you have to pay the enter balance or find new financing. This seems unfair. This places a financial burden on my family one we didn't have. We have never received any sort of statement or certified letter.

      Business response

      04/16/2024

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website:
      *************************************
    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      I am not reliable for this debt with Idaho Credit Union. I do not have a contract with Idaho credit union, they did not provide me with the original contract as I requested.

      Business response

      04/10/2024

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website:
      *************************************
      .
    • Complaint Type:
      Product Issues
      Status:
      Answered
      This account is written as a charge off but I Never received any of the **** cancellation of debt form and because of that this account is inaccurate and needs to be removed.

      Business response

      01/22/2024

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website: *************************************.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      My loan was due on 11/25 I paid on 11/22 I owed 473~ and paid 480 I get noticed my payment was not made.......I get a notice that I owe 22 cents still.....How can your drive through receptionist be so DIMM to not explain that it was 22 cents short in the drive through.The ******** branch is full or absolute CLOWNS I cannot believe I ever signed up for an account with your company I have been through nothing but problem after problem dealing with ICCU.************************* on the phone cant get proper on the due date, amount due, anything... at all absolutely terrible employe, no sense of de-escalation. No sense of urgency or concern. A corner stone for s******* people out of their money and liveliness for ICCU.

      Business response

      12/11/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website: *************************************.
    • Complaint Type:
      Product Issues
      Status:
      Answered
      My **** Credit Card was stolen out of my vehicle and used by the thieves (please see the photos I included in this complaint) at a ********************. I immediately contacted Idaho Central Credit Union and told them my card had been stolen and used without my permission. I, also, cancelled the card and requested a new one be sent out to me. During my conversations (I had three separate calls with the respective teams) with the fraud team and ICCU's customer service, they assured me that the charges would be disputed and they needed nothing more from me at the time. I just got off the ***** with ICCU (I wanted to do a quick follow up for peace of mind) and I was told that no disputes had been filed and that the unauthorized charges were on my account. I, obviously, was very upset and told them the entire story all over again including emailing them the photos and the responding officer's ***** number. This fraud process is completely unacceptable and causes victims of these crimes to feel totally unsupported. I am demanding a full and immediate refund of the total unauthorized amount.

      Business response

      11/25/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website: *************************************.

      Customer response

      11/25/2023

       
      Complaint: 20913376

      I am rejecting this response because:


      I already have provided all of this information to their fraud/customer service teams. I will not provide duplicate information.


      Sincerely,

      *****************

      Business response

      01/05/2024

      We're sorry to hear about this frustration. We urge you to reconsider filling out the feedback form, as this will provide our team with the necessary additional details in order to help resolve this situation. You can find the feedback form on our website here: *************************************.
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      I've been banking with these guys for over 5 years for my recreational RV payment. Sometime in the past 5 months they added some weird insurance through a third party onto my account and try to charge me for it. After I've given them all of my insurance information. They refunded partial but they still want more payment. These guys are a scam. I just want my account refunded back the amount that they charged me for insurance. And I want my automatic payments to continue. For some reason they kick back automatic payments so they can charge you late fees. Then they try to charge you $10 over the phone to process your payment because there's something going on on their end. This is nothing but a scam. Just ways to get extra little bits of money. $10 here and there with thousands of members adds up 200s of thousands of dollars of year.

      Business response

      11/25/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website: *************************************.
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      I keep getting phone calls from them, they want to talk to ***********************. *** had this phone for 3 years,**** had it before. They need to put forth a little effort and update their phone records.

      Business response

      11/10/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website:
      *************************************

      Customer response

      11/10/2023

      My complaint is I am not one of your customers, never have been, never will be.  My name is ******* not ****. Please quit calling me and put forward some effort to find ***** new number and quit bothering me. 
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      The bank say when I have fraud in my name when I haven't been a member since 2021. And says more fraud in 2022 which I believe is a lie and using defamination I believe because it's all false from the bank.

      Business response

      10/18/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website:
      *************************************

    • Complaint Type:
      Billing Issues
      Status:
      Answered
      1. Date of transaction was sept 18 , 2023.False check has been issued from my account of Amount ********* complete Fraud transaction also check has incorrect address on the same and my signature.2. Date of Transaction was sept 18 , 2023 False amount has been credited to some others one - 4816.fraud transaction has been done.

      Business response

      09/21/2023

      Thank you for taking the time to share your experience with us. We value your feedback and privacy. In order for us to provide optimal service and to get you to the right person, please fill out this feedback form on our website:
      *************************************

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